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Creative Technology Ltd (CREAF) fair value: what the stock is really worth

As of Sep 23, 2026: fair value of Creative Technology Ltd $0.41, price $0.58, upside -29.3%, quality 56 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? No
  2. Good quality? Yes
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Technology · US · Home Singapore · ISIN USY1775U1070

CT Creative Technology Ltd logo Thin data Sep 23, 2026

Creative Technology Ltd

CREAF · US

Overvalued / MonitorQuality is not strong enough to offset the price risk.

!Fair value $0.4100 · Overvalued (−29%)
!Quality 56/100
!Expensive Growth (revenue 5y +2.0 %/yr)
!Loss-making · -8.7% net margin (TTM)
!Low debt · negative free cash flow
!Mixed vs. peers (5/11)
!Narrow moat 6/100
!Evidence only low, so the estimate is less certain

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$1.96 $0.3700 Fair Value $0.4100 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.

How to read this chart

60‑month range $0.3700 – $1.96 · fair‑value band $0.2700 – $0.5100 · the $0.5800 price screens above the $0.4100 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 23, 2026.

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Company profile

Creative Technology Ltd, together with its subsidiaries, engages in the design, manufacture, and distribution of digital entertainment products in Asia Pacific, the Americas, and Europe. The company offers digitized sound and video boards, computers, and related multimedia and personal digital entertainment products.

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Creative Technology Ltd, together with its subsidiaries, engages in the design, manufacture, and distribution of digital entertainment products in Asia Pacific, the Americas, and Europe. The company offers digitized sound and video boards, computers, and related multimedia and personal digital entertainment products. It also provides headphones, gaming headsets, speakers, sound cards and blasters, soundbars, webcams, adapters and accessories, audio products, and others. In addition, it provides multimedia solutions for personal computers and personal digital entertainment products. It markets its products and solutions to consumers and system integrators through a distribution network, including traditional marketing channels, original equipment manufacturers, and the Internet. The company was founded in 1981 and is headquartered in Singapore.

Stock analysis

Creative Technology Ltd (CREAF) currently trades at $0.5800, while our model-based Fair Value estimate is $0.4100, implying the stock looks roughly 41.5% overvalued today.

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Valuation

How firm this estimate is: it rests on 1 models at a data quality of 94/100, which puts the evidence level at low.

Scenario range: $0.2700 (bear) to $0.5100 (bull), the price of $0.5800 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 56/100 (solid quality), in the Technology sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

Creative Technology Ltd reported revenue of $67.4M in FY2025 versus $84.5M in FY2021, a compound −5.5%/yr. Reported net income was −$10.4M in FY2025.

Key figures

Market cap $49.4M · P/S ratio 0.77 · EPS (TTM) $−0.0800 · Net margin −15.5% · Return on equity −13.2% · Return on assets (EBIT) −16.1% · Operating margin −4.5% · Revenue (TTM) $64.2M.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 28 out of 100 (low confidence).

What moves the price

The share trades about 30% below its 52-week high and 57% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at −33% fair-value upside, at −29%, CREAF screens cheaper than that median.

Fair Value models

Bear $0.2700 Fair Value $0.4100 Bull $0.5100
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
NCAV (Graham) $0.2900 $0.3900 $0.5800 54
All 1 models by family
Asset-Based
NCAV (Graham) $0.2900 $0.3900 $0.5800 54

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Quality Score breakdown

Overall quality 56/100

Of which business quality 56 · Market factors (momentum, volatility) 41

Profitability 26
Margins and returns on capital today
Quality Growth 51
Are margins and returns improving?
Cashflow 13
Earnings quality: real cash, not paper profit
Fin. Strength 81
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 48
Calm price path (market factor)
Momentum 39
Price trend over the last 3–12 months (market factor)
52W Momentum 39
Distance to the 52-week high (market factor)
Net Issuance 99
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 16/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+7.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.0%
Start year 2020 (pandemic). Over 10 years: −3.8% a year
Revenue growth 34 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.0%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−26.8% (2020) → −17.5% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

CREAF screens 41% overvalued. Compare with Dell Technologies Inc →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Computer Hardware · 220 stocks

Beats the industry median on 4/9 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 56 · Above median
Fair Value upside −29% · Below median
Profitability
Return on assets −5% · Bottom 25%
Net margin (TTM) −9% · Bottom 25%
Operating margin (TTM) −4% · Bottom 25%
Growth and dividend
Revenue growth −9% · Bottom 25%

Valuation Multiplesvs Computer Hardware median · lower = cheaper

P/B 1.21× · Cheaper than median
P/S (TTM) 0.77× · Cheaper than median
PEG 0.71× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 0
FUTURE (revenue growth)0 · sector 59
PAST (return on equity)0 · sector 26
HEALTH (low debt)100 · sector 97
DIVIDEND (yield)0 · sector 40

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Computer Hardware stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
Dell Technologies Inc DELL $548.92 $195.72 −64%
Arista Networks, Inc ANET $205.19 $161.72 −21%
Western Digital Corporation WDC $464.60 $53.53 −88%
Wiwynn Corporation 6669 2,115 TWD 1,065 TWD −50%
Hangzhou Hikvision Digital Technology Co 002415 ¥33.18 ¥46.76 +41%
Quanta Computer Inc 2382 338.50 TWD 228.14 TWD −33%
Lenovo Group 0992 HK$36.92 HK$33.70 −9%
Dawning Information Industry Co 603019 ¥84.67 ¥35.54 −58%
Everpure, Inc P $110.89 $51.46 −54%
HP Inc HPQ $32.04 $51.90 +62%

