Mildef Crete (3213) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Mildef Crete stock TWD 153, price TWD 120, upside +27.1%, quality 67 out of 100. Rating: undervalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range 30.77 TWD – 142.50 TWD · fair‑value band 109.71 TWD – 191.10 TWD · the 120.00 TWD price screens below the 152.52 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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Mildef Crete Inc., together with its subsidiaries, research, designs, plans, manufactures, sells, imports, and exports computer software, hardware, and peripheral equipment in Taiwan, Europe, Oceania, Asia, and the United States.
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It provides rugged IT (information technology) devices comprising workstations, laptops, tablets, handhelds, controllers, and accessories. The company also provides metal casings; batteries; and computer hardware and software installation, consulting, and investment services.
Mildef Crete Inc. was incorporated in 1990 and is based in New Taipei City, Taiwan.
Stock analysis
Mildef Crete (3213) currently trades at 120.00 TWD, while our model-based Fair Value estimate is 152.52 TWD, implying the stock looks roughly 21% undervalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of 156.10 TWD per share, and 15 of the 24 models we run sit above the 120.00 TWD price.
Bear case: the Asset-Based group reads lowest at 48.84 TWD, and 9 of the 24 models stay below the price. Data coverage for this calculation is high.
Scenario range: 109.71 TWD (bear) to 191.10 TWD (bull), the price of 120.00 TWD sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 67/100 (solid quality), in the Technology sector.
Weak Growth: Revenue growth is weak: less than 2 % a year.
Mildef Crete reported revenue of 2.9B TWD in FY2025 versus 2.8B TWD in FY2021, a compound +0.7%/yr. Reported net income was 434M TWD in FY2025, compounding −9.2%/yr from FY2021.
Key figures
Market cap 7.0B TWD (≈ $214M) Micro · P/E ratio 12.6 · P/S ratio 2.28 · EPS (TTM) 9.49 TWD · Dividend yield 5.8% · Net margin 18.2% · Return on equity 14.9% · Return on assets (EBIT) 11.8% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 70 out of 100 (low confidence).
What moves the price
The share trades about 16% below its 52-week high and 34% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Technology peers we cover trades at −6% fair-value upside, at 27%, 3213 screens cheaper than that median.
Fair Value models
Bear109.71 TWDFair Value 152.52 TWDBull191.10 TWD
Price 120.00 TWD · Upside +27.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (2.14 TWD per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is weak: less than 2 % a year.
Revenue growth 1 year
+1.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.6%
Start year 2020 (pandemic). Over 10 years: +3.4% a year
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.4%
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What shareholders gained per year (last 5 years), in TWD ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in TWD: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+12.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year+6.5%
Dividend (yield on the price)5.8%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.6.5% vs 5.5%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.13% → 18%
Pace: the 5-year rate starts in 2020 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+2.9%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
Calculated on free cash flow for fiscal year 2025. Over the last twelve months it was negative, so the figure above is uncertain.
After inflation (Taiwan: IMF forecast 1.6% a year to 2030, 1.5% from 2016 to 2025) that is about +1.3% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Computer Hardware · 213 stocks
Beats the industry median on 12/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score67 · Top 25%
Fair Value upside+27.1% · Above median
Profitability
Return on equity (12 months)14.9% · Above median
Return on assets8.9% · Top 25%
Net margin (12 months)18.2% · Top 25%
Operating margin (12 months)26.5% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)31.0% · Above median
Dividend yield (12 months)5.8% · Top 25%
Valuation Multiplesvs Computer Hardware median · lower = cheaper
P/E (12 months)12.6× · Cheaper than median
P/B1.87× · Cheaper than median
P/S (12 months)2.28× · Pricier than median
Price / free cash flow (fiscal year)11.7× · Cheaper than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Mildef Crete Fair Value". https://www.fairvalue-calculator.com/stock/3213
Frequently asked questions
Is Mildef Crete (3213) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of 152.52 TWD versus a price of 120.00 TWD, about +27% upside (undervalued).
What is the fair value of 3213?
Our model-based fair value for Mildef Crete is 152.52 TWD (as of Nov 6, 2026), built from audited fundamentals. The current price: 120.00 TWD.
What is the quality score of 3213?
Mildef Crete has a Quality Score of 67/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Mildef Crete (3213)?
Our model-based price target is the fair value of 152.52 TWD (as of Nov 6, 2026) from 24 valuation models. Cautious scenario 109.71 TWD, optimistic scenario 191.10 TWD. It is a calculation from audited fundamentals, not an analyst target.
What is the Mildef Crete stock forecast for 2026?
Our models put fair value at 152.52 TWD, about +27% upside versus a price of 120.00 TWD (undervalued). Cautious scenario 109.71 TWD, optimistic scenario 191.10 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of Mildef Crete (3213)?
Mildef Crete reported trailing-twelve-month revenue of about 3.1B TWD (latest available figure, as of Nov 6, 2026).
Does Mildef Crete pay a dividend?
Mildef Crete currently shows a dividend yield of 5.83% relative to its recent price (as of Nov 6, 2026).
How much is the dividend of Mildef Crete (3213) and when is the ex-dividend date?
