Sompo Holdings (SMPNY) Fair Value & Analysis
Financial Services · US · Market cap $35.7B
Sompo Holdings
SMPNY · US
Fair value as of: Jun 26, 2026
From 26 valuation models · updated 18 days ago
Fair value updated Jun 26, 2026 — revised from $36.39 to $30.65 (−15.8%) since Jun 24, 2026. Share price +5.6% over the past month.
Price vs Fair Value (12 months)
12‑month range $13.57 – $20.47 · fair‑value band $22.99 – $38.32 · the $20.38 price screens below the $30.65 fair value. As of Jun 26, 2026.
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Sompo Holdings (SMPNY) currently trades at $20.38, while our model-based Fair Value estimate is $30.65 — implying the stock looks roughly 50.4% undervalued today. We read business quality at 70/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Sompo Holdings generated revenue of $5.7T at a net margin of 11.2%. Revenue grew 11.7% year over year. It earns a return on equity of 15.8%. The balance sheet holds a net cash position of $389B. Fundamentals as of Jun 26, 2026
Our scenario range runs from $22.99 (bear case) to $38.32 (bull case); at $20.38, the current price sits below that range. The share trades near its 52-week high and 51% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 62% fair-value upside — at 50%, SMPNY screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Sompo Holdings, Inc. provides property and casualty insurance services in Japan and internationally. The company operates through the Domestic Non-Life Insurance Business, Overseas Insurance Business, Domestic Life Insurance Business, and Nursing Care and Seniors Business segments. The company offers various P&C insurance products, including direct insurance, as well as security, risk management, assistance, and warranty services. It also provides nursing care and at-home care services for the elderly and their families; health support; and asset management services. The company was formerly known as Sompo Japan Nipponkoa Holdings, Inc. and changed its name to Sompo Holdings, Inc. in October 2016. The company was incorporated in 2010 and is headquartered in Tokyo, Japan.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Sompo Holdings reported revenue of $6.6T in FY2026 versus $4.1T in FY2022, a compound +12.4%/yr. Reported net income was $679B in FY2026, compounding +31.8%/yr from FY2022.
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Recent news
- AM Best Places Credit Ratings of Service Insurance Group Members Under Review With Positive Implications Following Acquisition Announcement
- Sompo to Acquire Service Insurance Companies, a Leading Monoline Workers’ Compensation Insurance Company
- Sompo Holdings (TSE:8630) Stock Valuation Check After Recent Mixed Returns
- Sompo appoints Bart Van Gysegem Country Manager, Insurance for Belgium and the Netherlands
External third-party headlines (Yahoo Finance, Reuters and others) — not an editorial selection, not financial advice.
Similar stocks
10 more Insurance - Property & Casualty stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Chubb Limited C1BL34 | R$380.31 | R$420.71 | +11% |
| The Progressive Corporation PGR | $207.38 | $335.04 | +62% |
| Tokio Marine Holdings TKOMF | $42.16 | $41.60 | -1% |
| The Travelers Companies, Inc TRV | 5,323 MXN | 308.46 MXN | -94% |
| The Allstate Corporation ALL | $231.55 | $463.10 | +100% |
| The People's Insurance Company 601319 | ¥7.12 | ¥14.24 | +100% |
| PICC Property and Casualty Company PPCCY | $49.08 | $83.45 | +70% |
| MS&AD Insurance Group MSADF | $29.91 | $57.59 | +93% |
| Intact Financial Corporation IFCZF | $195.60 | $181.27 | -7% |
| Fairfax Financial Holdings FFH | C$2,250 | C$3,622 | +61% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.