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Cite: Fair Value Calculator (2026). "Creative Technology Ltd Fair Value". https://www.fairvalue-calculator.com/stock/CREAF

Frequently asked questions

Is Creative Technology Ltd (CREAF) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of $0.4100 versus a price of $0.5800, about −29% upside (overvalued).
What is the fair value of CREAF?
Our model-based fair value for Creative Technology Ltd is $0.4100 (as of Sep 23, 2026), built from audited fundamentals. The current price: $0.5800.
What is the quality score of CREAF?
Creative Technology Ltd has a Quality Score of 56/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Creative Technology Ltd (CREAF)?
Our model-based price target is the fair value of $0.4100 (as of Sep 23, 2026) from 1 valuation models. Cautious scenario $0.2700, optimistic scenario $0.5100. It is a calculation from audited fundamentals, not an analyst target.
What is the Creative Technology Ltd stock forecast for 2026?
Our models put fair value at $0.4100, about −29% upside versus a price of $0.5800 (overvalued). Cautious scenario $0.2700, optimistic scenario $0.5100. The calculation is refreshed regularly with new filings.
What is the revenue of Creative Technology Ltd (CREAF)?
Creative Technology Ltd reported trailing-twelve-month revenue of about $64.2M (latest available figure, as of Sep 23, 2026).
What is the intrinsic value of Creative Technology Ltd (CREAF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Creative Technology Ltd it is $0.4100 per share (as of Sep 23, 2026), against a price of $0.5800. It is the blended result of 1 valuation models (cash flow, earnings, asset, dividend).
Is Creative Technology Ltd stock overvalued or undervalued in 2026?
As of Sep 23, 2026, CREAF trades above its calculated fair value: price $0.5800, fair value $0.4100, a gap of about −29% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of CREAF?
No. The price is what the market pays today ($0.5800); the fair value is what the company's own numbers justify ($0.4100). For Creative Technology Ltd the two are $0.1700 per share apart. That gap is exactly why we show both numbers side by side.
How much is Creative Technology Ltd worth?
The market values Creative Technology Ltd at about $49.4M (market capitalisation, as of Sep 23, 2026). Per share that is $0.5800; our models calculate a fair value of $0.4100 per share.
What do the bullish and bearish scenarios say about CREAF?
Our models span a range for Creative Technology Ltd: cautious scenario $0.2700, base $0.4100, optimistic $0.5100 per share (as of Sep 23, 2026, price $0.5800). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the PEG ratio of CREAF?
The PEG ratio of Creative Technology Ltd is 0.71 (P/E divided by earnings growth, as of Sep 23, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Creative Technology Ltd (CREAF)?
Balance-sheet figures for Creative Technology Ltd (as of Sep 23, 2026): return on equity −13.2%. They feed the Quality Score of 56/100, which measures business quality independently of the share price.
How far is CREAF from its 52-week high?
Creative Technology Ltd trades at $0.5800, about 30% below its 52-week high of $0.8300 and 57% above the low of $0.3700 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of $0.4100 is for.
Which stocks are comparable to Creative Technology Ltd?
From the same area (Technology) we also value Dell Technologies Inc, Arista Networks, Inc, Western Digital Corporation, Wiwynn Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Creative Technology Ltd stock attractive at the current price?
The data as of Sep 23, 2026: price $0.5800, calculated fair value $0.4100 (−29%), Quality Score 56/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of CREAF calculated?
We run Creative Technology Ltd through 1 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $0.4100, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Creative Technology Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Creative Technology Ltd (CREAF)?
The closing price on Sep 23, 2026 was $0.5800. Our model-based fair value is $0.4100, about −29% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Creative Technology Ltd right now?
The price sits above even our optimistic bull case ($0.5100). The favourable scenario is already priced in. Solid but not exceptional quality (56/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range ($0.2700 to $0.5100) leaves room in how you read the outcome. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.

Key figures of Creative Technology Ltd

How large is the market capitalisation of Creative Technology Ltd (CREAF)?
The market capitalisation of Creative Technology Ltd is $49.4M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Creative Technology Ltd (CREAF)?
The price-to-sales ratio of Creative Technology Ltd is 0.77 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Creative Technology Ltd (CREAF)?
Earnings per share at Creative Technology Ltd are $−0.0800. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Creative Technology Ltd (CREAF)?
The net margin of Creative Technology Ltd is −15.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Creative Technology Ltd (CREAF)?
The return on equity (ROE) of Creative Technology Ltd is −13.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Creative Technology Ltd (CREAF)?
On an EBIT basis the return on assets of Creative Technology Ltd is −16.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Creative Technology Ltd (CREAF)?
The operating margin of Creative Technology Ltd is −4.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Creative Technology Ltd (CREAF)?
Revenue at Creative Technology Ltd is growing −8.6% versus a year earlier (3y avg +3.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Creative Technology Ltd (CREAF)?
Earnings per share at Creative Technology Ltd are growing +30.3% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Creative Technology Ltd (CREAF) generate?
The free cash flow of Creative Technology Ltd is −$11.6M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Creative Technology Ltd (CREAF) hold?
Creative Technology Ltd holds more cash than debt, $28.9M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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