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Paragon Financial Solutions, Inc (PGNN) Fair Value & Analysis

Financial Services · US · Market cap $59.8M

Price$13.20
Fair Value$22.18
Upside+68.0%
Quality95/100
Evidence: High Range $16.64 – $27.73

Fair value as of: Jun 26, 2026

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Analysis

Paragon Financial Solutions, Inc (PGNN) currently trades at $13.20, while our model-based Fair Value estimate is $22.18 — implying the stock looks roughly 68.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Paragon Financial Solutions, Inc., through its subsidiary, Paragon Bank, provides various banking products and services to individuals, and small and mid-sized businesses in the United States. It offers deposit products, including checking accounts, savings accounts, money market savings accounts, certificates of deposit, and IRAs. The company also provides commercial loan products comprising working capital loans, accounts receivable/inventory lines of credit, equipment financing, commercial auto/truck financing, business acquisition financing, letters of credit, SBA/USDA lending, and owner-and non-owner-occupied commercial real estate loans; and mortgage loans, such as purchase, refinance, conventional mortgage, federal housing administration, veterans affairs, affordable home, home equity, and medical specialist loans. In addition, it offers private banking services, such as depository and personal financial services, as well as special purchases, residential mortgages, home equi…

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Frequently asked questions

Is Paragon Financial Solutions, Inc (PGNN) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $22.18 versus a price of $13.20 — about +68% (undervalued). Model-based estimate, not financial advice.
What is the fair value of PGNN?
Our 21-model fair value for Paragon Financial Solutions, Inc is $22.18 (as of Jun 26, 2026), built from audited fundamentals. The current price is $13.20.
What is the quality score of PGNN?
Paragon Financial Solutions, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.