EN DE
Check 35,000+ stocks against 26 valuation models and 37 quality factors
Data-driven stock valuation

Türkiye Sinai Kalkinma Bankasi A.S (TRKYY) fair value: what the stock is really worth

As of Jun 18, 2026: fair value of Türkiye Sinai Kalkinma Bankasi A.S $3.60, price $1.80, upside +100.0%, quality 57 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? Yes
  3. Add to watchlist

Financial Services · US · Home Turkey

TS Türkiye Sinai Kalkinma Bankasi A.S logo Some data Sep 24, 2026

Türkiye Sinai Kalkinma Bankasi A.S

TRKYY · US

Clearly undervaluedStrong Fair Value upside, but quality is only moderate.

✓Fair value $3.60 · Strongly undervalued (+100.0%)
!Quality 57/100
✓Healthy Growth (revenue 5y +57.8 %/yr)
✓Highly profitable · 61.5% net margin (TTM)
✓Moderate debt · generates free cash flow
✓6.8% dividend yield · Well covered
✓Ranks above peers (9/13)
✓Wide moat 73/100
!Evidence only medium, so the estimate is less certain
!The models disagree: range $2.67 to $14.40
Watch Türkiye Sinai Kalkinma Bankasi A.S for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free Pro now: $1 first month

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$1.80 $0.8119 Fair Value $3.60 Mar 2021 Jun 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.

How to read this chart

60‑month range $0.8119 – $1.80 · fair‑value band $2.67 – $14.40 · the $1.80 price screens below the $3.60 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.

Follow Türkiye Sinai Kalkinma Bankasi A.S in your weekly email

Every Wednesday you see whether Türkiye Sinai Kalkinma Bankasi A.S is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Türkiye Sinai Kalkinma Bankasi A.S. operates as a development and investment bank in Turkey.

Show more

Türkiye Sinai Kalkinma Bankasi A.S. operates as a development and investment bank in Turkey. The company offers corporate loans for renewable energy, industrial investments, energy and resource efficiency, women's employment and equal opportunity, environmental investments, investments in developing regions, research and development and innovation, occupational health and safety, education and health investments, and working capital financing. It also provides project finance for energy generation and power plants, including hydroelectric, geothermal, wind, solar, biomass, and combined cycle natural gas plants; electricity and natural gas distribution projects; mergers and acquisitions; logistics, transportation, and telecommunications; and public - private partnership projects. In addition, the company offers other loan products, such as financial leasing, foreign trade finance, letter of guarantees/external guarantees/letter of credits, export credits / Eximbank aval credits, and country loans. Further, the company provides corporate finance products and services consisting of public offering preparation and brokerage, debt instrument issues, and mergers and acquisitions advisory; derivatives products comprising forward contracts, options, caps and floors, swap transactions, and swaptions; derivative transactions; brokerage for stock and bonds trading; currency exchange, repo, warrant, and foreign derivative transactions; securities loans; and portfolio management and investment consulting services. Additionally, it provides financial planning and strategy, feasibility, valuation, and restructuring services, as well as sectoral analysis studies; engineering and technical consultancy services; and financial technical advisory, real estate appraisal, economic research, and sustainability consultancy services. Türkiye Sinai Kalkinma Bankasi A.S. was incorporated in 1950 and is headquartered in Istanbul, Turkey.

Stock analysis

Türkiye Sinai Kalkinma Bankasi A.S (TRKYY) currently trades at $1.80, while our model-based Fair Value estimate is $3.60, implying the stock looks roughly 50.0% undervalued today.

Show more

Valuation

Bull case: the Economic Profit group reads highest at a median of $6.43 per share, and 4 of the 4 models we run sit above the $1.80 price.

Bear case: the Asset-Based group reads lowest at $2.23, and 0 of the 4 models stay below the price. Evidence for this calculation is medium.

Scenario range: $2.67 (bear) to $14.40 (bull), the price of $1.80 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 57/100 (solid quality), in the Financial Services sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

Türkiye Sinai Kalkinma Bankasi A.S reported revenue of 21.1B TRY in FY2025 versus 3.5B TRY in FY2021, a compound +56.1%/yr. Reported net income was 11.3B TRY in FY2025, compounding +79.9%/yr from FY2021. FY2021 was a trough year, so the rate overstates the trend.

