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Saga Furs Oyj (SAGCV) Fair Value & Analysis

Consumer Cyclical · FI · Market cap €51.6M

SF Saga Furs Oyj SAGCV · HE
Price€14.65
Fair Value€23.91
Upside+63.2%
Quality53/100
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Healthy Growth
Solidly profitable · 16.0% net margin
Low debt · generates free cash flow
4.97% dividend yield
Ranks above peers (11/13)
Moderate moat 45/100
Evidence: High Range €17.94 – €26.10 Share as image

Fair value as of: Jul 19, 2026

From 24 valuation models · updated 22 days ago

Share price −1.0% over the past month.

A solid business, screening 63% undervalued on our models.

What matters now

  • The price is below even our cautious bear case (€17.94). The market is more pessimistic than our downside scenario.
  • Solid quality (53/100) at a price below fair value, the discount is the argument here, not the business quality.
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Price vs Fair Value (5 years)

€15.20 €6.05 Fair Value €23.91 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 19, 2026.

How to read this chart

60‑month range €6.05 – €15.20 · fair‑value band €17.94 – €26.10 · the €14.65 price screens below the €23.91 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 19, 2026.

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Analysis

Saga Furs Oyj (SAGCV) currently trades at €14.65, while our model-based Fair Value estimate is €23.91, implying the stock looks roughly 63.2% undervalued today. The Quality Score stands at 53/100 (solid quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Saga Furs Oyj generated revenue of €42.3M at a net margin of 8.4%. Revenue grew 7.4% year over year. It earns a return on equity of 4.0%. The balance sheet holds a net cash position of €51.7M. Fundamentals as of Jul 19, 2026

Our scenario range runs from €17.94 (bear case) to €26.10 (bull case); at €14.65, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 1% below its 52-week high and 144% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -27% fair-value upside, at 63%, SAGCV screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF €60.61 €68.88 €79.26 80
Residual Income €23.02 €22.35 €17.99 76
Rev-Margin DCF €43.50 €47.17 €51.79 74
All 24 models by family
DCF Models
FCF DCF €60.03 €68.94 €80.78 38
Owner Earnings €45.97 €51.30 €58.39 31
5Y Revenue Exit €43.50 €46.29 €49.65 39
5Y EBITDA Exit €51.07 €59.36 €69.04 41
5Y P/E Exit €50.97 €59.20 €67.85 38
10Y Revenue Exit €50.89 €54.40 €57.88 36
10Y EBITDA Exit €54.99 €61.84 €69.34 37
10Y P/E Exit €54.94 €61.74 €68.63 35
Earnings-Based
Graham-Dodd €9.11 €17.63 €22.03 54
EPV €26.85 €27.07 €27.26 59
Dividend Discount
Gordon GGM €6.63 €8.47 €10.05 70
DDM Multi-Stage €6.63 €8.48 €10.25 61
Multiples
P/E Multiple €21.10 €28.13 €35.17 63
P/S Multiple €17.08 €22.78 €28.47 58
P/B Multiple €17.08 €22.78 €28.47 55
EV/EBIT €31.65 €33.88 €36.10 53
EV/EBITDA €46.29 €53.39 €60.49 54
EV/Revenue €29.74 €31.78 €33.83 43
Asset-Based
NCAV (Graham) €17.02 €22.80 €34.03 50
Growth DCF
Growth DCF €60.61 €68.88 €79.26 80
Rev-Margin DCF €43.50 €47.17 €51.79 74
Economic Profit
Residual Income €23.02 €22.35 €17.99 76
ROIC Compounder €26.85 €27.07 €27.26 72
Growth Earnings
Growth-Adj P/E €15.17 €21.67 €28.17 68

Widest divergence: DCF Models (€59.20) versus Dividend Discount (€8.47). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) €49.8M
Revenue growth (YoY) +55.7%
Net margin 16.0%
Return on equity 9.2%
Free cash flow €12.2M FY2025
P/E ratio 14.6
More key figures
Operating margin 6.5%
EPS (TTM) €1.00
Dividend yield 5.0%
EPS growth (YoY) +164%
Net cash €51.7M FY2025

Figures from reported company fundamentals · as of Jul 19, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 53/100

Of which business quality 56 · Market factors (momentum, volatility) 85

Profitability 24
Margins and returns on capital today
Quality Growth 30
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 78
Balance sheet, leverage, solvency risk
Investment 97
Disciplined investing over empire-building
Low Volatility 76
Calm price path (market factor)
Momentum 87
Price trend over the last 3–12 months (market factor)
52W Momentum 93
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Saga Furs Oyj operates an auction house furs in Finland. The company provides finnraccoon, fox, and mink furs on a global scale. It serves fur breeders and suppliers, clothing designers, manufacturers, and fashion houses. The company was formerly known as Turkistuottajat Oyj and changed its name to Saga Furs Oyj in October 2011.

