United Overseas Bank Limited (UOVEY) Fair Value & Analysis
Financial Services · US · Market cap $50.7B
United Overseas Bank Limited
UOVEY · US
Fair value as of: Jun 26, 2026
From 24 valuation models · updated 28 days ago
Share price +9.1% over the past month.
Price vs Fair Value (12 months)
12‑month range $50.50 – $69.63 · fair‑value band $41.97 – $69.95 · the $67.09 price screens above the $55.96 fair value. As of Jun 26, 2026.
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United Overseas Bank Limited (UOVEY) currently trades at $67.09, while our model-based Fair Value estimate is $55.96, implying the stock looks roughly 16.6% overvalued today. We read business quality at 64/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, United Overseas Bank Limited generated revenue of $11.6B at a net margin of 39.8%. Revenue declined 4.4% year over year. It earns a return on equity of 9.2%. The balance sheet holds a net cash position of $23.7B. Fundamentals as of Jun 26, 2026
Our scenario range runs from $41.97 (bear case) to $69.95 (bull case); at $67.09, the current price sits within that range. The share trades near its 52-week high and 37% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 31% fair-value upside, at -17%, UOVEY screens richer than that median.
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
United Overseas Bank Limited, together with its subsidiaries, provides banking products and services worldwide. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers deposit products; loan products, including overdraft, cash credit, short term, and long-term loans; and buyers credit, structured trade finance, ECBs, SGD bonds, loan syndication, and M and A services. It provides forex, documentary collection, credit, export and import finance services. In addition, the company offers inward and outward remittances, FX" spot and forward, current account, and time deposit services; letter of credit advising and negotiation/discounting services; and import and export services comprising of inward and outward bill collection services, bank guarantee, as well as standby letter of credit. Further, it provides interest rate, credit, commodities, equities, and structured investment products; private, commercial and corporate, and …
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
United Overseas Bank Limited reported revenue of $25.7B in FY2025 versus $9.1B in FY2021, a compound +29.5%/yr. Reported net income was $4.6B in FY2025, compounding +3.1%/yr from FY2021.
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Recent news
- BBD vs. UOVEY: Which Stock Is the Better Value Option?
- BBD or UOVEY: Which Is the Better Value Stock Right Now?
- Singapore Lines Up JPMorgan, Deutsche Bank For Gold-Clearing Push
- Is It Time To Reassess United Overseas Bank (SGX:U11) After Its Strong Five Year Run?
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection, not financial advice.
Similar stocks
10 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| PT Bank Central Asia Tbk BBCA | 6,225 IDR | 6,617 IDR | +6% |
| KB Financial Group 105560 | 157,000 KRW | 205,701 KRW | +31% |
| PT Bank Rakyat Indonesia (Persero) Tbk BBRI | 2,590 IDR | 5,180 IDR | +100% |
| PT Bank Mandiri (Persero) Tbk BMRI | 4,220 IDR | 8,440 IDR | +100% |
| Banco Bradesco S.A BBD | 5,120 ARS | 10,240 ARS | +100% |
| Shinhan Financial Group 055550 | 97,500 KRW | 119,389 KRW | +22% |
| Hana Financial Group 086790 | 123,600 KRW | 112,429 KRW | -9% |
| Lloyds Banking Group LYG | 4,138 ARS | 8,275 ARS | +100% |
| Banco de Chile, CHILE | 177.61 CLP | 152.55 CLP | -14% |
| Joint Stock Commercial Bank for Foreign Trade of Vietnam, VCB | 61,700 VND | 63,824 VND | +3% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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Not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.