Key figures

Market cap $339M · P/E ratio 2.5 · P/S ratio 1.34 · EPS (TTM) $0.7200 · Dividend yield 6.8% · Net margin 53.7% · Return on equity 28.7% · Return on assets (EBIT) 2.1%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (medium confidence).

What moves the price

The share trades at its 52-week high and 59% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −36% fair-value upside, at 100%, TRKYY screens cheaper than that median.

Fair Value models

Bear $2.67 Fair Value $3.60 Bull $14.40
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then ($0.5444 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Residual Income $4.64 $6.43 $12.05 70
P/E Multiple $8.03 $10.71 $13.38 63
P/B Multiple $3.49 $4.65 $5.81 55
All 4 models by family
Multiples
P/E Multiple $8.03 $10.71 $13.38 63
P/B Multiple $3.49 $4.65 $5.81 55
Asset-Based
NCAV (Graham) $1.66 $2.23 $3.32 54
Economic Profit
Residual Income $4.64 $6.43 $12.05 70

Open the full fair value analysis →

Notify me when TRKYY reaches fair value

Put TRKYY on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Quality Score breakdown

Overall quality 57/100

Of which business quality 55 · Market factors (momentum, volatility) 52

Profitability 44
Margins and returns on capital today
Quality Growth 58
Are margins and returns improving?
Cashflow 87
Earnings quality: real cash, not paper profit
Fin. Strength 25
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 40
Calm price path (market factor)
Momentum 49
Price trend over the last 3–12 months (market factor)
52W Momentum 71
Distance to the 52-week high (market factor)
Net Issuance 82
Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+29.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+34.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+57.8%
Start year 2020 (pandemic). Over 10 years: +42.7% a year
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+42.7%
What shareholders gained per year (last 5 years), in TRY (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip. Measured in TRY: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+81.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+75.0%
Dividend (yield on the price)6.8%
Profit margin 2015 to 2018 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.77% → 53%
2025 sits 63% above its own trend. The rate follows the median trend of the last 5 years, not that single year.

Growth Forecast

Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+11.1%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (figures in TRY, Turkey: IMF forecast 19.3% a year to 2030, 28.5% from 2016 to 2025) that is about −6.9% a year for the price.

Watch TRKYY, get fair value alerts →

Compare Türkiye Sinai Kalkinma Bankasi A.S with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1053 stocks

Beats the industry median on 10/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score 58 · Above median
Fair Value upside +95.3% · Top 25%
Profitability
Return on equity (TTM) 28.7% · Top 25%
Return on assets 4.0% · Top 25%
Net margin (TTM) 61.5% · Top 25%
Operating margin (TTM) 0.0% · Bottom 25%
Growth and dividend
Revenue growth −7.0% · Bottom 25%
Dividend yield (TTM) 6.8% · Top 25%
Balance sheet
Debt / equity 0.58× · Above median

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (TTM) 2.5× · Cheapest 25%
P/B 0.36× · Cheapest 25%
P/S (TTM) 0.89× · Cheapest 25%
P/FCF 1.2× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)100 · sector 12
FUTURE (revenue growth)0 · sector 47
PAST (return on equity)100 · sector 41
HEALTH (low debt)71 · sector 84
DIVIDEND (yield)0 · sector 52

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
DBS Group D05 78.00 SGD 40.39 SGD −48%
China Merchants Bank Co 600036 ¥40.69 ¥52.73 +30%
UniCredit S.p.A UCG €79.53 €77.12 −3%
Mizuho Financial Group MFG $11.05 $6.82 −38%
Intesa Sanpaolo S.p.A ISP €6.38 €4.06 −36%
BNP Paribas SA BNP €91.54 €105.99 +16%
HDFC Bank Limited HDFCBANK ₹721.20 ₹406.44 −44%
Oversea-Chinese Banking Corporation O39 32.01 SGD 19.78 SGD −38%
Al Rajhi Banking and Investment Corporation 1120 63.15 SAR 36.95 SAR −41%
CaixaBank, S.A CABK €12.03 €8.46 −30%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Calculator with industry benchmark Peter Lynch Fair Value Formula &…Calculator with industry benchmark
Run the numbers yourself: free valuation calculators
DCF CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorFama-French ModelIntrinsic Value
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Türkiye Sinai Kalkinma Bankasi A.S · Fair Value
$3.60 +50%Fair Value
Calculator →

