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TAL Education Group (T1AL34) fair value: what the stock is really worth

As of Oct 2, 2026: fair value of TAL Education Group BRL 12.53, price BRL 6.29, upside +99.2%, quality 80 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

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Consumer Defensive · BR · ISIN US8740801043

TE Broad data Sep 23, 2026

TAL Education Group

T1AL34 · SA

Strongly undervaluedStrong Fair Value upside with high Quality.

✓Fair value R$12.53 · Strongly undervalued (+99.2%)
✓Quality 80/100
!Weak Growth (revenue 5y −7.7 %/yr)
✓Solidly profitable · 17.6% net margin (TTM)
✓Low debt · generates free cash flow
!Moderate moat 52/100

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

R$11.83 R$0.9200 Fair Value R$12.53 Jul 2021 Oct 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.

How to read this chart

60‑month range R$0.9200 – R$11.83 · fair‑value band R$8.11 – R$19.95 · the R$6.29 price screens below the R$12.53 fair value. Dashed = 300-day average. As of Sep 23, 2026.

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Company profile

TAL Education Group provides smart learning solutions in the People's Republic of China. It offers learning services through Xueersi Peiyou small classes, personalized premium services, and online course offerings.

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TAL Education Group provides smart learning solutions in the People's Republic of China. It offers learning services through Xueersi Peiyou small classes, personalized premium services, and online course offerings. The company also develops and provides learning content solutions for learners across print, digital and device-based formats, including print books, books integrated with digital learning experiences, learning devices, and mobile applications. In addition, it offers online education services, including live class and pre-recorded course content through www.xueersi.com. Further, the company engages in development and sale of software, network, and learning devices; investment management and consulting services. TAL Education Group was founded in 2003 and is headquartered in Beijing, the People's Republic of China.

Stock analysis

TAL Education Group (T1AL34) currently trades at R$6.29, while our model-based Fair Value estimate is R$12.53, implying the stock looks roughly 49.8% undervalued today.

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Valuation

Bull case: the Growth Earnings group reads highest at a median of R$18.76 per share, and 19 of the 24 models we run sit above the R$6.29 price.

Bear case: the Asset-Based group reads lowest at R$3.25, and 5 of the 24 models stay below the price. Evidence for this calculation is high.

Scenario range: R$8.11 (bear) to R$19.95 (bull), the price of R$6.29 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 80/100 (high quality), in the Consumer Defensive sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

TAL Education Group reported revenue of $3.0B in FY2026 versus $4.4B in FY2022, a compound −9.0%/yr. Reported net income was $531M in FY2026.

Key figures

Market cap R$29.1B (≈ $5.6B) · P/E ratio 10.9 · P/S ratio 1.93 · EPS (TTM) R$0.4800 · Net margin 17.6% · Return on equity 14.1% · Return on assets (EBIT) −0.4% · Operating margin 9.0%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 47 out of 100 (low confidence).

What moves the price

The share trades about 10% below its 52-week high and 35% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Consumer Defensive peers we cover trades at 10% fair-value upside, at 99%, T1AL34 screens cheaper than that median.

