Creative Technology Ltd (CREAF) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Creative Technology Ltd stock $0.70, price $0.48, upside +45.8%, quality 63 out of 100. Rating: undervalued. Calculated from audited financials with 8 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.
How to read this chart
60‑month range $0.3700 – $1.89 · fair‑value band $0.6200 – $0.8200 · the $0.4800 price screens below the $0.7000 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 3, 2026.
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Creative Technology Ltd, together with its subsidiaries, engages in the design, manufacture, and distribution of digital entertainment products in Asia Pacific, the Americas, and Europe.
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The company offers digitized sound and video boards, computers, and related multimedia and personal digital entertainment products. It also provides headphones, gaming headsets, speakers, sound cards and blasters, soundbars, webcams, adapters and accessories, audio products, and others.
In addition, it provides multimedia solutions for personal computers and personal digital entertainment products.
It markets its products and solutions to consumers and system integrators through a distribution network, including traditional marketing channels, original equipment manufacturers, and the Internet. The company was founded in 1981 and is headquartered in Singapore.
Stock analysis
Creative Technology Ltd (CREAF) currently trades at $0.4800, while our model-based Fair Value estimate is $0.7000, implying the stock looks roughly 31% undervalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of $0.7250 per share, and 7 of the 8 models we run sit above the $0.4800 price.
Bear case: the Asset-Based group reads lowest at $0.4400, and 1 of the 8 models stay below the price. Data coverage for this calculation is low.
Scenario range: $0.6200 (bear) to $0.8200 (bull), the price of $0.4800 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 63/100 (solid quality), in the Technology sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Creative Technology Ltd reported revenue of $60.4M in FY2026 versus $61.3M in FY2022, a compound −0.4%/yr. Reported net income was −$581K in FY2026.
Key figures
Market cap $34.4M Micro · P/S ratio 0.54 · EPS (TTM) $−0.0100 · Net margin −1.0% · Return on equity −1.3% · Return on assets (EBIT) −15.3% (5-year average) · Operating margin −0.1% · Revenue (TTM) $60.9M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 13 out of 100 (low confidence).
What moves the price
The share trades about 42% below its 52-week high and 17% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at −6% fair-value upside, at 46%, CREAF screens cheaper than that median.
Fair Value models
Bear$0.6200Fair Value $0.7000Bull$0.8200
Price $0.4800 · Upside +45.8%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.18/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−10.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−6.5%
Start year 2021 (pandemic). Over 10 years: −3.3% a year
Revenue growth 35 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.6%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−8.7% (2021) → −2.5% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
Little optimism in the price
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
less than -40 %
The company could shrink this much every year for the next five years and today's price would still be justified.
Compare Creative Technology Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Computer Hardware · 213 stocks
Beats the industry median on 5/10 measures
A mixed picture versus its industry peers.
Valuation
Quality Score63 · Top 25%
Fair Value upside+45.8% · Top 25%
Profitability
Return on assets−0.8% · Bottom 25%
Net margin (12 months)−1.0% · Bottom 25%
Operating margin (12 months)−0.1% · Below median
Growth and dividend
Revenue growth (quarter YoY)−11.0% · Bottom 25%
Valuation Multiplesvs Computer Hardware median · lower = cheaper
P/B0.72× · Cheapest 25%
P/S (12 months)0.56× · Cheaper than median
Price / free cash flow (fiscal year)23.8× · Pricier than median
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Is Creative Technology Ltd (CREAF) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of $0.7000 versus a price of $0.4800, about +46% upside (undervalued).
What is the fair value of CREAF?
Our model-based fair value for Creative Technology Ltd is $0.7000 (as of Nov 3, 2026), built from audited fundamentals. The current price: $0.4800.
What is the quality score of CREAF?
Creative Technology Ltd has a Quality Score of 63/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Creative Technology Ltd (CREAF)?
Our model-based price target is the fair value of $0.7000 (as of Nov 3, 2026) from 8 valuation models. Cautious scenario $0.6200, optimistic scenario $0.8200. It is a calculation from audited fundamentals, not an analyst target.
What is the Creative Technology Ltd stock forecast for 2026?
Our models put fair value at $0.7000, about +46% upside versus a price of $0.4800 (undervalued). Cautious scenario $0.6200, optimistic scenario $0.8200. The calculation is refreshed regularly with new filings.
What is the revenue of Creative Technology Ltd (CREAF)?
Creative Technology Ltd reported trailing-twelve-month revenue of about $60.9M (latest available figure, as of Nov 3, 2026).
What growth is priced into Creative Technology Ltd (CREAF)?
For today's price to be fair in a discounted-cash-flow model, Creative Technology Ltd would have to grow free cash flow by less than minus 40 % per year for five years (discount rate 8.7 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -6.5 % per year. As of Nov 3, 2026.