Cite: Fair Value Calculator (2026). "Türkiye Sinai Kalkinma Bankasi A.S Fair Value". https://www.fairvalue-calculator.com/stock/TRKYY

Frequently asked questions

Is Türkiye Sinai Kalkinma Bankasi A.S (TRKYY) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of $3.60 versus the last price from Jun 18, 2026 of $1.80, about +100% upside (undervalued).
What is the fair value of TRKYY?
Our model-based fair value for Türkiye Sinai Kalkinma Bankasi A.S is $3.60 (as of Sep 24, 2026), built from audited fundamentals. Last price (from Jun 18, 2026): $1.80.
What is the quality score of TRKYY?
Türkiye Sinai Kalkinma Bankasi A.S has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
Our model-based price target is the fair value of $3.60 (as of Sep 24, 2026) from 4 valuation models. Cautious scenario $2.67, optimistic scenario $14.40. It is a calculation from audited fundamentals, not an analyst target.
What is the Türkiye Sinai Kalkinma Bankasi A.S stock forecast for 2026?
Our models put fair value at $3.60, about +100% upside versus the last price from Jun 18, 2026 of $1.80 (undervalued). Cautious scenario $2.67, optimistic scenario $14.40. The calculation is refreshed regularly with new filings.
What is the revenue of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
Türkiye Sinai Kalkinma Bankasi A.S reported trailing-twelve-month revenue of about 18.8B TRY (latest available figure, as of Sep 24, 2026).
Does Türkiye Sinai Kalkinma Bankasi A.S pay a dividend?
Türkiye Sinai Kalkinma Bankasi A.S currently shows a dividend yield of about 6.77% relative to its recent price (as of Sep 24, 2026).
What growth is priced into Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
For today's price to be fair in a discounted-cash-flow model, Türkiye Sinai Kalkinma Bankasi A.S would have to grow free cash flow by +11.1 % per year for five years (discount rate 10.8 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +57.8 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of TRKYY use?
Our models discount Türkiye Sinai Kalkinma Bankasi A.S at 10.8 %: a base by market capitalisation (small), damped by beta 0.85, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Türkiye Sinai Kalkinma Bankasi A.S that is +11.1 % per year a year over ten years, using the same discount rate (10.8 %) and the same formula as our fair value.
How much growth has Türkiye Sinai Kalkinma Bankasi A.S (TRKYY) delivered so far?
Over the past 5 years revenue at Türkiye Sinai Kalkinma Bankasi A.S grew +57.8 % a year. The price currently implies +11.1 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY) growing?
The median revenue growth in the sector is +9.3 % a year. That is the yardstick for the growth priced into Türkiye Sinai Kalkinma Bankasi A.S (+11.1 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
The free-cash-flow yield on the price is 5.47 %: that much free cash flow Türkiye Sinai Kalkinma Bankasi A.S produces per unit of market value. When it exceeds the discount rate of our models (10.8 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Türkiye Sinai Kalkinma Bankasi A.S it is $3.60 per share (as of Sep 24, 2026), against a price of $1.80. It is the blended result of 4 valuation models (cash flow, earnings, asset, dividend).
Is Türkiye Sinai Kalkinma Bankasi A.S stock overvalued or undervalued in 2026?
As of Sep 24, 2026, TRKYY trades below its calculated fair value: price $1.80, fair value $3.60, a gap of about +100% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of TRKYY?
No. The price is what the market pays today ($1.80); the fair value is what the company's own numbers justify ($3.60). For Türkiye Sinai Kalkinma Bankasi A.S the two are $1.80 per share apart. That gap is exactly why we show both numbers side by side.
How much is Türkiye Sinai Kalkinma Bankasi A.S worth?
The market values Türkiye Sinai Kalkinma Bankasi A.S at about $339M (market capitalisation, as of Sep 24, 2026). Per share that is $1.80; our models calculate a fair value of $3.60 per share.
What do the bullish and bearish scenarios say about TRKYY?
Our models span a range for Türkiye Sinai Kalkinma Bankasi A.S: cautious scenario $2.67, base $3.60, optimistic $14.40 per share (as of Sep 24, 2026, price $1.80). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of TRKYY?
Türkiye Sinai Kalkinma Bankasi A.S trades at a price-to-earnings ratio of 2.5 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $3.60 is built from several models across several years. Other multiples: P/B 0.4, P/S 0.9.
How solid is the balance sheet of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
Balance-sheet figures for Türkiye Sinai Kalkinma Bankasi A.S (as of Sep 24, 2026): return on equity 28.7%, debt of 0.58 per unit of equity. They feed the Quality Score of 57/100, which measures business quality independently of the share price.
How far is TRKYY from its 52-week high?
Türkiye Sinai Kalkinma Bankasi A.S trades at $1.80, at its 52-week high of $1.80 and 59% above the low of $1.13 (as of Jun 18, 2026). Distance from the high says nothing about value: that is what the fair value of $3.60 is for.
Which stocks are comparable to Türkiye Sinai Kalkinma Bankasi A.S?
From the same area (Financial Services) we also value DBS Group, China Merchants Bank Co, UniCredit S.p.A, Mizuho Financial Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Türkiye Sinai Kalkinma Bankasi A.S stock attractive at the current price?
The data as of Sep 24, 2026: price $1.80, calculated fair value $3.60 (+100%), Quality Score 57/100, from 4 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of TRKYY calculated?
We run Türkiye Sinai Kalkinma Bankasi A.S through 4 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $3.60, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Türkiye Sinai Kalkinma Bankasi A.S currently trades 50 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
The latest price we hold is from Jun 18, 2026 and stands at $1.80. Our model-based fair value is $3.60, about +100% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Türkiye Sinai Kalkinma Bankasi A.S right now?
The price is below even our cautious bear case ($2.67). The market is more pessimistic than our downside scenario. The model range is unusually wide ($2.67 to $14.40). The outcome hinges heavily on assumptions, so read the point estimate with caution. Solid quality (57/100) at a price below fair value, the discount is the argument here, not the business quality. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Türkiye Sinai Kalkinma Bankasi A.S