Mildef Crete pays a dividend of 7.00 TWD per share a year, a dividend yield of 5.8%. The last ex-dividend date was Jun 29, 2026. A dividend has been paid every year since at least 2008. The payout ratio is 73.8% of earnings. Free cash flow covers the dividend 1.47 times. Our assessment: Sustainable. Payout and cash coverage both look sustainable.
What growth is priced into Mildef Crete (3213)?
For today's price to be fair in a discounted-cash-flow model, Mildef Crete would have to grow free cash flow by +2.9 % per year for five years (discount rate 11.8 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -0.6 % per year. Calculated on free cash flow for fiscal year 2025. Over the last twelve months it was negative, so the figure above is uncertain. As of Nov 6, 2026.
What discount rate (WACC) does the fair value of 3213 use?
Our models discount Mildef Crete at 11.8 %: a base by market capitalisation (micro), damped by beta 0.52, country premium for Taiwan. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Mildef Crete that is +2.9 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.8 %) and the same formula as our fair value.
How much growth has Mildef Crete (3213) delivered so far?
Over the past 5 years revenue at Mildef Crete grew -0.6 % a year. The price currently implies free-cash-flow growth of +2.9 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Mildef Crete (3213) growing?
The median revenue growth in the sector is +11.5 % a year. That is the yardstick for the growth priced into Mildef Crete (+2.9 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Mildef Crete (3213)?
The free-cash-flow yield on the price is 8.56 % in the last fiscal year (free cash flow was negative over the last twelve months): that much free cash flow Mildef Crete produces per unit of market value. When it exceeds the discount rate of our models (11.8 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Mildef Crete (3213)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Mildef Crete it is 152.52 TWD per share (as of Nov 6, 2026), against a price of 120.00 TWD. It is the blended result of 24 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Mildef Crete stock overvalued or undervalued in 2026?
As of Nov 6, 2026, 3213 trades below its calculated fair value: price 120.00 TWD, fair value 152.52 TWD, a gap of about +27% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 3213?
No. The price is what the market pays today (120.00 TWD); the fair value is what the company's own numbers justify (152.52 TWD). For Mildef Crete the two are 32.52 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is Mildef Crete worth?
The market values Mildef Crete at about 7.0B TWD (market capitalisation, as of Nov 6, 2026). Per share that is 120.00 TWD; our models calculate a fair value of 152.52 TWD per share.
What do the bullish and bearish scenarios say about 3213?
Our models span a range for Mildef Crete: cautious scenario 109.71 TWD, base 152.52 TWD, optimistic 191.10 TWD per share (as of Nov 6, 2026, price 120.00 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 3213?
Mildef Crete trades at a price-to-earnings ratio of 12.6 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 152.52 TWD is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings: 10.2. Other multiples: P/B 1.9, P/S 2.3, EV/EBITDA 8.4.
How solid is the balance sheet of Mildef Crete (3213)?
Balance-sheet figures for Mildef Crete (as of Nov 6, 2026): return on equity 14.9%. They feed the Quality Score of 67/100, which measures business quality independently of the share price.
How far is 3213 from its 52-week high?
Mildef Crete trades at 120.00 TWD, about 16% below its 52-week high of 142.50 TWD and 34% above the low of 89.81 TWD (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 152.52 TWD is for.
Which stocks are comparable to Mildef Crete?
From the same area (Technology) we also value Dell Technologies Inc, Arista Networks, Inc, Sandisk Corporation, Seagate Technology Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Mildef Crete stock attractive at the current price?
The data as of Nov 6, 2026: price 120.00 TWD, calculated fair value 152.52 TWD (+27%), Quality Score 67/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 3213 calculated?
We run Mildef Crete through 24 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 152.52 TWD builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Mildef Crete currently trades 21% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Mildef Crete (3213)?
The closing price on Nov 6, 2026 was 120.00 TWD. Our model-based fair value is 152.52 TWD, about +27% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Mildef Crete right now?
Solid quality (67/100) at a price below fair value, the discount is the argument here, not the business quality. The price sits in the lower half of our model range, the side with the larger margin of safety. The data supports the verdict: every model runs on fully documented inputs.
Key figures of Mildef Crete
How large is the market capitalisation of Mildef Crete (3213)?
The market capitalisation of Mildef Crete is 7.0B TWD (≈ $214M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Mildef Crete (3213)?
The price-to-sales ratio of Mildef Crete is 2.28 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Mildef Crete (3213)?
Earnings per share at Mildef Crete are 9.49 TWD (price ÷ EPS = P/E 12.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Mildef Crete (3213)?
The dividend yield of Mildef Crete is 5.8% (payout 73.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Mildef Crete (3213)?
The net margin of Mildef Crete is 18.2% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Mildef Crete (3213)?
The return on equity (ROE) of Mildef Crete is 14.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Mildef Crete (3213)?
On an EBIT basis the return on assets of Mildef Crete is 11.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Mildef Crete (3213)?
The operating margin of Mildef Crete is 26.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Mildef Crete (3213)?
Revenue at Mildef Crete is growing +31.0% versus a year earlier (3y avg +2.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Mildef Crete (3213)?
Earnings per share at Mildef Crete are growing +409% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Mildef Crete (3213) hold?
Mildef Crete holds more cash than debt, 201M TWD net (fiscal year 2023). The company holds more cash than debt, a safety cushion.
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Broad data
Nov 6, 2026