Wesure Global Tech Ltd (WESR) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of Wesure Global Tech Ltd ILS 12.50, price ILS 17.16, upside -27.2%, quality 44 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range 0.9960 ILA – 20.41 ILA · fair‑value band 9.22 ILA – 15.89 ILA · the 17.16 ILA price screens above the 12.50 ILA fair value. Dashed = 300-day average. As of Sep 23, 2026.
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Wesure Global Tech Ltd, together with its subsidiaries, engages in developing, characterizing, initiating, licensing, and marketing or technologies for digital platforms in the insurance and finance industry worldwide. It offers various insurance products, such as motor, property motor, liability, property, contractors', and other general insurance.
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Wesure Global Tech Ltd, together with its subsidiaries, engages in developing, characterizing, initiating, licensing, and marketing or technologies for digital platforms in the insurance and finance industry worldwide. It offers various insurance products, such as motor, property motor, liability, property, contractors', and other general insurance. The company also provides fire, engineering, contractor work, engineering mechanical equipment, mechanical breakdown, electronic equipment, and agricultural insurance; comprehensive insurance for apartments; mortgage-related building insurance; cargo insurance in transport; vessel insurance; and insurance to cover cyber damage, as well as comprehensive insurance for businesses and offices, and apartments. Wesure Global Tech Ltd was incorporated in 2016 and is based in Ramat Gan, Israel.
Stock analysis
Wesure Global Tech Ltd (WESR) currently trades at 17.16 ILA, while our model-based Fair Value estimate is 12.50 ILA, implying the stock looks roughly 37.3% overvalued today.
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Valuation
Bull case: the Economic Profit group reads highest at a median of 15.51 ILA per share, and 1 of the 6 models we run sit above the 17.16 ILA price.
Bear case: the Asset-Based group reads lowest at 5.55 ILA, and 5 of the 6 models stay below the price. Evidence for this calculation is medium.
Scenario range: 9.22 ILA (bear) to 15.89 ILA (bull), the price of 17.16 ILA sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 44/100 (below-average quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Wesure Global Tech Ltd reported revenue of 6.3B ILS in FY2025 versus 159M ILS in FY2021, a compound +150.9%/yr. Reported net income was 266M ILS in FY2025, compounding +167.1%/yr from FY2021. FY2021 was a trough year, so the rate overstates the trend.
Key figures
Market cap 2.3B ILA · P/E ratio 78.0 · P/S ratio 3.28 · EPS (TTM) 0.2200 ILA · Dividend yield 2.0% · Net margin 4.2% · Return on equity 27.4% · Return on assets (EBIT) 1.2%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 49 out of 100 (low confidence).
What moves the price
The share trades about 16% below its 52-week high and 111% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −23% fair-value upside, at −27%, WESR screens richer than that median.
Fair Value models
Bear 9.22 ILAFair Value 12.50 ILABull 15.89 ILA
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+37.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+64.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+129.5%
Start year 2020 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+342.3%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
4.6% (2020) → 9.3% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: rate outside our plausibility band
not computed
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−4.9%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Israel: IMF forecast 2.1% a year to 2030, 1.7% from 2016 to 2025) that is about −6.8% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Insurance - Property & Casualty · 119 stocks
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Wesure Global Tech Ltd Fair Value". https://www.fairvalue-calculator.com/stock/WESR
Frequently asked questions
Is Wesure Global Tech Ltd (WESR) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of 12.50 ILA versus a price of 17.16 ILA, about −27% upside (overvalued).
What is the fair value of WESR?
Our model-based fair value for Wesure Global Tech Ltd is 12.50 ILA (as of Sep 23, 2026), built from audited fundamentals. The current price: 17.16 ILA.
What is the quality score of WESR?
Wesure Global Tech Ltd has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Wesure Global Tech Ltd (WESR)?
Our model-based price target is the fair value of 12.50 ILA (as of Sep 23, 2026) from 6 valuation models. Cautious scenario 9.22 ILA, optimistic scenario 15.89 ILA. It is a calculation from audited fundamentals, not an analyst target.
What is the Wesure Global Tech Ltd stock forecast for 2026?
Our models put fair value at 12.50 ILA, about −27% upside versus a price of 17.16 ILA (overvalued). Cautious scenario 9.22 ILA, optimistic scenario 15.89 ILA. The calculation is refreshed regularly with new filings.
What is the revenue of Wesure Global Tech Ltd (WESR)?
Wesure Global Tech Ltd reported trailing-twelve-month revenue of about 4.3B ILS (latest available figure, as of Sep 23, 2026).
Does Wesure Global Tech Ltd pay a dividend?
Wesure Global Tech Ltd currently shows a dividend yield of about 1.99% relative to its recent price (as of Sep 23, 2026).
What growth is priced into Wesure Global Tech Ltd (WESR)?
For today's price to be fair in a discounted-cash-flow model, Wesure Global Tech Ltd would have to grow free cash flow by -4.9 % per year for five years (discount rate 10.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +129.5 % per year. As of Sep 23, 2026.
What discount rate (WACC) does the fair value of WESR use?