How large is the market capitalisation of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
The market capitalisation of Türkiye Sinai Kalkinma Bankasi A.S is $339M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
The price-to-sales ratio of Türkiye Sinai Kalkinma Bankasi A.S is 1.34 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
Earnings per share at Türkiye Sinai Kalkinma Bankasi A.S are $0.7200 (price ÷ EPS = P/E 2.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
The dividend yield of Türkiye Sinai Kalkinma Bankasi A.S is 6.8% (payout 16.9%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
The net margin of Türkiye Sinai Kalkinma Bankasi A.S is 53.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
The return on equity (ROE) of Türkiye Sinai Kalkinma Bankasi A.S is 28.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
On an EBIT basis the return on assets of Türkiye Sinai Kalkinma Bankasi A.S is 2.1% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
How fast is revenue growing at Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
Revenue at Türkiye Sinai Kalkinma Bankasi A.S is growing −7.0% versus a year earlier (3y avg +34.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Türkiye Sinai Kalkinma Bankasi A.S (TRKYY)?
Earnings per share at Türkiye Sinai Kalkinma Bankasi A.S are growing −35.9% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Türkiye Sinai Kalkinma Bankasi A.S (TRKYY) carry?
The net debt of Türkiye Sinai Kalkinma Bankasi A.S is 254B TRY (fiscal year 2025, ≈ 18.8 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch Türkiye Sinai Kalkinma Bankasi A.S in the live analysis

One click puts Türkiye Sinai Kalkinma Bankasi A.S on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.