Watch Raiffeisen Bank International AG for free: we tell you when fair value or trend changes.

Raiffeisen Bank International AG (RBI) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of Raiffeisen Bank International AG stock €38.84, price €58.55, that is 33.7% below the price, quality 54 out of 100. Rating: overvalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.

6 models, one by oneBear €29.12 to bull €48.54 Growth analysisrevenue history, year by year Quality 54/100 in detail37 factors, each one shown Compared with its peersrank on every measure, side by side

Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free

Financial Services AT · ISIN AT0000606306

Some data Nov 6, 2026

Raiffeisen Bank International AG

RBI · VI

Solid, but expensive

Our calculation puts a fair price 34% below what the stock costs today.

Healthy Growth (revenue 5y +11.8 %/yr in EUR)

Highly profitable · 23.4% net margin (TTM)

2.7% dividend yield · Low payout

Costs just 9.8 times its yearly profit.

Quality 54/100

Mixed vs. peers (6/14)

Wide moat 66/100 · thin data

Some data

Fair value €38.84 · Overvalued (−33.7%)

Downbeat coverage

⚠ Dilution

Risks from the AI analysis

🚩Russia sanctions and regulatory scrutiny🚩Neobanks and digital rivals in CEE

Watch Raiffeisen Bank International AG for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.

How to read this chart

60‑month range €8.16 – €66.50 · fair‑value band €29.12 – €48.54 · the €58.55 price screens above the €38.84 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.

Follow Raiffeisen Bank International in your weekly email

Every Wednesday you see whether Raiffeisen Bank International is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Raiffeisen Bank International AG, together with its subsidiaries, offers banking services to corporate, retail, and institutional customers.

Show moreShow less

The company provides cash management, investment and subsidized financing, eSpeedTrack, financing and sustainable solutions, electronic bank account management, reporting and payment, supply chain financing, payment acceptance, factoring solutions, export and trade finance, factoring, leveraged and acquisition financing, project and structured financing, real estate financing, leasing, digital banking, working capital, investment banking, investing, hedging, and investor services to its institutional clients and corporate customers in agri food and beverage, mobility, construction and building materials, healthcare and pharmaceuticals, infrastructure and logistics, manufacturing, metals and mining, energy, packaging, real estate, retail, technology, telecom, and utilities industries.

It also offers corporate, investment, and retail banking services, such as wealth management services to retail customers and small and medium-sized enterprises.

In addition, the company provides accounts, clearing, reporting, settlement, domestic banks, and instant payment services; and investment banking services, including asset based finance, fund finance and alternatives investments, loan syndication, mergers and acquisitions advisory, and debt and equity capital markets services.

It operates through a network of business outlets in Central, Southeastern, and Eastern Europe, as well as Albania, Bosnia and Herzegovina, Croatia, Kosovo, Romania, Serbia, Russia, Austria, Czech Republic, Hungary, Poland, Slovakia, and Ukraine.

Raiffeisen Bank International AG was founded in 1886 and is based in Vienna, Austria.

Stock analysis

Raiffeisen Bank International AG (RBI) currently trades at €58.55, while our model-based Fair Value estimate is €38.84, 34% below the price, so the stock looks overvalued today.

Valuation

Bull case: the Economic Profit group reads highest at a median of €51.17 per share, and 0 of the 6 models we run sit above the €58.55 price.

Bear case: the Dividend Discount group reads lowest at €26.13, and 6 of the 6 models stay below the price. Data coverage for this calculation is medium.

Scenario range: €29.12 (bear) to €48.54 (bull), the price of €58.55 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 54/100 (solid quality), in the Financial Services sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

Raiffeisen Bank International AG reported revenue of €9.1B in FY2025 versus €5.6B in FY2021, a compound +12.9%/yr. Reported net income was €1.4B in FY2025, compounding 0.0%/yr from FY2021.

