EN DE
Check 35,000+ stocks against 26 valuation models and 37 quality factors
Data-driven stock valuation

Sujala Trading & Holdings Ltd (SUJALA) fair value: what the stock is really worth

As of Sep 24, 2026: fair value of Sujala Trading & Holdings Ltd ₹23.47, price ₹12.97, upside +81.0%, quality 51 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? Yes
  3. Add to watchlist

Financials · IN · ISIN INE029H01016

ST Thin data Sep 24, 2026

Sujala Trading & Holdings Ltd

SUJALA · BSE

Clearly undervaluedStrong Fair Value upside, but quality is only moderate.

✓Fair value ₹23.47 · Strongly undervalued (+81%)
!Quality 51/100
!Weak Growth (revenue 5y −11.7 %/yr)
!Loss-making · -0.7% net margin (TTM)
!negative free cash flow
!Trails peers (2/7)
!Narrow moat 16/100
!Evidence only low, so the estimate is less certain
!Weak on past: 5 out of 100

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

₹84.93 ₹5.90 Fair Value ₹23.47 Feb 2019 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.

How to read this chart

60‑month range ₹5.90 – ₹84.93 · fair‑value band ₹17.60 – ₹29.33 · the ₹12.97 price screens below the ₹23.47 fair value. Dashed = 300-day average. As of Sep 24, 2026.

Follow Sujala Trading & Holdings in your weekly email

Every Wednesday you see whether Sujala Trading & Holdings is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Stock analysis

Sujala Trading & Holdings Ltd (SUJALA) currently trades at ₹12.97, while our model-based Fair Value estimate is ₹23.47, implying the stock looks roughly 44.7% undervalued today.

Show more

Valuation

How firm this estimate is: it rests on 2 models at a data quality of 95/100, which puts the evidence level at low.

Scenario range: ₹17.60 (bear) to ₹29.33 (bull), the price of ₹12.97 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 51/100 (solid quality), in the Financials sector.

Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.

Sujala Trading & Holdings Ltd reported revenue of ₹8.0M in FY2025 versus ₹31.4M in FY2021, a compound −28.8%/yr. Reported net income was −₹222K in FY2025.

Key figures

Market cap ₹74.2M (≈ $773K) · P/S ratio 0.62 · EPS (TTM) ₹−0.0400 · Net margin −2.8% · Return on equity 1.2% · Return on assets (EBIT) 0.0% · Operating margin −11.1% · Revenue growth (YoY) +555%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).

What moves the price

The share trades about 85% below its 52-week high and at its 52-week low, currently below its 200-day average.

For context, the median of 10 Financials peers we cover trades at 56% fair-value upside, at 81%, SUJALA screens cheaper than that median.

Fair Value models

Bear ₹17.60 Fair Value ₹23.47 Bull ₹29.33
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
P/B Multiple ₹17.60 ₹23.47 ₹29.33 55
NCAV (Graham) ₹13.80 ₹18.50 ₹27.61 51
All 2 models by family
Multiples
P/B Multiple ₹17.60 ₹23.47 ₹29.33 55
Asset-Based
NCAV (Graham) ₹13.80 ₹18.50 ₹27.61 51

Open the full fair value analysis →

Notify me when SUJALA reaches fair value

Put SUJALA on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Quality Score breakdown

Overall quality 51/100

Of which business quality 49 · Market factors (momentum, volatility) 19

Profitability 9
Margins and returns on capital today
Quality Growth 19
Are margins and returns improving?
Cashflow 50
Earnings quality: real cash, not paper profit
Fin. Strength 59
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 58
Calm price path (market factor)
Momentum 4
Price trend over the last 3–12 months (market factor)
52W Momentum 0
Distance to the 52-week high (market factor)
Net Issuance 82
Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 0/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−45.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−30.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−11.7%
Start year 2020 (pandemic)
Revenue growth 9 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−21.4%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
10.6% (2020) → −3.5% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

Watch SUJALA, get fair value alerts →

Compare Sujala Trading & Holdings Ltd with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Investment Holding Companies” was too small, so the broader sector is used.)Financials · 3336 stocks

Beats the sector median on 2/7 measures
Overall it trails its sector peers.
Valuation
Quality Score 49 · Below median
Fair Value upside +79% · Top 25%
Profitability
Return on equity (TTM) 1% · Bottom 25%
Return on assets 1% · Below median
Net margin (TTM) −1% · Bottom 25%
Operating margin (TTM) −11% · Bottom 25%
Growth and dividend
Revenue growth 555% · Top 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)100 · sector 22
FUTURE (revenue growth)100 · sector 42
PAST (return on equity)5 · sector 37
HEALTH (low debt)0 · sector 87
DIVIDEND (yield)0 · sector 58

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Investment Holding Companies stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
Freedom Acquisition I Corp FACT $10.74 $9.24 −14%
539117 539117 ₹12.97 ₹24.63 +90%
Ping An Insurance (Group) Company 82318 HK$45.70 HK$44.95 −2%
Federal Home Loan Mortgage Corporation FMCKK $10.78 $21.56 +100%
CGABL CGABL $15.72 $18.64 +19%
Unum Group UNMA $21.78 $37.76 +73%
BOCHGR BOCHGR €10.60 €9.19 −13%
NSDL NSDL ₹786.95 ₹348.13 −56%
LTG LTG 15.26 PHP 30.52 PHP +100%
FDC FDC 4.03 PHP 6.30 PHP +56%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Cite: Fair Value Calculator (2026). "Sujala Trading & Holdings Ltd Fair Value". https://www.fairvalue-calculator.com/stock/SUJALA

