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Otco International Limited (OTCO) Fair Value & Analysis

Technology · IN · Market cap ₹109M

OI Otco International Limited OTCO · BSE
Price₹8.40
Fair Value₹0.8800
Upside-89.5%
Quality55/100
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Evidence: Medium Range ₹0.6100 – ₹0.8800

Fair value as of: Jul 5, 2026

From 13 valuation models · updated today

Share price −13.3% over the past month.

Price vs Fair Value (12 months)

₹11.29 ₹6.55 Fair Value ₹0.8800 Jul 2025 Jul 2026

12‑month range ₹6.55 – ₹11.29 · fair‑value band ₹0.6100 – ₹0.8800 · the ₹8.40 price screens above the ₹0.8800 fair value. As of Jul 5, 2026.

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Analysis

Otco International Limited (OTCO) currently trades at ₹8.40, while our model-based Fair Value estimate is ₹0.8800 — implying the stock looks roughly 89.5% overvalued today. We read business quality at 55/100 (solid quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: medium).

Over the trailing twelve months, Otco International Limited generated revenue of ₹2.2M at a net margin of 11.4%. Revenue grew 82.0% year over year. It earns a return on equity of 0.9%. Net debt stands at ₹34.5M. Fundamentals as of Jul 5, 2026

Our scenario range runs from ₹0.6100 (bear case) to ₹0.8800 (bull case); at ₹8.40, the current price sits above that range. The share trades about 26% below its 52-week high and 40% above its 52-week low, currently above its 200-day average. For context, the median of 10 Technology peers we cover trades at 70% fair-value upside — at -90%, OTCO screens richer than that median.

Key figures & financial health

Revenue (TTM) ₹2.2M
Revenue growth (YoY) +82.0%
Net margin 11.4%
Return on equity 0.9%
Free cash flow ₹20.0M FY2026
P/E ratio 420.0
More key figures
Operating margin -38.0%
EPS (TTM) ₹0.0200
EPS growth (YoY) -63.2%
Net debt ₹34.5M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.

About the company

Otco International Limited provides IT solutions and services in India. The company offers IMP@CT-Enterprise Recourse Management solutions for micro finance institutions; Enterprise IMP@CT, a system software for NGOs; Imp@ct software for sharing; Micro IMP@CT, a software for use in micro credit management system, finance system, and the impact analysis system for NGOs; and Core IMP@CT software for finance and group management systems for NGOs. It also provides Banker, a software package for the NGOs involved in village banking; Network Imp@ct, a software tool for donors to track performance of NGOs; Scholastica, a school management software for recording of systemic development of various students; and Web based insurance training program for aspiring agents. In addition, the company offers Remote DBA, a Windows-based monitoring and diagnostic solution for Oracle databases; software/hardware maintenance and services to various companies, and co-operative banks and societies; and …

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

Otco International Limited reported revenue of ₹0 in FY2026 versus ₹18.1M in FY2022. Reported net income was ₹252K in FY2026, compounding −38.2%/yr from FY2022.

Revenue
FY22 ₹18.1M
FY23 ₹12.7M
FY24 ₹20.1M
FY25 ₹9.0M
FY26 ₹0
Net income −38.2%/yr
FY22 ₹1.7M
FY23 ₹836K
FY24 ₹628K
FY25 ₹295K
FY26 ₹252K

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Cite: Fair Value Calculator (2026). "Otco International Limited Fair Value". https://www.fairvalue-calculator.com/stock/OTCO

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Frequently asked questions

Is Otco International Limited (OTCO) undervalued?
As of Jul 5, 2026, our model estimates a fair value of ₹0.8800 versus a price of ₹8.40 — about −90% (overvalued). Model-based estimate, not financial advice.
What is the fair value of OTCO?
Our model-based fair value for Otco International Limited is ₹0.8800 (as of Jul 5, 2026), built from audited fundamentals. The current price is ₹8.40.
What is the quality score of OTCO?
Otco International Limited has a Quality Score of 55/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Otco International Limited (OTCO)?
Otco International Limited reported trailing-twelve-month revenue of about ₹2.2M (latest available figure, as of Jul 5, 2026).
What is the net profit margin of OTCO?
The net profit margin of Otco International Limited is about 11.4%, meaning it keeps roughly 11.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.