Key figures

Market cap €23.3B Large · P/E ratio 9.8 · P/S ratio 2.61 · EPS (TTM) €5.97 · Dividend yield 2.7% · Net margin 23.4% · Return on equity 10.2% · Return on assets (EBIT) 1.7% (5-year average).

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 66 out of 100 (low confidence).

What moves the price

The share trades about 12% below its 52-week high and 97% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −28% fair-value upside, at −34%, RBI screens richer than that median.

Fair Value models

Bear €29.12 Fair Value €38.84 Bull €48.54

Price €58.55 · Downside -33.7%

Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (€3.74 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.

Best data coverage

Residual Income €49.81 €51.17 €55.21 76

Gordon GGM €15.37 €29.12 €41.95 67

DDM Multi-Stage €15.37 €23.13 €30.64 67

All 6 models by family

Dividend Discount

Gordon GGM €15.37 €29.12 €41.95 67

DDM Multi-Stage €15.37 €23.13 €30.64 67

Multiples

P/E Multiple €40.70 €54.27 €67.84 63

P/B Multiple €27.82 €37.10 €46.37 55

Asset-Based

NCAV (Graham) €30.40 €40.74 €60.81 54

Economic Profit

Residual Income €49.81 €51.17 €55.21 76

The fair value above starts from this blend and is adjusted for dilution from new shares.

Open the full fair value analysis →

Quality Score breakdown

Overall quality 54/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 26

How much profit the company makes from its sales and capital

Quality Growth 36

Are margins and returns getting better?

Cashflow 100

Do the profits arrive as real cash?

Financial strength 69

Debt, balance sheet and risk of trouble

Investment 76

Does it invest with discipline instead of growing at any price?

Low Volatility 41

How calm the share price moves, does not count

Price momentum 70

Price momentum of the last 3 to 12 months, does not count

Near the 52-week high 89

Distance to the 52-week high, does not count

New shares 6

Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 90/100

Revenue growth appears healthy and is supported by profitability and cash-flow quality.

Revenue growth 1 year

+3.0%

Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

−1.6%

Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+11.8%

Start year 2020 (pandemic). Over 10 years: +6.0% a year

Revenue growth 23 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+13.1%

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.

+5.0%

Earnings growth per share plus dividend.

Earnings per share, growth per year+2.3%

Dividend (yield on the price)2.7%

Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.base effect: 2.3% / 11.2%

Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.22% → 29%

Pace: the 5-year rate starts in 2020 (pandemic)

RBI screens overvalued: fair value 34% below the price. Compare with China Merchants Bank Co →

Recent news

News mood ⓘNews mood, the average tone of recent news (97 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Very negative

Recent news coverage is unusually downbeat.

Raiffeisen Bank International AG (RAIFF) (Q3 2026) Earnings Call Highlights: Record Net ... Yahoo Finance · Nov 6, 2026
Raiffeisen Stock And European Banks Facing Russia Sanctions Pressure Yahoo Finance · Oct 12, 2026
Raiffeisen Bank International (WBAG:RBI) Won A Vienna Court Ruling, Is The Upside Already Priced In? Yahoo Finance · Sep 23, 2026
Raiffeisen crosses 55% threshold to secure control of Addiko Bank Yahoo Finance · Aug 4, 2026

Note from the team Oct 11, 2026

AI conclusion: Strong CEE franchise supports consistent core earnings growth, yet the Russian subsidiary continues to divert management attention and capital from core markets.

Main risk: Ongoing sanctions compliance requirements and potential further regulatory actions tied to its Russian subsidiary could continue to tie up capital and management attention, limiting flexibility in core CEE operations.

Bull case: By accelerating its own AI-powered virtual assistants and digital platforms while navigating or reducing Russian exposures through compliance and selective resolutions, RBI could strengthen customer loyalty and operational efficiency across its CEE network.

Bear case: Persistent sanctions-related restrictions and capital lockups in Russia combined with accelerating customer shifts to neobanks could erode RBI's market position in key CEE countries and constrain its ability to pursue organic growth or acquisitions.

