PH CAPITAL LTD. (PHCAP) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of PH CAPITAL LTD. stock ₹12.75, price ₹120, that is 89.4% below the price, quality 51 out of 100. Rating: strongly overvalued. Calculated from audited financials with 8 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range ₹2.54 – ₹1,329 · fair‑value band ₹9.56 – ₹15.93 · the ₹119.90 price screens above the ₹12.75 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 7, 2026.
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PH CAPITAL LTD. (PHCAP) currently trades at ₹119.90, while our model-based Fair Value estimate is ₹12.75, 89% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Earnings-Based group reads highest at a median of ₹24.18 per share, and 0 of the 8 models we run sit above the ₹119.90 price.
Bear case: the Economic Profit group reads lowest at ₹12.60, and 8 of the 8 models stay below the price. Data coverage for this calculation is low.
Scenario range: ₹9.56 (bear) to ₹15.93 (bull), the price of ₹119.90 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 51/100 (solid quality), in the Financials sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
PH CAPITAL LTD. reported revenue of ₹1.1B in FY2026 versus ₹832M in FY2022, a compound +7.9%/yr. Reported net income was ₹32.4M in FY2026, compounding −27.3%/yr from FY2022.
Key figures
Market cap ₹4.0B (≈ $43.0M) · P/S ratio 7.53 · EPS (TTM) ₹−1.23 · Dividend yield 0.0% · Net margin −7.3% · Return on equity 5.8% · Return on assets (EBIT) 20.4% (5-year average) · Operating margin −92.2%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 25 out of 100 (low confidence).
What moves the price
The share trades about 91% below its 52-week high and 663% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financials peers we cover trades at −11% fair-value upside, at −89%, PHCAP screens richer than that median.
Fair Value models
The price assumes far more growth than our models allow for, so the models scatter widely (₹0.2700 to ₹34.75). Read the Fair Value as a cautious anchor, not a price target; the Growth Forecast section shows what the price assumes.
Bear₹9.56Fair Value ₹12.75Bull₹15.93
Price ₹119.90 · Downside -89.4%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.84/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−39.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+18.4%
Start year 2021 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.8%
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What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−21.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year−21.6%
Dividend (yield on the price)0.0%
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.33% → 3%
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 384 stocks
Beats the industry median on 1/8 measures
Overall it trails its industry peers.
Valuation
Quality Score51 · Below median
Fair Value upside−89.4% · Bottom 25%
Profitability
Return on equity (12 months)5.8% · Below median
Return on assets5.5% · Above median
Net margin (12 months)−7.3% · Bottom 25%
Operating margin (12 months)−92.2% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)−98.3% · Bottom 25%
Dividend yield (12 months)0.0% · Bottom 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 42
FUTURE (revenue growth)0· sector 68
PAST (return on equity)23· sector 38
HEALTH (low debt)100· sector 94
DIVIDEND (yield)0· sector 47
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "PH CAPITAL LTD. Fair Value". https://www.fairvalue-calculator.com/stock/PHCAP
Frequently asked questions
Is PH CAPITAL LTD. (PHCAP) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of ₹12.75 versus a price of ₹119.90, about 89% lower (overvalued).
What is the fair value of PHCAP?
Our model-based fair value for PH CAPITAL LTD. is ₹12.75 (as of Nov 7, 2026), built from audited fundamentals. The current price: ₹119.90.
What is the quality score of PHCAP?
PH CAPITAL LTD. has a Quality Score of 51/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for PH CAPITAL LTD. (PHCAP)?
Our model-based price target is the fair value of ₹12.75 (as of Nov 7, 2026) from 8 valuation models. Cautious scenario ₹9.56, optimistic scenario ₹15.93. It is a calculation from audited fundamentals, not an analyst target.
What is the PH CAPITAL LTD. stock forecast for 2026?
Our models put fair value at ₹12.75, about 89% lower versus a price of ₹119.90 (overvalued). Cautious scenario ₹9.56, optimistic scenario ₹15.93. The calculation is refreshed regularly with new filings.
What is the revenue of PH CAPITAL LTD. (PHCAP)?
PH CAPITAL LTD. reported trailing-twelve-month revenue of about ₹557M (latest available figure, as of Nov 7, 2026).
Does PH CAPITAL LTD. pay a dividend?
