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The Thai Setakij Insurance Public Company (TSI-R) Fair Value & Analysis

Financial Services · TH · Market cap 114M THB

TT The Thai Setakij Insurance Public Company TSI-R · BK
Price0.0600 THB
Fair Value0.0660 THB
Upside+10.0%
Quality50/100
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Evidence: Medium Range 0.0600 THB – 0.0780 THB 📤 Share as image

Fair value as of: Jul 18, 2026

From 10 valuation models · updated 4 days ago

Price vs Fair Value (12 months)

0.0600 THB 0.0400 THB Fair Value 0.0660 THB Jul 2025 Jul 2026

12‑month range 0.0400 THB – 0.0600 THB · fair‑value band 0.0600 THB – 0.0780 THB · the 0.0600 THB price screens below the 0.0660 THB fair value. As of Jul 18, 2026.

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Analysis

The Thai Setakij Insurance Public Company (TSI-R) currently trades at 0.0600 THB, while our model-based Fair Value estimate is 0.0660 THB, implying the stock looks roughly 10.0% undervalued today. We read business quality at 50/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, The Thai Setakij Insurance Public Company generated revenue of 1.2B THB at a net margin of -0.4%. Revenue grew 22.9% year over year. It earns a return on equity of -2.2%. Fundamentals as of Jul 18, 2026

Our scenario range runs from 0.0600 THB (bear case) to 0.0780 THB (bull case); at 0.0600 THB, the current price sits within that range. The share trades near its 52-week high and 20% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 55% fair-value upside, at 10%, TSI-R screens richer than that median.

Key figures & financial health

Revenue (TTM) 1.2B THB
Revenue growth (YoY) +22.9%
Net margin -0.4%
Return on equity -2.2%
Free cash flow −65.1M THB FY2025
Operating margin -6.1%
More key figures
EPS growth (YoY) -24.0%

Figures from reported company fundamentals (EODHD) · as of Jul 18, 2026. TTM = trailing twelve months.

About the company

The Thai Setakij Insurance Public Company Limited engages in the non-life insurance business in Thailand. The company operates through Fire, Marine and Transportation, Motor, and Miscellaneous segments. It provides fire, marine and transportation, motor, car, personal accident, travel, and freight insurance products through branch representatives and service centers. The company was incorporated in 1942 and is headquartered in Bangkok, Thailand.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

The Thai Setakij Insurance Public Company reported revenue of 1.2B THB in FY2025 versus 471M THB in FY2021, a compound +26.6%/yr. Reported net income was 10.8M THB in FY2025.

Revenue +26.6%/yr
FY21 471M THB
FY22 593M THB
FY23 552M THB
FY24 1.2B THB
FY25 1.2B THB
Net income
FY21 −59.8M THB
FY22 −27.2M THB
FY23 −159M THB
FY24 −18.5M THB
FY25 10.8M THB

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Cite: Fair Value Calculator (2026). "The Thai Setakij Insurance Public Company Fair Value". https://www.fairvalue-calculator.com/stock/TSI-R

Similar stocks

10 more Insurance - Property & Casualty stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).

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The Progressive Corporation PGR $204.02 $316.22 +55%
Tokio Marine Holdings TKOMF $45.59 $41.60 -9%
The Travelers Companies, Inc TRV $303.36 $342.77 +13%
The Allstate Corporation ALL $222.56 $445.12 +100%
The People's Insurance Company 601319 ¥7.12 ¥14.24 +100%
PICC Property and Casualty Company PPCCY $48.70 $64.67 +33%
MS&AD Insurance Group MSADF $29.91 $57.59 +93%
Intact Financial Corporation IFC C$277.10 C$265.09 -4%
Sompo Holdings SMPNY $18.81 $30.65 +63%

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Frequently asked questions

Is The Thai Setakij Insurance Public Company (TSI-R) undervalued?
As of Jul 18, 2026, our model estimates a fair value of 0.0660 THB versus a price of 0.0600 THB, about +10% (undervalued). Model-based estimate, not financial advice.
What is the fair value of TSI-R?
Our model-based fair value for The Thai Setakij Insurance Public Company is 0.0660 THB (as of Jul 18, 2026), built from audited fundamentals. The current price is 0.0600 THB.
What is the quality score of TSI-R?
The Thai Setakij Insurance Public Company has a Quality Score of 50/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of The Thai Setakij Insurance Public Company (TSI-R)?
The Thai Setakij Insurance Public Company reported trailing-twelve-month revenue of about 1.2B THB (latest available figure, as of Jul 18, 2026).
What is the net profit margin of TSI-R?
The net profit margin of The Thai Setakij Insurance Public Company is about -0.4%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.