RBI has built a strong position across Central and Eastern Europe with consistent core earnings growth, yet its Russian subsidiary continues to tie up management attention and capital even after a planned exit was blocked. An internal review just confirmed that the bank has followed its compliance and sanctions rules in detail. Will the focus on organic growth and selective acquisitions in core markets deliver more predictable results, or will the legacy exposure keep creating friction?

Join the discussion →

Compare Raiffeisen Bank International AG with another stock

Price, fair value, quality and upside side by side.

First stock

Second stock

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 998 stocks

Beats the industry median on 6/14 measures

A mixed picture versus its industry peers.

Valuation

Quality Score 54 · Below median

Fair Value upside −33.7% · Below median

Profitability

Return on equity (12 months) 10.2% · Below median

Return on assets 0.7% · Below median

Net margin (12 months) 23.4% · Below median

Operating margin (12 months) 46.4% · Above median

Growth and dividend

Revenue growth (quarter YoY) 1.7% · Below median

Dividend yield (12 months) 2.7% · Above median

Balance sheet

Debt / equity 0.49× · Above median

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (12 months) 9.8× · Cheaper than median

P/B 1.11× · Cheaper than median

P/S (12 months) 2.61× · Cheaper than median

Price / free cash flow (fiscal year) 2.7× · Cheapest 25%

PEG 2.84× · Priciest 25%

Strength profile in five axes (Snowflake)

This stock

Sector peers

VALUE (fair-value potential)0 · sector 8

FUTURE (revenue growth)9 · sector 47

PAST (return on equity)41 · sector 43

HEALTH (low debt)–

DIVIDEND (yield)55 · sector 53

VALUE 0: the price sits above our fair-value range.

HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock	Price	Fair Value	vs Fair Value	Compare
Postal Savings Bank of China Co 601658	¥5.53	¥7.59	+37%	vs RBI
China Merchants Bank Co 600036	¥42.88	¥52.73	+23%	vs RBI
BNP Paribas SA BNP	€91.93	€106.01	+15%	vs RBI
Intesa Sanpaolo S.p.A ISP	€6.18	€4.49	−27%	vs RBI
State Bank of India SBIN	₹1,019	₹736.65	−28%	vs RBI
UniCredit S.p.A UCG	€76.80	€50.44	−34%	vs RBI
Mizuho Financial Group MFG	$9.40	$5.90	−37%	vs RBI
DBS Group D05	69.72 SGD	40.39 SGD	−42%	vs RBI
HDFC Bank Limited HDFCBANK	₹788.25	₹406.39	−48%	vs RBI
ICICI Bank Limited ICICIBANK	₹1,571	₹615.63	−61%	vs RBI

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks Technology Financial Services Healthcare Consumer Cyclical Consumer Defensive Communication Services Industrials Energy Basic Materials Real Estate Utilities Deeply Undervalued Stocks Undervalued High-Quality Stocks Undervalued Blue-Chip Stocks Undervalued Small-Cap Stocks Undervalued Dividend Stocks Undervalued 52-Week Low Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Evidence & backtest34 years, failed companies included Financial calculatorsDCF, Graham, PEG and more

Run the numbers yourself: free valuation calculators

DCF Calculator P/E Ratio Calculator PEG Ratio Calculator Graham Number Peter Lynch Formula DDM Calculator Intrinsic Value Intrinsic vs Extrinsic Value P/E Ratio by Sector

For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Raiffeisen Bank International AG: fair value per Fair Value Calculator

<a href="https://www.fairvalue-calculator.com/stock/RBI?utm_source=embed&amp;utm_medium=badge" target="_blank" rel="nofollow noopener"><img src="https://www.fairvalue-calculator.com/embed/RBI.VI.svg" width="360" height="84" alt="Raiffeisen Bank International AG: fair value per Fair Value Calculator" style="border:0;max-width:100%" loading="lazy"></a>

Cite: Fair Value Calculator (2026). "Raiffeisen Bank International AG Fair Value". https://www.fairvalue-calculator.com/stock/RBI

Frequently asked questions

Is Raiffeisen Bank International AG (RBI) overvalued or undervalued?

