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S&U plc (SUS) Fair Value & Analysis

Financial Services · GB · Market cap 235M GBX

Pricep19.75
Fair Valuep20.25
Upside+2.5%
Quality97/100
Evidence: High Range p16.76 – p25.32

Fair value as of: Jun 26, 2026

Analysis

S&U plc (SUS) currently trades at p19.75, while our model-based Fair Value estimate is p20.25 — implying the stock looks roughly 2.5% undervalued today. We read business quality at 97/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

S&U plc, together with its subsidiaries, provides motor, property bridging, and specialist finance services in the United Kingdom. It operates through Motor Finance and Property Bridging Finance. The company was incorporated in 1938 and is based in Solihull, the United Kingdom.

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Frequently asked questions

Is S&U plc (SUS) undervalued?
As of Jun 26, 2026, our model estimates a fair value of p20.25 versus a price of p19.75 — about +3% (undervalued). Model-based estimate, not financial advice.
What is the fair value of SUS?
Our 21-model fair value for S&U plc is p20.25 (as of Jun 26, 2026), built from audited fundamentals. The current price is p19.75.
What is the quality score of SUS?
S&U plc has a Quality Score of 97/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.