Starteck Finance Limited (STARTECK) Fair Value & Analysis
Financial Services · IN · Market cap ₹2.8B
Fair value as of: Jul 3, 2026
From 25 valuation models · updated today
Share price +7.9% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹216.00 – ₹334.90 · fair‑value band ₹230.77 – ₹446.27 · the ₹285.85 price screens below the ₹309.73 fair value. As of Jul 3, 2026.
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Starteck Finance Limited (STARTECK) currently trades at ₹285.85, while our model-based Fair Value estimate is ₹309.73 — implying the stock looks roughly 8.4% undervalued today. We read business quality at 53/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, Starteck Finance Limited generated revenue of ₹311M at a net margin of 75.8%. Revenue grew 30.9% year over year. It earns a return on equity of 9.5%. Net debt stands at ₹3.5B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
Starteck Finance Limited operates as a non-banking financial company in India. The company offers financing solutions to retail, small and medium enterprise, and commercial customers in urban and semi-urban areas. The company was formerly known as Nivedita Mercantile and Financing Limited and changed its name to Starteck Finance Limited in November 2018. Starteck Finance Limited was incorporated in 1985 and is based in Mumbai, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
Starteck Finance Limited reported revenue of ₹531M in FY2026 versus ₹289M in FY2022, a compound +16.4%/yr. Reported net income was ₹236M in FY2026, compounding +23.4%/yr from FY2022.
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.