Fairvalue-Calculator Fairvalue-Calculator
EN DE

Waterdrop Inc (WDH) Fair Value & Analysis

Financial Services · US · Market cap $402M

Price$1.11
Fair Value$1.47
Upside+32.7%
Quality95/100
Evidence: High Range $1.10 – $1.84

Fair value as of: Jun 26, 2026

✦ Find undervalued quality stocks — 34,000+ analysed Find stocks →

Analysis

Waterdrop Inc (WDH) currently trades at $1.11, while our model-based Fair Value estimate is $1.47 — implying the stock looks roughly 32.7% undervalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management systems. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People's Republic of China.

Open the full interactive analysis →

Similar stocks

Berkshire Hathaway Inc (BRK) -21% Allianz SE (ALIZY) +11% Zurich Insurance Group (ZURVY) -18% AXA SA (AXAHY) +47% Assicurazioni Generali S.p.A (ARZGY) -20% Sun Life Financial Inc (SLF) -20%

Frequently asked questions

Is Waterdrop Inc (WDH) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $1.47 versus a price of $1.11 — about +33% (undervalued). Model-based estimate, not financial advice.
What is the fair value of WDH?
Our 21-model fair value for Waterdrop Inc is $1.47 (as of Jun 26, 2026), built from audited fundamentals. The current price is $1.11.
What is the quality score of WDH?
Waterdrop Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.