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Redwood Financial, Inc (REDW) Fair Value & Analysis

Financial Services · US · Market cap $89.2M

Price$195.50
Fair Value$170.62
Upside-12.7%
Quality95/100
Evidence: High Range $127.96 – $213.27

Fair value as of: Jun 26, 2026

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Analysis

Redwood Financial, Inc (REDW) currently trades at $195.50, while our model-based Fair Value estimate is $170.62 — implying the stock looks roughly 12.7% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Redwood Financial, Inc. operates as a financial holding company of HomeTown Bank, a state-chartered bank that provides banking and financial services in south central and south western Minnesota. It offers various deposit and savings plans; and mortgage, commercial, agricultural, and consumer lending products. The company also provides property, casualty, crop, captive, and health/life insurance products and services; issues preferred trust securities to independent entities; and provides credit cards. The company was founded in 1924 and is based in Redwood Falls, Minnesota.

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Frequently asked questions

Is Redwood Financial, Inc (REDW) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $170.62 versus a price of $195.50 — about −13% (overvalued). Model-based estimate, not financial advice.
What is the fair value of REDW?
Our 21-model fair value for Redwood Financial, Inc is $170.62 (as of Jun 26, 2026), built from audited fundamentals. The current price is $195.50.
What is the quality score of REDW?
Redwood Financial, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.