Our models discount Wesure Global Tech Ltd at 10.1 %: a base by market capitalisation (mid), damped by beta 0.46, country premium for Israel. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Wesure Global Tech Ltd that is -4.9 % per year a year over ten years, using the same discount rate (10.1 %) and the same formula as our fair value.
How much growth has Wesure Global Tech Ltd (WESR) delivered so far?
Over the past 5 years revenue at Wesure Global Tech Ltd grew +129.5 % a year. The price currently implies -4.9 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Wesure Global Tech Ltd (WESR) growing?
The median revenue growth in the sector is +8.4 % a year. That is the yardstick for the growth priced into Wesure Global Tech Ltd (-4.9 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Wesure Global Tech Ltd (WESR)?
The free-cash-flow yield on the price is 11.72 %: that much free cash flow Wesure Global Tech Ltd produces per unit of market value. When it exceeds the discount rate of our models (10.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Wesure Global Tech Ltd (WESR)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Wesure Global Tech Ltd it is 12.50 ILA per share (as of Sep 23, 2026), against a price of 17.16 ILA. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is Wesure Global Tech Ltd stock overvalued or undervalued in 2026?
As of Sep 23, 2026, WESR trades above its calculated fair value: price 17.16 ILA, fair value 12.50 ILA, a gap of about −27% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of WESR?
No. The price is what the market pays today (17.16 ILA); the fair value is what the company's own numbers justify (12.50 ILA). For Wesure Global Tech Ltd the two are 4.67 ILA per share apart. That gap is exactly why we show both numbers side by side.
How much is Wesure Global Tech Ltd worth?
The market values Wesure Global Tech Ltd at about 2.3B ILA (market capitalisation, as of Sep 23, 2026). Per share that is 17.16 ILA; our models calculate a fair value of 12.50 ILA per share.
What do the bullish and bearish scenarios say about WESR?
Our models span a range for Wesure Global Tech Ltd: cautious scenario 9.22 ILA, base 12.50 ILA, optimistic 15.89 ILA per share (as of Sep 23, 2026, price 17.16 ILA). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of WESR?
Wesure Global Tech Ltd trades at a price-to-earnings ratio of 78.0 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 12.50 ILA is built from several models across several years.
How solid is the balance sheet of Wesure Global Tech Ltd (WESR)?
Balance-sheet figures for Wesure Global Tech Ltd (as of Sep 23, 2026): return on equity 27.4%, debt of 0.71 per unit of equity. They feed the Quality Score of 44/100, which measures business quality independently of the share price.
How far is WESR from its 52-week high?
Wesure Global Tech Ltd trades at 17.16 ILA, about 16% below its 52-week high of 20.41 ILA and 111% above the low of 8.13 ILA (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of 12.50 ILA is for.
Which stocks are comparable to Wesure Global Tech Ltd?
From the same area (Financial Services) we also value The Progressive Corporation, Chubb Limited, The Travelers Companies, Inc, The Allstate Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Wesure Global Tech Ltd stock attractive at the current price?
The data as of Sep 23, 2026: price 17.16 ILA, calculated fair value 12.50 ILA (−27%), Quality Score 44/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of WESR calculated?
We run Wesure Global Tech Ltd through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 12.50 ILA, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Wesure Global Tech Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Wesure Global Tech Ltd (WESR)?
The closing price on Sep 23, 2026 was 17.16 ILA. Our model-based fair value is 12.50 ILA, about −27% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Wesure Global Tech Ltd right now?
The price sits above even our optimistic bull case (15.89 ILA). The favourable scenario is already priced in. Weak quality (44/100) and above fair value at the same time, the margin of safety is missing on both counts. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Wesure Global Tech Ltd
How large is the market capitalisation of Wesure Global Tech Ltd (WESR)?
The market capitalisation of Wesure Global Tech Ltd is 2.3B ILA. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Wesure Global Tech Ltd (WESR)?
The price-to-sales ratio of Wesure Global Tech Ltd is 3.28 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Wesure Global Tech Ltd (WESR)?
Earnings per share at Wesure Global Tech Ltd are 0.2200 ILA (price ÷ EPS = P/E 78.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Wesure Global Tech Ltd (WESR)?
The dividend yield of Wesure Global Tech Ltd is 2.0% (payout 155%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Wesure Global Tech Ltd (WESR)?
The net margin of Wesure Global Tech Ltd is 4.2% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Wesure Global Tech Ltd (WESR)?
The return on equity (ROE) of Wesure Global Tech Ltd is 27.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Wesure Global Tech Ltd (WESR)?
On an EBIT basis the return on assets of Wesure Global Tech Ltd is 1.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Wesure Global Tech Ltd (WESR)?
The operating margin of Wesure Global Tech Ltd is 7.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Wesure Global Tech Ltd (WESR)?
Revenue at Wesure Global Tech Ltd is growing +65.0% versus a year earlier (3y avg +64.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Wesure Global Tech Ltd (WESR)?
Earnings per share at Wesure Global Tech Ltd are growing +8.5% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Wesure Global Tech Ltd (WESR) carry?
The net debt of Wesure Global Tech Ltd is 43.0M ILA (fiscal year 2025, ≈ 0.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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