PT Saraswanti Indoland Develop (SWID) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of PT Saraswanti Indoland Develop stock IDR 60, price IDR 85, that is 29.8% below the price, quality 56 out of 100. Rating: overvalued. Calculated from audited financials with 9 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.
How to read this chart
52‑month range 52.82 IDR – 201.65 IDR · fair‑value band 48.87 IDR – 85.06 IDR · the 85.00 IDR price screens above the 59.68 IDR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 3, 2026.
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PT Saraswanti Indoland Development Tbk develops and sells real estate properties in Indonesia. It operates through Property and Hospitality segments. The company is also involved in the construction, trading, warehousing, accommodation, real estate, and rental activities.
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In addition, it operates The Alana Yogyakarta hotel and convention center, Innside by Melia Yogyakarta; and apartments, condotels, and villas. The company was founded in 2010 and is headquartered in Sleman, Indonesia. PT Saraswanti Indoland Development Tbk is a subsidiary of PT Saraswanti Utama.
Stock analysis
PT Saraswanti Indoland Develop (SWID) currently trades at 85.00 IDR, while our model-based Fair Value estimate is 59.68 IDR, 30% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 129.51 IDR per share, and 5 of the 9 models we run sit above the 85.00 IDR price.
Bear case: the Dividend Discount group reads lowest at 13.41 IDR, and 4 of the 9 models stay below the price. Data coverage for this calculation is low.
Scenario range: 48.87 IDR (bear) to 85.06 IDR (bull), the price of 85.00 IDR sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 56/100 (solid quality), in the Real Estate sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
PT Saraswanti Indoland Develop reported revenue of 176B IDR in FY2025 versus 127B IDR in FY2021, a compound +8.5%/yr. Reported net income was 41.0B IDR in FY2025, compounding +19.0%/yr from FY2021.
Key figures
Market cap 458B IDR (≈ $25.4M) Micro · P/S ratio 2.98 · Dividend yield 2.6% · Net margin 18.2% · Return on equity 11.1% · Return on assets (EBIT) 12.0% (5-year average) · Operating margin 21.8% · Revenue (TTM) 159B IDR.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 62 out of 100 (low confidence).
What moves the price
The share trades about 41% below its 52-week high and 6% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at 33% fair-value upside, at −30%, SWID screens richer than that median.
Fair Value models
Bear48.87 IDRFair Value 59.68 IDRBull85.06 IDR
Price 85.00 IDR · Downside -29.8%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.31/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+30.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.9%
Start year 2020 (pandemic)
Revenue growth 6 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.9%
’19
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’25
What shareholders gained per year (last 5 years), in IDR (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip. Measured in IDR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−0.4%
Earnings growth per share plus dividend.
Earnings per share, growth per year−3.0%
Dividend (yield on the price)2.6%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.36% → 35%
2025 sits 94% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Compare PT Saraswanti Indoland Develop with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate - Development · 489 stocks
Beats the industry median on 6/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score56 · Above median
Fair Value upside−29.8% · Below median
Profitability
Return on equity (12 months)11.1% · Top 25%
Return on assets8.1% · Top 25%
Net margin (12 months)18.2% · Above median
Operating margin (12 months)21.8% · Above median
Growth and dividend
Revenue growth (quarter YoY)−43.4% · Bottom 25%
Dividend yield (12 months)2.6% · Below median
Balance sheet
Debt / equity0.47× · Above median
Valuation Multiplesvs Real Estate - Development median · lower = cheaper
P/B1.66× · Priciest 25%
P/S (12 months)2.88× · Pricier than median
EV/EBITDA9.5× · Cheaper than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 68
FUTURE (revenue growth)0· sector 0
PAST (return on equity)44· sector 17
HEALTH (low debt)77· sector 83
DIVIDEND (yield)53· sector 61
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is PT Saraswanti Indoland Develop (SWID) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of 59.68 IDR versus a price of 85.00 IDR, about 30% lower (overvalued).
What is the fair value of SWID?
Our model-based fair value for PT Saraswanti Indoland Develop is 59.68 IDR (as of Nov 3, 2026), built from audited fundamentals. The current price: 85.00 IDR.
What is the quality score of SWID?
PT Saraswanti Indoland Develop has a Quality Score of 56/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for PT Saraswanti Indoland Develop (SWID)?
Our model-based price target is the fair value of 59.68 IDR (as of Nov 3, 2026) from 9 valuation models. Cautious scenario 48.87 IDR, optimistic scenario 85.06 IDR. It is a calculation from audited fundamentals, not an analyst target.
What is the PT Saraswanti Indoland Develop stock forecast for 2026?
Our models put fair value at 59.68 IDR, about 30% lower versus a price of 85.00 IDR (overvalued). Cautious scenario 48.87 IDR, optimistic scenario 85.06 IDR. The calculation is refreshed regularly with new filings.
What is the revenue of PT Saraswanti Indoland Develop (SWID)?
