PMC Fincorp Limited (PMCFIN) Fair Value & Analysis
Financial Services · IN · Market cap ₹1.3B
Fair value as of: Jul 5, 2026
From 17 valuation models · updated today
Share price −2.1% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹1.50 – ₹2.26 · fair‑value band ₹1.30 – ₹2.16 · the ₹1.83 price screens above the ₹1.73 fair value. As of Jul 5, 2026.
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PMC Fincorp Limited (PMCFIN) currently trades at ₹1.83, while our model-based Fair Value estimate is ₹1.73 — implying the stock looks roughly 5.5% overvalued today. We read business quality at 39/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, PMC Fincorp Limited generated revenue of ₹151M at a net margin of 40.7%. Revenue declined 20.3% year over year. It earns a return on equity of 3.5%. Net debt stands at ₹462M. Fundamentals as of Jul 5, 2026
Our scenario range runs from ₹1.30 (bear case) to ₹2.16 (bull case); at ₹1.83, the current price sits within that range. The share trades about 28% below its 52-week high and 24% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -20% fair-value upside — at -5%, PMCFIN screens cheaper than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 5, 2026. TTM = trailing twelve months.
About the company
PMC Fincorp Limited operates as a non-banking financial company in India. The company offers working capital solutions; and business loans and loans against securities. It engages in financing and investment related activities. The company was formerly known as Priti Mercantile Company Limited and changed its name to PMC Fincorp Limited in March 2014. PMC Fincorp Limited was incorporated in 1985 and is based in New Delhi, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
PMC Fincorp Limited reported revenue of ₹141M in FY2026 versus ₹73.8M in FY2022, a compound +17.6%/yr. Reported net income was ₹61.5M in FY2026, compounding +35.7%/yr from FY2022.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.