Fair Value models

Bear R$8.11 Fair Value R$12.53 Bull R$19.95
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 7 months old). Earnings retained since then (R$0.2841 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
FCF DCF R$11.54 R$17.92 R$35.37 74
EPV R$3.57 R$3.82 R$4.04 74
Growth DCF R$11.11 R$19.46 R$34.67 73
All 24 models by family
DCF Models
FCF DCF R$11.54 R$17.92 R$35.37 74
Owner Earnings R$11.66 R$23.21 R$46.36 69
5Y Revenue Exit R$7.16 R$10.60 R$16.85 69
5Y EBITDA Exit R$7.58 R$11.53 R$18.30 72
5Y P/E Exit R$12.48 R$23.72 R$38.06 66
10Y Revenue Exit R$8.35 R$13.00 R$18.33 64
10Y EBITDA Exit R$8.77 R$13.78 R$22.21 65
10Y P/E Exit R$12.13 R$22.72 R$40.68 59
Earnings-Based
Graham-Dodd R$4.63 R$31.76 R$44.54 61
Lynch FV R$9.34 R$13.35 R$17.35 59
PEG = 1.0 R$9.34 R$13.35 R$17.35 55
EPV R$3.57 R$3.82 R$4.04 74
Multiples
P/E Multiple R$11.24 R$14.99 R$18.74 63
P/S Multiple R$3.48 R$4.64 R$5.79 58
P/B Multiple R$8.69 R$11.58 R$14.48 55
EV/EBIT R$6.74 R$8.33 R$9.93 66
EV/EBITDA R$6.03 R$7.39 R$8.75 67
EV/Revenue R$5.18 R$6.56 R$7.94 54
Asset-Based
NCAV (Graham) R$2.42 R$3.25 R$4.85 54
Growth DCF
Growth DCF R$11.11 R$19.46 R$34.67 73
Rev-Margin DCF R$7.16 R$11.06 R$16.81 70
Economic Profit
Residual Income R$4.66 R$5.85 R$8.68 67
ROIC Compounder R$3.57 R$3.82 R$4.04 70
Growth Earnings
Growth-Adj P/E R$13.13 R$18.76 R$24.38 65

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Quality Score breakdown

Overall quality 80/100

Of which business quality 78 · Market factors (momentum, volatility) 58

Profitability 54
Margins and returns on capital today
Quality Growth 74
Are margins and returns improving?
Cashflow 67
Earnings quality: real cash, not paper profit
Fin. Strength 96
Balance sheet, leverage, solvency risk
Investment 85
Disciplined investing over empire-building
Low Volatility 66
Calm price path (market factor)
Momentum 55
Price trend over the last 3–12 months (market factor)
52W Momentum 55
Distance to the 52-week high (market factor)
Net Issuance 100
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+33.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+43.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−7.7%
Start year 2021 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.3%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−7.4% (2021) → 9.2% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no profitable base year
not computed

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Earlier news

News mood ⓘNews mood, the average tone of recent news (96 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Hype
Recent news coverage is unusually upbeat, far more positive than stocks are typically covered.

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Similar stocks

10 more Education & Training Services stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
New Oriental Education & Technology Group EDU $55.63 $83.50 +50%
Laureate Education, Inc LAUR $37.40 $40.60 +9%
Covista Inc CVSA $120.75 $151.99 +26%
Physicswallah Limited PWL ₹134.36 ₹33.64 −75%
Grand Canyon Education, Inc LOPE $147.28 $162.01 +10%
Stride, Inc LRN $75.59 $171.72 +127%
McGraw Hill, Inc MH $13.11 $8.95 −32%
Perdoceo Education Corporation PRDO $30.94 $41.01 +33%
Youdao, Inc DAO $15.15 $15.13 +0%
Sanoma Oyj SANOMA €9.68 €6.51 −33%

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Cite: Fair Value Calculator (2026). "TAL Education Group Fair Value". https://www.fairvalue-calculator.com/stock/T1AL34