Frequently asked questions

Is Sujala Trading & Holdings Ltd (SUJALA) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of ₹23.47 versus a price of ₹12.97, about +81% upside (undervalued).
What is the fair value of SUJALA?
Our model-based fair value for Sujala Trading & Holdings Ltd is ₹23.47 (as of Sep 24, 2026), built from audited fundamentals. The current price: ₹12.97.
What is the quality score of SUJALA?
Sujala Trading & Holdings Ltd has a Quality Score of 51/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Sujala Trading & Holdings Ltd (SUJALA)?
Our model-based price target is the fair value of ₹23.47 (as of Sep 24, 2026) from 2 valuation models. Cautious scenario ₹17.60, optimistic scenario ₹29.33. It is a calculation from audited fundamentals, not an analyst target.
What is the Sujala Trading & Holdings Ltd stock forecast for 2026?
Our models put fair value at ₹23.47, about +81% upside versus a price of ₹12.97 (undervalued). Cautious scenario ₹17.60, optimistic scenario ₹29.33. The calculation is refreshed regularly with new filings.
What is the intrinsic value of Sujala Trading & Holdings Ltd (SUJALA)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Sujala Trading & Holdings Ltd it is ₹23.47 per share (as of Sep 24, 2026), against a price of ₹12.97. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is Sujala Trading & Holdings Ltd stock overvalued or undervalued in 2026?
As of Sep 24, 2026, SUJALA trades below its calculated fair value: price ₹12.97, fair value ₹23.47, a gap of about +81% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SUJALA?
No. The price is what the market pays today (₹12.97); the fair value is what the company's own numbers justify (₹23.47). For Sujala Trading & Holdings Ltd the two are ₹10.50 per share apart. That gap is exactly why we show both numbers side by side.
How much is Sujala Trading & Holdings Ltd worth?
The market values Sujala Trading & Holdings Ltd at about ₹74.2M (market capitalisation, as of Sep 24, 2026). Per share that is ₹12.97; our models calculate a fair value of ₹23.47 per share.
What do the bullish and bearish scenarios say about SUJALA?
Our models span a range for Sujala Trading & Holdings Ltd: cautious scenario ₹17.60, base ₹23.47, optimistic ₹29.33 per share (as of Sep 24, 2026, price ₹12.97). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Sujala Trading & Holdings Ltd (SUJALA)?
Balance-sheet figures for Sujala Trading & Holdings Ltd (as of Sep 24, 2026): return on equity 1.2%. They feed the Quality Score of 51/100, which measures business quality independently of the share price.
How far is SUJALA from its 52-week high?
Sujala Trading & Holdings Ltd trades at ₹12.97, about 85% below its 52-week high of ₹84.93 and at the low of ₹12.97 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of ₹23.47 is for.
Which stocks are comparable to Sujala Trading & Holdings Ltd?
From the same area (Financials) we also value Freedom Acquisition I Corp, 539117, Ping An Insurance (Group) Company, Federal Home Loan Mortgage Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Sujala Trading & Holdings Ltd stock attractive at the current price?
The data as of Sep 24, 2026: price ₹12.97, calculated fair value ₹23.47 (+81%), Quality Score 51/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SUJALA calculated?
We run Sujala Trading & Holdings Ltd through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹23.47, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.2 % above its aggregate fair value. Sujala Trading & Holdings Ltd currently trades 81 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Sujala Trading & Holdings Ltd (SUJALA)?
The closing price on Sep 24, 2026 was ₹12.97. Our model-based fair value is ₹23.47, about +81% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Sujala Trading & Holdings Ltd right now?
The price is below even our cautious bear case (₹17.60). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (51/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Sujala Trading & Holdings Ltd

How large is the market capitalisation of Sujala Trading & Holdings Ltd (SUJALA)?
The market capitalisation of Sujala Trading & Holdings Ltd is ₹74.2M (≈ $773K). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Sujala Trading & Holdings Ltd (SUJALA)?
The price-to-sales ratio of Sujala Trading & Holdings Ltd is 0.62 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Sujala Trading & Holdings Ltd (SUJALA)?
Earnings per share at Sujala Trading & Holdings Ltd are ₹−0.0400. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Sujala Trading & Holdings Ltd (SUJALA)?
The net margin of Sujala Trading & Holdings Ltd is −2.8% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Sujala Trading & Holdings Ltd (SUJALA)?
The return on equity (ROE) of Sujala Trading & Holdings Ltd is 1.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Sujala Trading & Holdings Ltd (SUJALA)?
On an EBIT basis the return on assets of Sujala Trading & Holdings Ltd is 0.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Sujala Trading & Holdings Ltd (SUJALA)?
The operating margin of Sujala Trading & Holdings Ltd is −11.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Sujala Trading & Holdings Ltd (SUJALA)?
Revenue at Sujala Trading & Holdings Ltd is growing +555% versus a year earlier (3y avg −30.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Sujala Trading & Holdings Ltd (SUJALA)?
Earnings per share at Sujala Trading & Holdings Ltd are growing −39.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Sujala Trading & Holdings Ltd (SUJALA) generate?
The free cash flow of Sujala Trading & Holdings Ltd is −₹3.4M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Sujala Trading & Holdings Ltd (SUJALA) carry?
The net debt of Sujala Trading & Holdings Ltd is ₹75.4M (fiscal year 2024). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch Sujala Trading & Holdings Ltd in the live analysis

One click puts Sujala Trading & Holdings Ltd on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.