PT Saraswanti Indoland Develop (SWID) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of PT Saraswanti Indoland Develop IDR 61, price IDR 119, upside -48.3%, quality 57 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
51‑month range 52.82 IDR – 201.65 IDR · fair‑value band 48.64 IDR – 153.18 IDR · the 119.00 IDR price screens above the 61.48 IDR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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PT Saraswanti Indoland Development Tbk develops and sells real estate properties in Indonesia. It operates through Property and Hospitality segments. The company is also involved in the construction, trading, warehousing, accommodation, real estate, and rental activities.
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PT Saraswanti Indoland Development Tbk develops and sells real estate properties in Indonesia. It operates through Property and Hospitality segments. The company is also involved in the construction, trading, warehousing, accommodation, real estate, and rental activities. In addition, it operates The Alana Yogyakarta hotel and convention center, Innside by Melia Yogyakarta; and apartments, condotels, and villas. The company was founded in 2010 and is headquartered in Sleman, Indonesia. PT Saraswanti Indoland Development Tbk is a subsidiary of PT Saraswanti Utama.
Stock analysis
PT Saraswanti Indoland Develop (SWID) currently trades at 119.00 IDR, while our model-based Fair Value estimate is 61.48 IDR, implying the stock looks roughly 93.6% overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 129.51 IDR per share, and 4 of the 9 models we run sit above the 119.00 IDR price.
Bear case: the Dividend Discount group reads lowest at 14.14 IDR, and 5 of the 9 models stay below the price. Evidence for this calculation is low.
Scenario range: 48.64 IDR (bear) to 153.18 IDR (bull), the price of 119.00 IDR sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 57/100 (solid quality), in the Real Estate sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
PT Saraswanti Indoland Develop reported revenue of 176B IDR in FY2025 versus 127B IDR in FY2021, a compound +8.5%/yr. Reported net income was 41.0B IDR in FY2025, compounding +19.0%/yr from FY2021.
Key figures
Market cap 641B IDR (≈ $35.8M) · P/S ratio 2.67 · Dividend yield 1.9% · Net margin 23.3% · Return on equity 17.1% · Return on assets (EBIT) 12.0% · Operating margin 22.3% · Revenue (TTM) 184B IDR.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 46 out of 100 (low confidence).
What moves the price
The share trades about 17% below its 52-week high and 45% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at 54% fair-value upside, at −48%, SWID screens richer than that median.
Fair Value models
Bear 48.64 IDRFair Value 61.48 IDRBull 153.18 IDR
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.36/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+30.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.9%
Start year 2020 (pandemic)
Revenue growth 6 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.9%
’19
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years), in IDR (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip. Measured in IDR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−1.1%
Earnings growth per share plus dividend.
Earnings per share, growth per year−3.0%
Dividend (yield on the price)1.9%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.36% → 35%
2025 sits 94% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Compare PT Saraswanti Indoland Develop with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate - Development · 578 stocks
Beats the industry median on 7/10 measures
Overall it ranks above its industry peers.
Valuation
Quality Score56 · Top 25%
Fair Value upside−48% · Bottom 25%
Profitability
Return on equity (TTM)17% · Top 25%
Return on assets9% · Top 25%
Net margin (TTM)24% · Top 25%
Operating margin (TTM)22% · Above median
Growth and dividend
Revenue growth36% · Top 25%
Dividend yield (TTM)1.9% · Below median
Balance sheet
Debt / equity0.47× · Above median
Valuation Multiplesvs Real Estate - Development median · lower = cheaper
EV/EBITDA1.6× · Cheapest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 48
FUTURE (revenue growth)100· sector 0
PAST (return on equity)68· sector 11
HEALTH (low debt)77· sector 83
DIVIDEND (yield)38· sector 55
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is PT Saraswanti Indoland Develop (SWID) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 61.48 IDR versus a price of 119.00 IDR, about −48% upside (overvalued).
What is the fair value of SWID?
Our model-based fair value for PT Saraswanti Indoland Develop is 61.48 IDR (as of Sep 24, 2026), built from audited fundamentals. The current price: 119.00 IDR.
What is the quality score of SWID?
PT Saraswanti Indoland Develop has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for PT Saraswanti Indoland Develop (SWID)?
Our model-based price target is the fair value of 61.48 IDR (as of Sep 24, 2026) from 9 valuation models. Cautious scenario 48.64 IDR, optimistic scenario 153.18 IDR. It is a calculation from audited fundamentals, not an analyst target.
What is the PT Saraswanti Indoland Develop stock forecast for 2026?
Our models put fair value at 61.48 IDR, about −48% upside versus a price of 119.00 IDR (overvalued). Cautious scenario 48.64 IDR, optimistic scenario 153.18 IDR. The calculation is refreshed regularly with new filings.