Frequently asked questions

Is TAL Education Group (T1AL34) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of R$12.53 versus a price of R$6.29, about +99% upside (undervalued).
What is the fair value of T1AL34?
Our model-based fair value for TAL Education Group is R$12.53 (as of Sep 23, 2026), built from audited fundamentals. The current price: R$6.29.
What is the quality score of T1AL34?
TAL Education Group has a Quality Score of 80/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for TAL Education Group (T1AL34)?
Our model-based price target is the fair value of R$12.53 (as of Sep 23, 2026) from 24 valuation models. Cautious scenario R$8.11, optimistic scenario R$19.95. It is a calculation from audited fundamentals, not an analyst target.
What is the TAL Education Group stock forecast for 2026?
Our models put fair value at R$12.53, about +99% upside versus a price of R$6.29 (undervalued). Cautious scenario R$8.11, optimistic scenario R$19.95. The calculation is refreshed regularly with new filings.
What is the revenue of TAL Education Group (T1AL34)?
TAL Education Group reported trailing-twelve-month revenue of about $3.0B (latest available figure, as of Sep 23, 2026).
What is the intrinsic value of TAL Education Group (T1AL34)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For TAL Education Group it is R$12.53 per share (as of Sep 23, 2026), against a price of R$6.29. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is TAL Education Group stock overvalued or undervalued in 2026?
As of Sep 23, 2026, T1AL34 trades below its calculated fair value: price R$6.29, fair value R$12.53, a gap of about +99% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of T1AL34?
No. The price is what the market pays today (R$6.29); the fair value is what the company's own numbers justify (R$12.53). For TAL Education Group the two are R$6.24 per share apart. That gap is exactly why we show both numbers side by side.
How much is TAL Education Group worth?
The market values TAL Education Group at about R$29.1B (market capitalisation, as of Sep 23, 2026). Per share that is R$6.29; our models calculate a fair value of R$12.53 per share.
What do the bullish and bearish scenarios say about T1AL34?
Our models span a range for TAL Education Group: cautious scenario R$8.11, base R$12.53, optimistic R$19.95 per share (as of Sep 23, 2026, price R$6.29). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is T1AL34 from its 52-week high?
TAL Education Group trades at R$6.29, about 10% below its 52-week high of R$7.00 and 35% above the low of R$4.67 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of R$12.53 is for.
Which stocks are comparable to TAL Education Group?
From the same area (Consumer Defensive) we also value New Oriental Education & Technology Group, Laureate Education, Inc, Covista Inc, Physicswallah Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is TAL Education Group stock attractive at the current price?
The data as of Sep 23, 2026: price R$6.29, calculated fair value R$12.53 (+99%), Quality Score 80/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of T1AL34 calculated?
We run TAL Education Group through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of R$12.53, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. TAL Education Group currently trades 50 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of TAL Education Group (T1AL34)?
The closing price on Oct 2, 2026 was R$6.29. Our model-based fair value is R$12.53, about +99% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with TAL Education Group right now?
The rarer combination: high quality (80/100) AND below fair value. That earns a closer look rather than a quick verdict. The price is below even our cautious bear case (R$8.11). The market is more pessimistic than our downside scenario. A fairly wide model range (R$8.11 to R$19.95) leaves room in how you read the outcome.

Key figures of TAL Education Group

How large is the market capitalisation of TAL Education Group (T1AL34)?
The market capitalisation of TAL Education Group is R$29.1B (≈ $5.6B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/E ratio of TAL Education Group (T1AL34)?
The price-to-earnings ratio of TAL Education Group is 10.9 (as of Jul 19, 2026). Price to earnings: how many years of current profit you pay for the stock. A P/E of 10 means ten years of profit.
What is the P/S ratio of TAL Education Group (T1AL34)?
The price-to-sales ratio of TAL Education Group is 1.93 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of TAL Education Group (T1AL34)?
Earnings per share at TAL Education Group are R$0.4800 (price ÷ EPS = P/E 10.9). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of TAL Education Group (T1AL34)?
The net margin of TAL Education Group is 17.6% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of TAL Education Group (T1AL34)?
The return on equity (ROE) of TAL Education Group is 14.1% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of TAL Education Group (T1AL34)?
On an EBIT basis the return on assets of TAL Education Group is −0.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of TAL Education Group (T1AL34)?
The operating margin of TAL Education Group is 9.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at TAL Education Group (T1AL34)?
Revenue at TAL Education Group is growing +31.5% versus a year earlier (3y avg +43.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at TAL Education Group (T1AL34)?
Earnings per share at TAL Education Group are growing +536% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does TAL Education Group (T1AL34) generate?
The free cash flow of TAL Education Group is $508M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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