As of Nov 6, 2026, our model estimates a fair value of €38.84 versus a price of €58.55, about 34% lower (overvalued).

What is the fair value of RBI?

Our model-based fair value for Raiffeisen Bank International AG is €38.84 (as of Nov 6, 2026), built from audited fundamentals. The current price: €58.55.

What is the quality score of RBI?

Raiffeisen Bank International AG has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.

What is the price target for Raiffeisen Bank International AG (RBI)?

Our model-based price target is the fair value of €38.84 (as of Nov 6, 2026) from 6 valuation models. Cautious scenario €29.12, optimistic scenario €48.54. It is a calculation from audited fundamentals, not an analyst target.

What is the Raiffeisen Bank International AG stock forecast for 2026?

Our models put fair value at €38.84, about 34% lower versus a price of €58.55 (overvalued). Cautious scenario €29.12, optimistic scenario €48.54. The calculation is refreshed regularly with new filings.

What is the revenue of Raiffeisen Bank International AG (RBI)?

Raiffeisen Bank International AG reported trailing-twelve-month revenue of about €8.9B (latest available figure, as of Nov 6, 2026).

Does Raiffeisen Bank International AG pay a dividend?

Raiffeisen Bank International AG currently shows a dividend yield of 2.73% relative to its recent price (as of Nov 6, 2026).

How much is the dividend of Raiffeisen Bank International AG (RBI) and when is the ex-dividend date?

Raiffeisen Bank International AG pays a dividend of €1.60 per share a year, a dividend yield of 2.7%. The last ex-dividend date was Apr 14, 2026. A dividend has been paid every year since 2018. The payout ratio is 26.8% of earnings. Our assessment: Low payout. A low payout ratio: the dividend takes at most 60 % of earnings. Whether free cash flow covers it as well, we cannot see for this company.

What is the intrinsic value of Raiffeisen Bank International AG (RBI)?

Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Raiffeisen Bank International AG it is €38.84 per share (as of Nov 6, 2026), against a price of €58.55. It is the blended result of 6 valuation models in 4 families (Dividend Discount, Multiples, Asset-Based, Economic Profit).

Is Raiffeisen Bank International AG stock overvalued or undervalued in 2026?

As of Nov 6, 2026, RBI trades above its calculated fair value: price €58.55, fair value €38.84, a gap of about −34% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.

Is fair value the same as the market price of RBI?

No. The price is what the market pays today (€58.55); the fair value is what the company's own numbers justify (€38.84). For Raiffeisen Bank International AG the two are €19.71 per share apart. That gap is exactly why we show both numbers side by side.

How much is Raiffeisen Bank International AG worth?

The market values Raiffeisen Bank International AG at about €23.3B (market capitalisation, as of Nov 6, 2026). Per share that is €58.55; our models calculate a fair value of €38.84 per share.

What do the bullish and bearish scenarios say about RBI?

Our models span a range for Raiffeisen Bank International AG: cautious scenario €29.12, base €38.84, optimistic €48.54 per share (as of Nov 6, 2026, price €58.55). The range comes from different growth and margin assumptions, not from analyst opinions.

What is the P/E ratio of RBI?

Raiffeisen Bank International AG trades at a price-to-earnings ratio of 9.8 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €38.84 is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings: 6.2. Other multiples: PEG 2.8, P/B 1.1, P/S 2.6.

What is the PEG ratio of RBI?

The PEG ratio of Raiffeisen Bank International AG is 2.84 (P/E divided by earnings growth, as of Nov 6, 2026). That is above 1, so the growth is already paid for in the price.

How solid is the balance sheet of Raiffeisen Bank International AG (RBI)?

