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Tracker Financial Group (TFGL) Fair Value & Analysis

Financial Services · US · Market cap $851K

TF Tracker Financial Group logo Tracker Financial Group TFGL · US
Price$0.3790
Fair Value$0.6400
Upside+68.9%
Quality29/100
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Weak Growth
Loss-making · -172.0% net margin
Low debt
Mixed vs. peers (4/8)
Narrow moat 3/100
Evidence: Low Range $0.4800 – $0.9500 Share as image

Fair value as of: Jul 27, 2026

From 1 valuation models · updated 14 days ago

Share price −21.0% over the past month.

Below-average quality, screening 69% undervalued on our models.

What matters now

  • The large discount to fair value meets weak quality (29/100). That raises the risk this is a value trap rather than a bargain.
  • The price is below even our cautious bear case ($0.4800). The market is more pessimistic than our downside scenario.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • A fairly wide model range ($0.4800 to $0.9500) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

$3.20 $0.0200 Fair Value $0.6400 Jul 2015 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 27, 2026.

How to read this chart

60‑month range $0.0200 – $3.20 · fair‑value band $0.4800 – $0.9500 · the $0.3790 price screens below the $0.6400 fair value. Dashed = 300-day average. As of Jul 27, 2026.

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Analysis

Tracker Financial Group (TFGL) currently trades at $0.3790, while our model-based Fair Value estimate is $0.6400, implying the stock looks roughly 68.9% undervalued today. The Quality Score stands at 29/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.

Trailing-twelve-month revenue stands at $1.5M. Revenue declined 63.5% year over year. Fundamentals as of Jul 27, 2026

Our scenario range runs from $0.4800 (bear case) to $0.9500 (bull case); at $0.3790, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at -61% fair-value upside, at 69%, TFGL screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
NCAV (Graham) $0.4800 $0.6400 $0.9500 50
All 1 models by family
Asset-Based
NCAV (Graham) $0.4800 $0.6400 $0.9500 50

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Key figures & financial health

Revenue (TTM) $1.5M
Revenue growth (YoY) -63.5%
Net margin -172%
Return on equity -1,490%
Operating margin -453%
EPS (TTM) $-1.91

Figures from reported company fundamentals · as of Jul 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 29/100

Of which business quality 31 · Market factors (momentum, volatility) 20

Profitability 4
Margins and returns on capital today
Quality Growth 28
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 54
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 10
Price trend over the last 3–12 months (market factor)
52W Momentum 5
Distance to the 52-week high (market factor)

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Tracker Financial Group Ltd engages in the manufacture and marketing of nutritional products that feature aloe vera juice as an ingredient. It offers bulk aloe juice and gel, as well as aloe vera powder. The company markets its nutritional products primarily under the Real Aloe and MAZU brands.

Full company description

Tracker Financial Group Ltd engages in the manufacture and marketing of nutritional products that feature aloe vera juice as an ingredient. It offers bulk aloe juice and gel, as well as aloe vera powder. The company markets its nutritional products primarily under the Real Aloe and MAZU brands. Tracker Financial Group Ltd markets its products to nutritional food stores through distributors, as well as through individuals in the United States and internationally. The company was formerly known as Nuvonyx, Inc. and changed its name to Tracker Financial Group Ltd in May 2017. Tracker Financial Group Ltd was incorporated in 2007 and is based in Las Vegas, Nevada.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2009 – FY2011 · reported fiscal years

Tracker Financial Group reported revenue of $1.5M in FY2011 versus $939K in FY2009, a compound +26.5%/yr. Reported net income was −$2.6M in FY2011.

Growth Quality 0/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2011)
$1.5M
Latest YoY
−0.9%
Revenue +26.5%/yr
FY09 $939K
FY10 $1.5M
FY11 $1.5M
Net income
FY09 −$2.5M
FY10 −$2.1M
FY11 −$2.6M

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Cite: Fair Value Calculator (2026). "Tracker Financial Group Fair Value". https://www.fairvalue-calculator.com/stock/TFGL

Peer Group

Shell Companies · 70 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 31 · Bottom 25%
Fair Value upside +69% · Top 25%
Return on assets -71% · Bottom 25%
Net margin (TTM) -172% · Bottom 25%
Revenue growth -64% · Bottom 25%

Valuation Multiples vs Shell Companies median · lower = cheaper

P/B 0.50× · Cheaper than 75% of peers
P/S (TTM) 0.57× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 0
FUTURE 0 · sector 0
PAST 0 · sector 0
HEALTH 100 · sector 100
DIVIDEND 0 · sector 0

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

Is Tracker Financial Group (TFGL) overvalued or undervalued?
As of Jul 27, 2026, our model estimates a fair value of $0.6400 versus a price of $0.3790, about +69% (undervalued).
What is the fair value of TFGL?
Our model-based fair value for Tracker Financial Group is $0.6400 (as of Jul 27, 2026), built from audited fundamentals. The current price is $0.3790.
What is the quality score of TFGL?
Tracker Financial Group has a Quality Score of 29/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Tracker Financial Group (TFGL)?
Tracker Financial Group reported trailing-twelve-month revenue of about $1.5M (latest available figure, as of Jul 27, 2026).
What is the net profit margin of TFGL?
The net profit margin of Tracker Financial Group is about -172.0%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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