The Thai Setakij Insurance Public Company (TSI-R) Fair Value & Analysis
Financial Services · TH · Market cap 114M THB (≈ $3.5M)
What is The Thai Setakij Insurance Public Company really worth?
Below-average quality, trading 38% below our fair value of 0.0650 THB.
Risks
Fair value as of: Aug 25, 2026
From 4 valuation models · updated 11 days ago
Fair value updated Aug 25, 2026, revised from 0.0720 THB to 0.0650 THB (−9.7%) since Aug 13, 2026. Share price −33.3% over the past month.
What runs behind every stock
69 individual criteria per stock, every one traceable See the method →
What matters now
- The price is below even our cautious bear case (0.0575 THB). The market is more pessimistic than our downside scenario.
- The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
- Solid quality (46/100) at a price below fair value, the discount is the argument here, not the business quality.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 25, 2026.
How to read this chart
60‑month range 0.0400 THB – 0.4441 THB · fair‑value band 0.0575 THB – 0.0750 THB · the 0.0400 THB price screens below the 0.0650 THB fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 25, 2026.
Analysis
The Thai Setakij Insurance Public Company (TSI-R) currently trades at 0.0400 THB, while our model-based Fair Value estimate is 0.0650 THB, implying the stock looks roughly 38.5% undervalued today. The Quality Score stands at 46/100 (below-average quality), in the Financial Services sector. Bull case: the Economic Profit group reads highest at a median of 0.0900 THB per share, and 4 of the 4 models we run sit above the 0.0400 THB price. Bear case: the Multiples group reads lowest at 0.0700 THB, and 0 of the 4 models stay below the price. Evidence for this calculation is low.
Over the trailing twelve months, The Thai Setakij Insurance Public Company generated revenue of 1.2B THB at a net margin of −0.4%. Revenue grew 22.9% year over year. It earns a return on equity of −2.2%. Fundamentals as of Aug 25, 2026
Our scenario range runs from 0.0575 THB (bear case) to 0.0750 THB (bull case); at 0.0400 THB, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 33% below its 52-week high, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at −3% fair-value upside, at 63%, TSI-R screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.
All 4 models by family
Widest divergence: Asset-Based (0.0900 THB) versus Multiples (0.0700 THB). Highest evidence: Residual Income (76).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 25, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 44 · Market factors (momentum, volatility) 25
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.
About the company
The Thai Setakij Insurance Public Company Limited engages in the non-life insurance business in Thailand. The company operates through Fire, Marine and Transportation, Motor, and Miscellaneous segments.
Full company description
The Thai Setakij Insurance Public Company Limited engages in the non-life insurance business in Thailand. The company operates through Fire, Marine and Transportation, Motor, and Miscellaneous segments. It provides fire, marine and transportation, motor, car, personal accident, travel, and freight insurance products through branch representatives and service centers. The company was incorporated in 1942 and is headquartered in Bangkok, Thailand.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
The Thai Setakij Insurance Public Company reported revenue of 1.2B THB in FY2025 versus 471M THB in FY2021, a compound +26.6%/yr. Reported net income was 10.8M THB in FY2025.
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Peer Group
Insurance - Property & Casualty · 117 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Strength profile in five axes (Snowflake)
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
Similar stocks
10 more Insurance - Property & Casualty stocks, each showing price versus our Fair Value estimate (as of Aug 25, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| The Progressive Corporation PGR | $217.65 | $160.25 | −26% |
| Chubb Limited CB | $338.31 | $234.73 | −31% |
| The Travelers Companies, Inc TRV | $369.90 | $274.42 | −26% |
| The Allstate Corporation ALL | $260.58 | $316.11 | +21% |
| The People's Insurance Company 601319 | ¥7.14 | ¥11.61 | +63% |
| PICC Property and Casualty Company 2328 | HK$15.25 | HK$22.27 | +46% |
| Intact Financial Corporation IFC | C$274.14 | C$167.46 | −39% |
| Fairfax Financial Holdings FFH | C$2,281 | C$2,926 | +28% |
| QBE Insurance Group QBE | A$22.62 | A$14.20 | −37% |
| Cincinnati Financial Corporation CINF | $171.97 | $166.34 | −3% |
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