Fairvalue-Calculator Fairvalue-Calculator
EN DE

Standard Premium Finance Holdings (SPFX) Fair Value & Analysis

Financial Services · US · Market cap $6.5M

Price$2.17
Fair Value$4.34
Upside+100.1%
Quality95/100
Evidence: High Range $3.26 – $7.10

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

Standard Premium Finance Holdings (SPFX) currently trades at $2.17, while our model-based Fair Value estimate is $4.34 — implying the stock looks roughly 100.1% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Standard Premium Finance Holdings, Inc. operates as an insurance premium financing company in the United States. It offers collateralized loans to small- and medium-sized businesses and individuals to finance the insurance premiums they pay on their commercial property and casualty insurance policies. Standard Premium Finance Holdings, Inc. was founded in 1991 and is based in Miami, Florida.

Open the full interactive analysis →

Similar stocks

Visa Inc (V) -46% Mastercard Incorporated (MA) -66% M4I (M4I) -15% American Express Company (AXP) -41% Capital One Financial Corporation (COF) -38% Bajaj Finance Limited (BAJFINANCE) -37%

Frequently asked questions

Is Standard Premium Finance Holdings (SPFX) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $4.34 versus a price of $2.17 — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of SPFX?
Our 21-model fair value for Standard Premium Finance Holdings is $4.34 (as of Jun 26, 2026), built from audited fundamentals. The current price is $2.17.
What is the quality score of SPFX?
Standard Premium Finance Holdings has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.