Balance-sheet figures for Raiffeisen Bank International AG (as of Nov 6, 2026): return on equity 10.2%, debt of 0.49 per unit of equity. They feed the Quality Score of 54/100, which measures business quality independently of the share price.

How far is RBI from its 52-week high?

Raiffeisen Bank International AG trades at €58.55, about 12% below its 52-week high of €66.50 and 97% above the low of €29.70 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of €38.84 is for.

Which stocks are comparable to Raiffeisen Bank International AG?

From the same area (Financial Services) we also value China Merchants Bank Co, DBS Group, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.

Is Raiffeisen Bank International AG stock attractive at the current price?

The data as of Nov 6, 2026: price €58.55, calculated fair value €38.84 (−34%), Quality Score 54/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.

How is the fair value of RBI calculated?

We run Raiffeisen Bank International AG through 6 models from 4 families: Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of €38.84 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.

Is it still worth investing in stocks now?

The global stock market currently sits 13.0% above its aggregate fair value. Raiffeisen Bank International AG itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.

What is the share price of Raiffeisen Bank International AG (RBI)?

The closing price on Nov 6, 2026 was €58.55. Our model-based fair value is €38.84, about 34% lower (overvalued). We carry closing prices from our data provider, not a live tick.

What should I pay attention to with Raiffeisen Bank International AG right now?

The price sits above even our optimistic bull case (€48.54). The favourable scenario is already priced in. Solid but not exceptional quality (54/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Where does the earnings growth of Raiffeisen Bank International AG (RBI) come from?

Earnings per share at Raiffeisen Bank International AG grew +15.1 % a year from 2015 to 2025. Broken into its drivers: revenue per share +6.0 %, EBIT margin +13.0 %, tax rate +0.5 %, residual (interest, one-offs) −4.4 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of Raiffeisen Bank International AG

How large is the market capitalisation of Raiffeisen Bank International AG (RBI)?

The market capitalisation of Raiffeisen Bank International AG is €23.3B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.

What is the P/S ratio of Raiffeisen Bank International AG (RBI)?

The price-to-sales ratio of Raiffeisen Bank International AG is 2.61 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.

What are the earnings per share of Raiffeisen Bank International AG (RBI)?

Earnings per share at Raiffeisen Bank International AG are €5.97 (price ÷ EPS = P/E 9.8). Earnings per share over the last twelve months: total profit spread across every single share.

What is the dividend yield of Raiffeisen Bank International AG (RBI)?

The dividend yield of Raiffeisen Bank International AG is 2.7% (payout 26.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.

What is the net margin of Raiffeisen Bank International AG (RBI)?

The net margin of Raiffeisen Bank International AG is 23.4% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.

What is the return on equity of Raiffeisen Bank International AG (RBI)?

The return on equity (ROE) of Raiffeisen Bank International AG is 10.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.

What is the EBIT return on assets of Raiffeisen Bank International AG (RBI)?

On an EBIT basis the return on assets of Raiffeisen Bank International AG is 1.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.

What is the operating margin of Raiffeisen Bank International AG (RBI)?

The operating margin of Raiffeisen Bank International AG is 46.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.

How fast is revenue growing at Raiffeisen Bank International AG (RBI)?

Revenue at Raiffeisen Bank International AG is growing +1.7% versus a year earlier (3y avg −1.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.

How fast are earnings growing at Raiffeisen Bank International AG (RBI)?

Earnings per share at Raiffeisen Bank International AG are growing −13.6% versus a year earlier. How much earnings per share grew versus a year earlier.

How much free cash flow does Raiffeisen Bank International AG (RBI) generate?

The free cash flow of Raiffeisen Bank International AG is €8.5B (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.

How much net debt does Raiffeisen Bank International AG (RBI) carry?

The net debt of Raiffeisen Bank International AG is €32.4B (fiscal year 2025, ≈ 3.8 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.

Free · no account needed

Watch Raiffeisen Bank International AG in the live analysis

One click puts Raiffeisen Bank International AG on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.