PT Provident Investasi Bersama Tbk, a holding company, (PALM) Fair Value & Analysis
Financial Services · ID · Market cap 4.6T IDR
Fair value as of: Jul 14, 2026
From 2 valuation models · updated 27 days ago
Share price +0.7% over the past month.
A solid business, screening 71% undervalued on our models.
What matters now
- The price is below even our cautious bear case (374.85 IDR). The market is more pessimistic than our downside scenario.
- Solid quality (64/100) at a price below fair value, the discount is the argument here, not the business quality.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 14, 2026.
How to read this chart
60‑month range 259.30 IDR – 1,163 IDR · fair‑value band 374.85 IDR – 624.75 IDR · the 292.00 IDR price screens below the 499.80 IDR fair value. Dashed = 300-day average. As of Jul 14, 2026.
Analysis
PT Provident Investasi Bersama Tbk, a holding company, (PALM) currently trades at 292.00 IDR, while our model-based Fair Value estimate is 499.80 IDR, implying the stock looks roughly 71.2% undervalued today. The Quality Score stands at 64/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Over the trailing twelve months, PT Provident Investasi Bersama Tbk, a holding company, generated revenue of 6.0T IDR at a net margin of 92.8%. Revenue grew 296.3% year over year. It earns a return on equity of 102.3%. Net debt stands at 2.9T IDR. Fundamentals as of Jul 14, 2026
Our scenario range runs from 374.85 IDR (bear case) to 624.75 IDR (bull case); at 292.00 IDR, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 41% below its 52-week high and 25% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -12% fair-value upside, at 71%, PALM screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 2 models by family
Widest divergence: Multiples (320.91 IDR) versus Asset-Based (252.95 IDR). Highest evidence: P/B Multiple (55).
Notify me when PALM reaches fair value
Free. You confirm by email (double opt-in) and can unsubscribe anytime in one click.
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 14, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 61 · Market factors (momentum, volatility) 31
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
PT Provident Investasi Bersama Tbk, a holding company, engages in direct or indirect investment through subsidiaries. It owns an investment portfolio in natural resources and logistics.
Full company description
PT Provident Investasi Bersama Tbk, a holding company, engages in direct or indirect investment through subsidiaries. It owns an investment portfolio in natural resources and logistics. It is also involved in the mining of gold, silver, copper, nickel, and other important minerals; nickel mining and other minerals, processing, and other related businesses; provides real estate development, warehousing, storage facilities. The company was formerly known as PT Provident Agro Tbk and changed its name to PT Provident Investasi Bersama Tbk in September 2022. PT Provident Investasi Bersama Tbk was founded in 2006 and is headquartered in Jakarta, Indonesia.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
PT Provident Investasi Bersama Tbk, a holding company, reported revenue of 131B IDR in FY2025 versus 317B IDR in FY2021, a compound −19.8%/yr. Reported net income was 1.8T IDR in FY2025, compounding −2.1%/yr from FY2021.
Watch PALM: get an alert when its fair value changes →
Peer Group
Asset Management · 971 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Asset Management median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Insider activity: 40/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Asset Management stocks, each showing price versus our Fair Value estimate (as of Jul 14, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Fondul Proprietatea SA FP | $0.0420 | $0.0800 | +90% |
| BlackRock, Inc BLK | $1,136 | $465.75 | -59% |
| Blackstone Inc BX | $124.56 | $16.35 | -87% |
| Investor AB INVEB | kr 423.70 | kr 847.40 | +100% |
| Brookfield Corporation BN | C$62.45 | C$10.12 | -84% |
| KKR & Co KKR | $100.94 | $44.88 | -56% |
| AB Industrivärden INDUA | kr 532.50 | kr 1,065 | +100% |
| Jio Financial Services Limited JIOFIN | ₹242.98 | ₹40.19 | -83% |
| Hedef Holding HEDEF | 267.25 TRY | 320.98 TRY | +20% |
| Bajaj Holdings BAJAJHLDNG | ₹10,398 | ₹9,202 | -12% |
Compare PT Provident Investasi Bersama Tbk, a holding company, with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Financial Services stocks →
Frequently asked questions
Is PT Provident Investasi Bersama Tbk, a holding company, (PALM) overvalued or undervalued?
What is the fair value of PALM?
What is the quality score of PALM?
What is the revenue of PT Provident Investasi Bersama Tbk, a holding company, (PALM)?
What is the net profit margin of PALM?
Does PT Provident Investasi Bersama Tbk, a holding company, pay a dividend?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track PT Provident Investasi Bersama Tbk, a holding company, and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.