PT Saraswanti Indoland Develop reported trailing-twelve-month revenue of about 159B IDR (latest available figure, as of Nov 3, 2026).
Does PT Saraswanti Indoland Develop pay a dividend?
PT Saraswanti Indoland Develop currently shows a dividend yield of 2.64% relative to its recent price (as of Nov 3, 2026).
How much is the dividend of PT Saraswanti Indoland Develop (SWID) and when is the ex-dividend date?
PT Saraswanti Indoland Develop pays a dividend of 2.24 IDR per share a year, a dividend yield of 2.6%. The last ex-dividend date was Jun 30, 2026. The payout ratio is 29.4% of earnings. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What is the intrinsic value of PT Saraswanti Indoland Develop (SWID)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For PT Saraswanti Indoland Develop it is 59.68 IDR per share (as of Nov 3, 2026), against a price of 85.00 IDR. It is the blended result of 9 valuation models in 4 families (Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is PT Saraswanti Indoland Develop stock overvalued or undervalued in 2026?
As of Nov 3, 2026, SWID trades above its calculated fair value: price 85.00 IDR, fair value 59.68 IDR, a gap of about −30% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SWID?
No. The price is what the market pays today (85.00 IDR); the fair value is what the company's own numbers justify (59.68 IDR). For PT Saraswanti Indoland Develop the two are 25.32 IDR per share apart. That gap is exactly why we show both numbers side by side.
How much is PT Saraswanti Indoland Develop worth?
The market values PT Saraswanti Indoland Develop at about 458B IDR (market capitalisation, as of Nov 3, 2026). Per share that is 85.00 IDR; our models calculate a fair value of 59.68 IDR per share.
What do the bullish and bearish scenarios say about SWID?
Our models span a range for PT Saraswanti Indoland Develop: cautious scenario 48.87 IDR, base 59.68 IDR, optimistic 85.06 IDR per share (as of Nov 3, 2026, price 85.00 IDR). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of PT Saraswanti Indoland Develop (SWID)?
Balance-sheet figures for PT Saraswanti Indoland Develop (as of Nov 3, 2026): return on equity 11.1%, debt of 0.47 per unit of equity. They feed the Quality Score of 56/100, which measures business quality independently of the share price.
How far is SWID from its 52-week high?
PT Saraswanti Indoland Develop trades at 85.00 IDR, about 41% below its 52-week high of 143.34 IDR and 6% above the low of 80.00 IDR (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 59.68 IDR is for.
Which stocks are comparable to PT Saraswanti Indoland Develop?
From the same area (Real Estate) we also value Sun Hung Kai Properties Limited, China Resources Land Limited, CK Asset Holdings, DLF Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is PT Saraswanti Indoland Develop stock attractive at the current price?
The data as of Nov 3, 2026: price 85.00 IDR, calculated fair value 59.68 IDR (−30%), Quality Score 56/100, from 9 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SWID calculated?
We run PT Saraswanti Indoland Develop through 9 models from 4 families: Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of 59.68 IDR builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. PT Saraswanti Indoland Develop itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of PT Saraswanti Indoland Develop (SWID)?
The closing price on Nov 6, 2026 was 85.00 IDR. Our model-based fair value is 59.68 IDR, about 30% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with PT Saraswanti Indoland Develop right now?
Solid but not exceptional quality (56/100) and above fair value, neither a clear bargain nor a standout compounder. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Key figures of PT Saraswanti Indoland Develop
How large is the market capitalisation of PT Saraswanti Indoland Develop (SWID)?
The market capitalisation of PT Saraswanti Indoland Develop is 458B IDR (≈ $25.4M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of PT Saraswanti Indoland Develop (SWID)?
The price-to-sales ratio of PT Saraswanti Indoland Develop is 2.98 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the dividend yield of PT Saraswanti Indoland Develop (SWID)?
The dividend yield of PT Saraswanti Indoland Develop is 2.6%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of PT Saraswanti Indoland Develop (SWID)?
The net margin of PT Saraswanti Indoland Develop is 18.2% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of PT Saraswanti Indoland Develop (SWID)?
The return on equity (ROE) of PT Saraswanti Indoland Develop is 11.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of PT Saraswanti Indoland Develop (SWID)?
On an EBIT basis the return on assets of PT Saraswanti Indoland Develop is 12.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of PT Saraswanti Indoland Develop (SWID)?
The operating margin of PT Saraswanti Indoland Develop is 21.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at PT Saraswanti Indoland Develop (SWID)?
Revenue at PT Saraswanti Indoland Develop is growing −43.4% versus a year earlier (3y avg +9.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at PT Saraswanti Indoland Develop (SWID)?
Earnings per share at PT Saraswanti Indoland Develop are growing −81.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does PT Saraswanti Indoland Develop (SWID) generate?
The free cash flow of PT Saraswanti Indoland Develop is −17.8B IDR (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does PT Saraswanti Indoland Develop (SWID) carry?
The net debt of PT Saraswanti Indoland Develop is 154B IDR (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Nov 3, 2026