Full company description

Saga Furs Oyj operates an auction house furs in Finland. The company provides finnraccoon, fox, and mink furs on a global scale. It serves fur breeders and suppliers, clothing designers, manufacturers, and fashion houses. The company was formerly known as Turkistuottajat Oyj and changed its name to Saga Furs Oyj in October 2011. Saga Furs Oyj was incorporated in 1938 and is headquartered in Vantaa, Finland.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Saga Furs Oyj reported revenue of €42.3M in FY2025 versus €51.0M in FY2021, a compound −4.6%/yr. Reported net income was €3.5M in FY2025, compounding −27.6%/yr from FY2021.

Growth Quality 77/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
€42.3M
Latest YoY
+3.0%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.9%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+8.5%
Avg. growth/yr (25Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.3%
Revenue −4.6%/yr
FY21 €51.0M
FY22 €38.8M
FY23 €46.6M
FY24 €41.1M
FY25 €42.3M
Net income −27.6%/yr
FY21 €12.8M
FY22 €1.0M
FY23 €4.9M
FY24 €2.6M
FY25 €3.5M

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Cite: Fair Value Calculator (2026). "Saga Furs Oyj Fair Value". https://www.fairvalue-calculator.com/stock/SAGCV

Peer Group

Textile Manufacturing · 307 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 53 · Above median
Fair Value upside +63% · Top 25%
Return on equity (TTM) 9% · Top 25%
Return on assets 3% · Above median
Net margin (TTM) 16% · Top 25%
Operating margin (TTM) 6% · Above median
Revenue growth 56% · Top 25%
Dividend yield (TTM) 5.0% · Top 25%

Valuation Multiples vs Textile Manufacturing median · lower = cheaper

P/E (TTM) 14.6× · Cheaper than median
P/B 0.66× · Cheaper than median
P/S (TTM) 1.20× · Pricier than median
P/FCF 4.9× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 8
FUTURE 100 · sector 0
PAST 37 · sector 15
HEALTH 100 · sector 95
DIVIDEND 99 · sector 34

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Textile Manufacturing stocks, each showing price versus our Fair Value estimate (as of Jul 19, 2026).

Stock Price Fair Value vs Fair Value
Shenzhou International Group 2313 HK$44.40 HK$75.65 +70%
Tongkun Group 601233 ¥23.56 ¥14.53 -38%
Inner Mongolia ERDOS Resources Co 600295 ¥12.04 ¥14.35 +19%
HMT (Xiamen) New Technical Materials Co 603306 ¥91.75 ¥12.85 -86%
Far Eastern New Century Corporation 1402 27.55 TWD 28.72 TWD +4%
K.P.R. Mill Limited KPRMILL ₹1,083 ₹467.49 -57%
Zhejiang Orient Holdings 600120 ¥5.18 ¥2.21 -57%
Vardhman Textiles Limited VTL ₹602.20 ₹437.53 -27%
Isiklar Enerji ve Yapi Holding IEYHO 174.20 TRY 323.84 TRY +86%
Shandong Fiberglass Group 605006 ¥16.75 ¥6.42 -62%

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Frequently asked questions

Is Saga Furs Oyj (SAGCV) overvalued or undervalued?
As of Jul 19, 2026, our model estimates a fair value of €23.91 versus a price of €14.65, about +63% (undervalued).
What is the fair value of SAGCV?
Our model-based fair value for Saga Furs Oyj is €23.91 (as of Jul 19, 2026), built from audited fundamentals. The current price is €14.65.
What is the quality score of SAGCV?
Saga Furs Oyj has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Saga Furs Oyj (SAGCV)?
Saga Furs Oyj reported trailing-twelve-month revenue of about €42.3M (latest available figure, as of Jul 19, 2026).
What is the net profit margin of SAGCV?
The net profit margin of Saga Furs Oyj is about 8.4%, meaning it keeps roughly 8.4% of revenue as net income. Based on the latest reported figures.
Does Saga Furs Oyj pay a dividend?
Saga Furs Oyj currently shows a dividend yield of about 4.93% relative to its recent price (as of Jul 19, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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