UGRO Capital Limited (UGROCAP) Fair Value & Analysis
Financial Services · IN · Market cap ₹14.9B
Fair value as of: Jul 3, 2026
From 20 valuation models · updated today
Share price +5.2% over the past month.
Price vs Fair Value (12 months)
12‑month range ₹81.30 – ₹189.95 · fair‑value band ₹111.54 – ₹170.82 · the ₹97.82 price screens below the ₹161.06 fair value. As of Jul 3, 2026.
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UGRO Capital Limited (UGROCAP) currently trades at ₹97.82, while our model-based Fair Value estimate is ₹161.06 — implying the stock looks roughly 64.6% undervalued today. We read business quality at 32/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.
Over the trailing twelve months, UGRO Capital Limited generated revenue of ₹8.6B at a net margin of 20.4%. Revenue grew 56.0% year over year. It earns a return on equity of 7.1%. Net debt stands at ₹94.9B. Fundamentals as of Jul 3, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.
About the company
UGRO Capital Limited, a non-banking financial company, engages in the lending business in India. The company offers business loans to healthcare, education, chemicals, food processing/FMCG, hospitality, electrical equipment and components, auto components, textile, micro enterprises, and light engineering sectors. It also provides lending services for enterprise mortgages, school funding programs, machinery and equipment financing, and supply chain finance. In addition, it offers embedded finance; retailer and rooftop solar financing; electric vehicle financing; and loans against property and bank guarantee services. The company was formerly known as Chokhani Securities Limited and changed its name to UGRO Capital Limited in September 2018. The company was incorporated in 1993 and is based in Mumbai, India.
Revenue & earnings trend
FY2022 – FY2026 · reported fiscal years
UGRO Capital Limited reported revenue of ₹14.7B in FY2026 versus ₹2.7B in FY2022, a compound +53.1%/yr. Reported net income was ₹1.7B in FY2026, compounding +86.2%/yr from FY2022.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.