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PT Trust Finance Indonesia Tbk (TRUS) Fair Value & Analysis

Financial Services · ID · Market cap 182B IDR

Price280.00 IDR
Fair Value317.87 IDR
Upside+13.5%
Quality95/100
Evidence: High Range 235.49 IDR – 392.48 IDR

Fair value as of: Jun 26, 2026

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Analysis

PT Trust Finance Indonesia Tbk (TRUS) currently trades at 280.00 IDR, while our model-based Fair Value estimate is 317.87 IDR — implying the stock looks roughly 13.5% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

PT Trust Finance Indonesia Tbk provides financing services in Indonesia. The company offers finances to passenger and commercial vehicles, as well as heavy equipment, including excavators, bulldozers, and others. It provides services through agents and distributors. The company was formerly known as PT KIA Asia Finance and changed its name to PT Trust Finance Indonesia Tbk in February 2002. PT Trust Finance Indonesia Tbk was founded in 1990 and is headquartered in Jakarta, Indonesia.

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Frequently asked questions

Is PT Trust Finance Indonesia Tbk (TRUS) undervalued?
As of Jun 26, 2026, our model estimates a fair value of 317.87 IDR versus a price of 280.00 IDR — about +14% (undervalued). Model-based estimate, not financial advice.
What is the fair value of TRUS?
Our 21-model fair value for PT Trust Finance Indonesia Tbk is 317.87 IDR (as of Jun 26, 2026), built from audited fundamentals. The current price is 280.00 IDR.
What is the quality score of TRUS?
PT Trust Finance Indonesia Tbk has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.