PH CAPITAL LTD. currently shows a dividend yield of 0.02% relative to its recent price (as of Nov 7, 2026).
How much is the dividend of PH CAPITAL LTD. (PHCAP)?
PH CAPITAL LTD. has a dividend yield of 0.0%.
What is the intrinsic value of PH CAPITAL LTD. (PHCAP)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For PH CAPITAL LTD. it is ₹12.75 per share (as of Nov 7, 2026), against a price of ₹119.90. It is the blended result of 8 valuation models in 5 families (Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is PH CAPITAL LTD. stock overvalued or undervalued in 2026?
As of Nov 7, 2026, PHCAP trades above its calculated fair value: price ₹119.90, fair value ₹12.75, a gap of about −89% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PHCAP?
No. The price is what the market pays today (₹119.90); the fair value is what the company's own numbers justify (₹12.75). For PH CAPITAL LTD. the two are ₹107.15 per share apart. That gap is exactly why we show both numbers side by side.
How much is PH CAPITAL LTD. worth?
The market values PH CAPITAL LTD. at about ₹4.0B (market capitalisation, as of Nov 7, 2026). Per share that is ₹119.90; our models calculate a fair value of ₹12.75 per share.
What do the bullish and bearish scenarios say about PHCAP?
Our models span a range for PH CAPITAL LTD.: cautious scenario ₹9.56, base ₹12.75, optimistic ₹15.93 per share (as of Nov 7, 2026, price ₹119.90). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of PH CAPITAL LTD. (PHCAP)?
Balance-sheet figures for PH CAPITAL LTD. (as of Nov 7, 2026): return on equity 5.8%. They feed the Quality Score of 51/100, which measures business quality independently of the share price.
How far is PHCAP from its 52-week high?
PH CAPITAL LTD. trades at ₹119.90, about 91% below its 52-week high of ₹1,329 and 663% above the low of ₹15.71 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of ₹12.75 is for.
Which stocks are comparable to PH CAPITAL LTD.?
From the same area (Financials) we also value Morgan Stanley, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is PH CAPITAL LTD. stock attractive at the current price?
The data as of Nov 7, 2026: price ₹119.90, calculated fair value ₹12.75 (−89%), Quality Score 51/100, from 8 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PHCAP calculated?
We run PH CAPITAL LTD. through 8 models from 5 families: Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of ₹12.75 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. PH CAPITAL LTD. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of PH CAPITAL LTD. (PHCAP)?
The closing price on Nov 6, 2026 was ₹119.90. Our model-based fair value is ₹12.75, about 89% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with PH CAPITAL LTD. right now?
The price sits above even our optimistic bull case (₹15.93). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (51/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of PH CAPITAL LTD.
How large is the market capitalisation of PH CAPITAL LTD. (PHCAP)?
The market capitalisation of PH CAPITAL LTD. is ₹4.0B (≈ $43.0M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of PH CAPITAL LTD. (PHCAP)?
The price-to-sales ratio of PH CAPITAL LTD. is 7.53 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of PH CAPITAL LTD. (PHCAP)?
Earnings per share at PH CAPITAL LTD. are ₹−1.23. Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of PH CAPITAL LTD. (PHCAP)?
The dividend yield of PH CAPITAL LTD. is 0.0%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of PH CAPITAL LTD. (PHCAP)?
The net margin of PH CAPITAL LTD. is −7.3% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of PH CAPITAL LTD. (PHCAP)?
The return on equity (ROE) of PH CAPITAL LTD. is 5.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of PH CAPITAL LTD. (PHCAP)?
On an EBIT basis the return on assets of PH CAPITAL LTD. is 20.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of PH CAPITAL LTD. (PHCAP)?
The operating margin of PH CAPITAL LTD. is −92.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at PH CAPITAL LTD. (PHCAP)?
Revenue at PH CAPITAL LTD. is growing −98.3% versus a year earlier (3y avg +14.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at PH CAPITAL LTD. (PHCAP)?
Earnings per share at PH CAPITAL LTD. are growing −92.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does PH CAPITAL LTD. (PHCAP) generate?
The free cash flow of PH CAPITAL LTD. is ₹269M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does PH CAPITAL LTD. (PHCAP) carry?
The net debt of PH CAPITAL LTD. is ₹11.1M (fiscal year 2020, ≈ 0.0 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Nov 7, 2026