What discount rate (WACC) does the fair value of CREAF use?
Our models discount Creative Technology Ltd at 8.7 %: a base by market capitalisation (nano), damped by beta 0.57, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Creative Technology Ltd that is less than minus 40 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (8.7 %) and the same formula as our fair value.
How much growth has Creative Technology Ltd (CREAF) delivered so far?
Over the past 5 years revenue at Creative Technology Ltd grew -6.5 % a year. The price currently implies free-cash-flow growth of less than minus 40 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Creative Technology Ltd (CREAF) growing?
The median revenue growth in the sector is +11.5 % a year. That is the yardstick for the growth priced into Creative Technology Ltd (less than minus 40 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Creative Technology Ltd (CREAF)?
The free-cash-flow yield on the price is 5.42 %: that much free cash flow Creative Technology Ltd produces per unit of market value. When it exceeds the discount rate of our models (8.7 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Creative Technology Ltd (CREAF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Creative Technology Ltd it is $0.7000 per share (as of Nov 3, 2026), against a price of $0.4800. It is the blended result of 8 valuation models in 4 families (DCF Models, Multiples, Asset-Based, Growth DCF).
Is Creative Technology Ltd stock overvalued or undervalued in 2026?
As of Nov 3, 2026, CREAF trades below its calculated fair value: price $0.4800, fair value $0.7000, a gap of about +46% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CREAF?
No. The price is what the market pays today ($0.4800); the fair value is what the company's own numbers justify ($0.7000). For Creative Technology Ltd the two are $0.2200 per share apart. That gap is exactly why we show both numbers side by side.
How much is Creative Technology Ltd worth?
The market values Creative Technology Ltd at about $34.4M (market capitalisation, as of Nov 3, 2026). Per share that is $0.4800; our models calculate a fair value of $0.7000 per share.
What do the bullish and bearish scenarios say about CREAF?
Our models span a range for Creative Technology Ltd: cautious scenario $0.6200, base $0.7000, optimistic $0.8200 per share (as of Nov 3, 2026, price $0.4800). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the PEG ratio of CREAF?
The PEG ratio of Creative Technology Ltd is 0.71 (P/E divided by earnings growth, as of Nov 3, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Creative Technology Ltd (CREAF)?
Balance-sheet figures for Creative Technology Ltd (as of Nov 3, 2026): return on equity −1.3%. They feed the Quality Score of 63/100, which measures business quality independently of the share price.
How far is CREAF from its 52-week high?
Creative Technology Ltd trades at $0.4800, about 42% below its 52-week high of $0.8300 and 17% above the low of $0.4100 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $0.7000 is for.
Which stocks are comparable to Creative Technology Ltd?
From the same area (Technology) we also value Dell Technologies Inc, Arista Networks, Inc, Sandisk Corporation, Seagate Technology Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Creative Technology Ltd stock attractive at the current price?
The data as of Nov 3, 2026: price $0.4800, calculated fair value $0.7000 (+46%), Quality Score 63/100, from 8 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CREAF calculated?
We run Creative Technology Ltd through 8 models from 4 families: DCF Models, Multiples, Asset-Based, Growth DCF. Every model gets the same audited fundamentals; the fair value of $0.7000 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Creative Technology Ltd currently trades 31% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Creative Technology Ltd (CREAF)?
The closing price on Nov 6, 2026 was $0.4800. Our model-based fair value is $0.7000, about +46% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Creative Technology Ltd right now?
The price is below even our cautious bear case ($0.6200). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (63/100) at a price below fair value, the discount is the argument here, not the business quality.
Key figures of Creative Technology Ltd
How large is the market capitalisation of Creative Technology Ltd (CREAF)?
The market capitalisation of Creative Technology Ltd is $34.4M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Creative Technology Ltd (CREAF)?
The price-to-sales ratio of Creative Technology Ltd is 0.54 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Creative Technology Ltd (CREAF)?
Earnings per share at Creative Technology Ltd are $−0.0100. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Creative Technology Ltd (CREAF)?
The net margin of Creative Technology Ltd is −1.0% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Creative Technology Ltd (CREAF)?
The return on equity (ROE) of Creative Technology Ltd is −1.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Creative Technology Ltd (CREAF)?
On an EBIT basis the return on assets of Creative Technology Ltd is −15.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Creative Technology Ltd (CREAF)?
The operating margin of Creative Technology Ltd is −0.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Creative Technology Ltd (CREAF)?
Revenue at Creative Technology Ltd is growing −11.0% versus a year earlier (3y avg +2.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Creative Technology Ltd (CREAF)?
Earnings per share at Creative Technology Ltd are growing +30.3% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Creative Technology Ltd (CREAF) hold?
Creative Technology Ltd holds more cash than debt, $28.7M net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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Thin data
Nov 3, 2026