Wiener Privatbank SE (WPB) Fair Value & Analysis

Financial Services · AT · Market cap €65.1M

A solid business, screening 26% undervalued on our models.

What matters now

• The price is below even our cautious bear case (€17.46). The market is more pessimistic than our downside scenario.
• Solid quality (51/100) at a price below fair value, the discount is the argument here, not the business quality.
• The models converge in a tight band (€17.46 to €19.06), unusually little disagreement for a valuation.
• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

60‑month range €4.81 – €14.50 · fair‑value band €17.46 – €19.06 · the €14.50 price screens below the €18.26 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 12, 2026.

Full chart & analysis →

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Analysis

Wiener Privatbank SE (WPB) currently trades at €14.50, while our model-based Fair Value estimate is €18.26, implying the stock looks roughly 25.9% undervalued today. The Quality Score stands at 51/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Wiener Privatbank SE generated revenue of €16.5M at a net margin of -4.0%. It earns a return on equity of -2.2%. Fundamentals as of Jul 12, 2026

Our scenario range runs from €17.46 (bear case) to €19.06 (bull case); at €14.50, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades near its 52-week high and 88% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 42% fair-value upside, at 26%, WPB screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: Growth DCF (€72.94) versus Asset-Based (€4.33). Highest evidence: Growth DCF (80).

Key figures & financial health

Quality Score breakdown

About the company

Wiener Privatbank SE provides various financial products and services to family offices, private investors, institutions, and foundations in Austria and internationally.

Full company description

Wiener Privatbank SE provides various financial products and services to family offices, private investors, institutions, and foundations in Austria and internationally. The company provides asset management services comprising fund management; portfolio selection and management; selection of funds, securities, and stocks; and securities trading, brokerage, and research services, as well as engages in portfolio analysis, wealth planning, foreign exchange and financial institutions, and foreign currency accounts. It offers service packages for companies related to capital market issues, including exchange listing/IPO; bond structuring and issuance; and paying agent, securities control, and processing issues services, as well as corporate support actions. In addition, the company engages in developing investment solutions related to real estate, such as retirement investment apartments, real estate investment companies, real estate funds and mortgage bonds, real estate development, facility management, and real estate brokerage services. Wiener Privatbank SE was founded in 1981 and is headquartered in Vienna, Austria.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Wiener Privatbank SE reported revenue of €17.6M in FY2025 versus €29.5M in FY2021, a compound −12.1%/yr. Reported net income was −€667K in FY2025.

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Peer Group

Banks - Regional · 1083 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Banks - Regional median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.