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Sparebanken Øst (SPOG) Fair Value & Analysis

Financial Services · NO · Market cap 1.5B NOK

Pricekr 72.41
Fair Valuekr 144.82
Upside+100.0%
Quality95/100
Evidence: High Range kr 108.62 – kr 181.02

Fair value as of: Jun 26, 2026

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Analysis

Sparebanken Øst (SPOG) currently trades at kr 72.41, while our model-based Fair Value estimate is kr 144.82 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Sparebanken Øst operates as a savings bank in eastern Norway. The company offers savings, tax withholding, guardianship, investment, high-interest business, and other accounts; retirement savings; corporate and other deposits; agricultural operating and agricultural credits; letters of credit; interest rate swaps; commercial property financing; commercial property upgrade, green business, car, framework, and installment loans, as well as construction loans for businesses; mortgages; guarantees; and overdrafts. It also provides cyber, warranty, group life, health, truck and construction machinery, project, travel, child, car, home, contents, life, disability, boats, and other vehicle insurance products, as well as homeowners insurance for commercial buildings; debit and bank cards; and refinancing, pension, payment, mobile and online banking, and other banking services. In addition, the company buys, sells, and stores cryptocurrencies; trades in shares and funds; operates as a real e…

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Frequently asked questions

Is Sparebanken Øst (SPOG) undervalued?
As of Jun 26, 2026, our model estimates a fair value of kr 144.82 versus a price of kr 72.41 — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of SPOG?
Our 21-model fair value for Sparebanken Øst is kr 144.82 (as of Jun 26, 2026), built from audited fundamentals. The current price is kr 72.41.
What is the quality score of SPOG?
Sparebanken Øst has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.