Vylor Inc (VYLR) fair value: what the stock is really worth
As of Oct 28, 2026: fair value (intrinsic value) of Vylor Inc stock $14.28, price $72.32, upside -80.3%, quality 67 out of 100. Rating: strongly overvalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Fair value 30%+ above price?No
Quality 50+?Yes
In an uptrend?Unknown
Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with oneYes, for free
Vylor Inc. operates as a seed and genetics company. It delivers a pipeline in the industry's elite germplasm and transformative sciences, such as biotechnology and gene editing. The company was founded in 1802 and is based in Johnston, Iowa.
Stock analysis
Vylor Inc (VYLR) currently trades at $72.32, while our model-based Fair Value estimate is $14.28, 80.3% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of $39.39 per share, and 0 of the 10 models we run sit above the $72.32 price.
Bear case: the Multiples group reads lowest at $7.33, and 10 of the 10 models stay below the price. Data coverage for this calculation is low.
Scenario range: $14.28 (bear) to $14.55 (bull), the price of $72.32 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 67/100 (solid quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Vylor Inc reported revenue of $10.1B in FY2025 versus $9.5B in FY2023, a compound +3.1%/yr. Reported net income was $376M in FY2025, compounding −24.1%/yr from FY2023.
Key figures
Market cap $48.2B Large · P/E ratio 103.3 · P/S ratio 3.86 · EPS (TTM) $0.7000 · Net margin 3.7% · Return on equity 4.3% · Return on assets (EBIT) 6.7% · Operating margin 30.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 34 out of 100 (medium confidence).
What moves the price
For context, the median of 10 Financial Services peers we cover trades at −19% fair-value upside, at −80%, VYLR screens richer than that median.
Fair Value models
Bear$14.28Fair Value $14.28Bull$14.55
Price $72.32 · Upside -80.3%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($0.5792 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.70/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: only 2 usable fiscal years, at least 4 required
not computed
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+7.3%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+3.4%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +4.8% a year for the price and +1.0% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (15 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Hype
Recent news coverage is unusually upbeat, far more positive than stocks are typically covered.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Shell Companies · 53 stocks
Beats the industry median on 5/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score67 · Top 25%
Fair Value upside−80.3% · Bottom 25%
Profitability
Return on equity (12 months)4.3% · Above median
Return on assets1.7% · Above median
Net margin (12 months)5.7% · Above median
Operating margin (12 months)30.1% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)−1.2% · Bottom 25%
Valuation Multiplesvs Shell Companies median · lower = cheaper
P/E (12 months)103.3× · Priciest 25%
P/B3.65× · Priciest 25%
P/S (12 months)2.71× · Pricier than median
Price / free cash flow22.3× · Pricier than median
EV/EBITDA11.1× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 33
FUTURE (revenue growth)0· sector 0
PAST (return on equity)17· sector 0
HEALTH (low debt)0· sector 100
DIVIDEND (yield)0· sector 0
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Vylor Inc Fair Value". https://www.fairvalue-calculator.com/stock/VYLR
Frequently asked questions
Is Vylor Inc (VYLR) overvalued or undervalued?
As of Oct 29, 2026, our model estimates a fair value of $14.28 versus a price of $72.32, about −80% upside (overvalued).
What is the fair value of VYLR?
Our model-based fair value for Vylor Inc is $14.28 (as of Oct 29, 2026), built from audited fundamentals. The current price: $72.32.
What is the quality score of VYLR?
Vylor Inc has a Quality Score of 67/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Vylor Inc (VYLR)?
Our model-based price target is the fair value of $14.28 (as of Oct 29, 2026) from 10 valuation models. Cautious scenario $14.28, optimistic scenario $14.55. It is a calculation from audited fundamentals, not an analyst target.
What is the Vylor Inc stock forecast for 2026?
Our models put fair value at $14.28, about −80% upside versus a price of $72.32 (overvalued). Cautious scenario $14.28, optimistic scenario $14.55. The calculation is refreshed regularly with new filings.
What is the revenue of Vylor Inc (VYLR)?
Vylor Inc reported trailing-twelve-month revenue of about $17.8B (latest available figure, as of Oct 29, 2026).
What growth is priced into Vylor Inc (VYLR)?
For today's price to be fair in a discounted-cash-flow model, Vylor Inc would have to grow free cash flow by +7.3 % per year for five years (discount rate 8.3 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 2 years revenue grew +3.1 % per year. As of Oct 29, 2026.