What is the revenue of PT Saraswanti Indoland Develop (SWID)?
PT Saraswanti Indoland Develop reported trailing-twelve-month revenue of about 184B IDR (latest available figure, as of Sep 24, 2026).
Does PT Saraswanti Indoland Develop pay a dividend?
PT Saraswanti Indoland Develop currently shows a dividend yield of about 1.88% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of PT Saraswanti Indoland Develop (SWID)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For PT Saraswanti Indoland Develop it is 61.48 IDR per share (as of Sep 24, 2026), against a price of 119.00 IDR. It is the blended result of 9 valuation models (cash flow, earnings, asset, dividend).
Is PT Saraswanti Indoland Develop stock overvalued or undervalued in 2026?
As of Sep 24, 2026, SWID trades above its calculated fair value: price 119.00 IDR, fair value 61.48 IDR, a gap of about −48% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of SWID?
No. The price is what the market pays today (119.00 IDR); the fair value is what the company's own numbers justify (61.48 IDR). For PT Saraswanti Indoland Develop the two are 57.52 IDR per share apart. That gap is exactly why we show both numbers side by side.
How much is PT Saraswanti Indoland Develop worth?
The market values PT Saraswanti Indoland Develop at about 641B IDR (market capitalisation, as of Sep 24, 2026). Per share that is 119.00 IDR; our models calculate a fair value of 61.48 IDR per share.
What do the bullish and bearish scenarios say about SWID?
Our models span a range for PT Saraswanti Indoland Develop: cautious scenario 48.64 IDR, base 61.48 IDR, optimistic 153.18 IDR per share (as of Sep 24, 2026, price 119.00 IDR). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of PT Saraswanti Indoland Develop (SWID)?
Balance-sheet figures for PT Saraswanti Indoland Develop (as of Sep 24, 2026): return on equity 17.1%, debt of 0.47 per unit of equity. They feed the Quality Score of 57/100, which measures business quality independently of the share price.
How far is SWID from its 52-week high?
PT Saraswanti Indoland Develop trades at 119.00 IDR, about 17% below its 52-week high of 143.34 IDR and 45% above the low of 81.91 IDR (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of 61.48 IDR is for.
Which stocks are comparable to PT Saraswanti Indoland Develop?
From the same area (Real Estate) we also value Sun Hung Kai Properties Limited, China Resources Land Limited, Vinhomes Joint Stock Company, CK Asset Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is PT Saraswanti Indoland Develop stock attractive at the current price?
The data as of Sep 24, 2026: price 119.00 IDR, calculated fair value 61.48 IDR (−48%), Quality Score 57/100, from 9 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of SWID calculated?
We run PT Saraswanti Indoland Develop through 9 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 61.48 IDR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0 % above its aggregate fair value. PT Saraswanti Indoland Develop itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of PT Saraswanti Indoland Develop (SWID)?
The closing price on Sep 24, 2026 was 119.00 IDR. Our model-based fair value is 61.48 IDR, about −48% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with PT Saraswanti Indoland Develop right now?
The model range is unusually wide (48.64 IDR to 153.18 IDR). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Key figures of PT Saraswanti Indoland Develop
How large is the market capitalisation of PT Saraswanti Indoland Develop (SWID)?
The market capitalisation of PT Saraswanti Indoland Develop is 641B IDR (≈ $35.8M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of PT Saraswanti Indoland Develop (SWID)?
The price-to-sales ratio of PT Saraswanti Indoland Develop is 2.67 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the dividend yield of PT Saraswanti Indoland Develop (SWID)?
The dividend yield of PT Saraswanti Indoland Develop is 1.9%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of PT Saraswanti Indoland Develop (SWID)?
The net margin of PT Saraswanti Indoland Develop is 23.3% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of PT Saraswanti Indoland Develop (SWID)?
The return on equity (ROE) of PT Saraswanti Indoland Develop is 17.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of PT Saraswanti Indoland Develop (SWID)?
On an EBIT basis the return on assets of PT Saraswanti Indoland Develop is 12.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of PT Saraswanti Indoland Develop (SWID)?
The operating margin of PT Saraswanti Indoland Develop is 22.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at PT Saraswanti Indoland Develop (SWID)?
Revenue at PT Saraswanti Indoland Develop is growing +35.7% versus a year earlier (3y avg +9.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at PT Saraswanti Indoland Develop (SWID)?
Earnings per share at PT Saraswanti Indoland Develop are growing +50.5% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does PT Saraswanti Indoland Develop (SWID) generate?
The free cash flow of PT Saraswanti Indoland Develop is −17.8B IDR (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does PT Saraswanti Indoland Develop (SWID) carry?
The net debt of PT Saraswanti Indoland Develop is 154B IDR (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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