What discount rate (WACC) does the fair value of VYLR use?
Our models discount Vylor Inc at 8.3 %: a base by market capitalisation (large), damped by beta 0.58, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Vylor Inc that is +7.3 % per year a year over ten years, using the same discount rate (8.3 %) and the same formula as our fair value.
How much growth has Vylor Inc (VYLR) delivered so far?
Over the past 2 years revenue at Vylor Inc grew +3.1 % a year. The price currently implies +7.3 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Vylor Inc (VYLR) growing?
The median revenue growth in the sector is +5.6 % a year. That is the yardstick for the growth priced into Vylor Inc (+7.3 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Vylor Inc (VYLR)?
The free-cash-flow yield on the price is 4.48 %: that much free cash flow Vylor Inc produces per unit of market value. When it exceeds the discount rate of our models (8.3 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Vylor Inc (VYLR)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Vylor Inc it is $14.28 per share (as of Oct 29, 2026), against a price of $72.32. It is the blended result of 10 valuation models (cash flow, earnings, asset, dividend).
Is Vylor Inc stock overvalued or undervalued in 2026?
As of Oct 29, 2026, VYLR trades above its calculated fair value: price $72.32, fair value $14.28, a gap of about −80% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of VYLR?
No. The price is what the market pays today ($72.32); the fair value is what the company's own numbers justify ($14.28). For Vylor Inc the two are $58.04 per share apart. That gap is exactly why we show both numbers side by side.
How much is Vylor Inc worth?
The market values Vylor Inc at about $48.2B (market capitalisation, as of Oct 29, 2026). Per share that is $72.32; our models calculate a fair value of $14.28 per share.
What do the bullish and bearish scenarios say about VYLR?
Our models span a range for Vylor Inc: cautious scenario $14.28, base $14.28, optimistic $14.55 per share (as of Oct 29, 2026, price $72.32). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of VYLR?
Vylor Inc trades at a price-to-earnings ratio of 103.3 (as of Oct 29, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $14.28 is built from several models across several years. Other multiples: PEG 0.8, P/B 3.7, P/S 2.7, EV/EBITDA 11.1.
What is the PEG ratio of VYLR?
The PEG ratio of Vylor Inc is 0.80 (P/E divided by earnings growth, as of Oct 29, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Vylor Inc (VYLR)?
Balance-sheet figures for Vylor Inc (as of Oct 29, 2026): return on equity 4.3%. They feed the Quality Score of 67/100, which measures business quality independently of the share price.
Which stocks are comparable to Vylor Inc?
From the same area (Financial Services) we also value Lionheart III Corp, AA Mission Acquisition Corp, Berto Acquisition Corp, Jones Ventures INTL Acquisition1 Corp, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Vylor Inc stock attractive at the current price?
The data as of Oct 29, 2026: price $72.32, calculated fair value $14.28 (−80%), Quality Score 67/100, from 10 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of VYLR calculated?
We run Vylor Inc through 10 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $14.28, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.4 % above its aggregate fair value. Vylor Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Vylor Inc (VYLR)?
The closing price on Oct 28, 2026 was $72.32. Our model-based fair value is $14.28, about −80% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Vylor Inc right now?
The price sits above even our optimistic bull case ($14.55). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (67/100) and above fair value, neither a clear bargain nor a standout compounder. The models converge in a tight band ($14.28 to $14.55), unusually little disagreement for a valuation.
Key figures of Vylor Inc
How large is the market capitalisation of Vylor Inc (VYLR)?
The market capitalisation of Vylor Inc is $48.2B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Vylor Inc (VYLR)?
The price-to-sales ratio of Vylor Inc is 3.86 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Vylor Inc (VYLR)?
Earnings per share at Vylor Inc are $0.7000 (price ÷ EPS = P/E 103.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Vylor Inc (VYLR)?
The net margin of Vylor Inc is 3.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Vylor Inc (VYLR)?
The return on equity (ROE) of Vylor Inc is 4.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Vylor Inc (VYLR)?
On an EBIT basis the return on assets of Vylor Inc is 6.7% (avg 2y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Vylor Inc (VYLR)?
The operating margin of Vylor Inc is 30.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Vylor Inc (VYLR)?
Revenue at Vylor Inc is growing −1.2% versus a year earlier. How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Vylor Inc (VYLR)?
Earnings per share at Vylor Inc are growing −9.9% versus a year earlier. How much earnings per share grew versus a year earlier.
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Thin data
Oct 29, 2026