Visional, Inc (VISIF) fair value: what the stock is really worth
As of Nov 11, 2026: fair value (intrinsic value) of Visional, Inc stock $102, price $63.58, upside +60.1%, quality 70 out of 100. Rating: strongly undervalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
Visional, Inc., together with its subsidiaries, provides human resources platform solutions in Japan. It operates through two segments, HR Tech and Incubation.
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The company provides HRMOS, a human capital management cloud solution, that enables data-based human resource utilization by centralizing and visualizing information from recruitment to activities after joining the company, including HRMOS ATS, HRMOS Talent Management, HRMOS Expense Management, HRMOS Payroll, and HRMOS Attendance Management.
It also offers M&A Succeed, an online M&A matching platform; TRABOX, a logistics DX platform; ASSURED, a security platform; and yamory, a vulnerability management cloud. In addition, the company provides Standby, a job research engine, as well as BIZREACH, a membership-based career change site.
Visional, Inc. was incorporated in 2020 and is headquartered in Shibuya, Japan.
Stock analysis
Visional, Inc (VISIF) currently trades at $63.58, while our model-based Fair Value estimate is $101.82, implying the stock looks roughly 38% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of $134.68 per share, and 18 of the 24 models we run sit above the $63.58 price.
Bear case: the Economic Profit group reads lowest at $37.95, and 6 of the 24 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $70.06 (bear) to $132.36 (bull), the price of $63.58 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 70/100 (solid quality), in the Communication Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Visional, Inc reported revenue of ¥99.3B in FY2026 versus ¥28.7B in FY2021, a compound +28.2%/yr. Reported net income was ¥18.6B in FY2026, compounding +67.2%/yr from FY2021. FY2021 was a trough year, so the rate overstates the trend.
Key figures
Market cap $2.6B Mid · P/E ratio 22.1 · P/S ratio 4.13 · EPS (TTM) $2.88 · Net margin 18.7% · Return on equity 24.2% · Return on assets (EBIT) 18.2% (5-year average) · Operating margin 18.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 79 out of 100 (medium confidence).
What moves the price
For context, the median of 10 Communication Services peers we cover trades at 37% fair-value upside, at 60%, VISIF screens cheaper than that median.
Fair Value models
Bear$70.06Fair Value $101.82Bull$132.36
Price $63.58 · Upside +60.1%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 3 months old). Earnings retained since then ($0.8285 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.92/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+20.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+28.2%
Start year 2021 (pandemic)
’21
’22
’23
’24
’26
What shareholders gained per year (last 5 years), in JPY (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip. Measured in JPY: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+54.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+54.6%
Dividend (yield on the price)0.0%
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.8% → 25%
2026 sits 58% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far and less than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+1.2%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+14.7%
Yearly sales growth analysts expect, extended to five years.
After inflation (figures in JPY, Japan: IMF forecast 2.1% a year to 2030, 1.3% from 2016 to 2025) that is about −0.9% a year for the price and +12.4% for the forecasts.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Internet Content & Information · 140 stocks
Beats the industry median on 9/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score70 · Above median
Fair Value upside+60.1% · Top 25%
Profitability
Return on equity (12 months)24.2% · Top 25%
Return on assets15.2% · Top 25%
Net margin (12 months)18.7% · Top 25%
Operating margin (12 months)18.9% · Above median
Growth and dividend
Revenue growth (quarter YoY)22.7% · Top 25%
Balance sheet
Debt / equity0.00× · Below median
Valuation Multiplesvs Internet Content & Information median · lower = cheaper
P/E (12 months)22.1× · Pricier than median
P/B4.76× · Priciest 25%
P/S (12 months)4.15× · Priciest 25%
Price / free cash flow (fiscal year)18.5× · Pricier than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Visional, Inc Fair Value". https://www.fairvalue-calculator.com/stock/VISIF
Frequently asked questions
Is Visional, Inc (VISIF) overvalued or undervalued?
As of Nov 12, 2026, our model estimates a fair value of $101.82 versus a price of $63.58, about +60% upside (undervalued).
What is the fair value of VISIF?
Our model-based fair value for Visional, Inc is $101.82 (as of Nov 12, 2026), built from audited fundamentals. The current price: $63.58.
What is the quality score of VISIF?
Visional, Inc has a Quality Score of 70/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Visional, Inc (VISIF)?
Our model-based price target is the fair value of $101.82 (as of Nov 12, 2026) from 24 valuation models. Cautious scenario $70.06, optimistic scenario $132.36. It is a calculation from audited fundamentals, not an analyst target.
What is the Visional, Inc stock forecast for 2026?
Our models put fair value at $101.82, about +60% upside versus a price of $63.58 (undervalued). Cautious scenario $70.06, optimistic scenario $132.36. The calculation is refreshed regularly with new filings.
What is the revenue of Visional, Inc (VISIF)?
Visional, Inc reported trailing-twelve-month revenue of about ¥99.3B (latest available figure, as of Nov 12, 2026).
What growth is priced into Visional, Inc (VISIF)?
For today's price to be fair in a discounted-cash-flow model, Visional, Inc would have to grow free cash flow by +1.2 % per year for five years (discount rate 8.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +28.2 % per year. As of Nov 12, 2026.
What discount rate (WACC) does the fair value of VISIF use?
Our models discount Visional, Inc at 8.6 %: a base by market capitalisation (mid), damped by beta 0.53, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Visional, Inc that is +1.2 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (8.6 %) and the same formula as our fair value.
How much growth has Visional, Inc (VISIF) delivered so far?
Over the past 5 years revenue at Visional, Inc grew +28.2 % a year. The price currently implies free-cash-flow growth of +1.2 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Visional, Inc (VISIF) growing?
The median revenue growth in the sector is +3.9 % a year. That is the yardstick for the growth priced into Visional, Inc (+1.2 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Visional, Inc (VISIF)?
The free-cash-flow yield on the price is 5.40 %: that much free cash flow Visional, Inc produces per unit of market value. When it exceeds the discount rate of our models (8.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Visional, Inc (VISIF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Visional, Inc it is $101.82 per share (as of Nov 12, 2026), against a price of $63.58. It is the blended result of 24 valuation models in 7 families (DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Visional, Inc stock overvalued or undervalued in 2026?
As of Nov 12, 2026, VISIF trades below its calculated fair value: price $63.58, fair value $101.82, a gap of about +60% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of VISIF?
No. The price is what the market pays today ($63.58); the fair value is what the company's own numbers justify ($101.82). For Visional, Inc the two are $38.24 per share apart. That gap is exactly why we show both numbers side by side.
How much is Visional, Inc worth?
The market values Visional, Inc at about $2.6B (market capitalisation, as of Nov 12, 2026). Per share that is $63.58; our models calculate a fair value of $101.82 per share.
What do the bullish and bearish scenarios say about VISIF?
Our models span a range for Visional, Inc: cautious scenario $70.06, base $101.82, optimistic $132.36 per share (as of Nov 12, 2026, price $63.58). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of VISIF?
Visional, Inc trades at a price-to-earnings ratio of 22.1 (as of Nov 12, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $101.82 is built from several models across several years. Other multiples: P/B 4.8, P/S 4.1, EV/EBITDA 9.1.
How solid is the balance sheet of Visional, Inc (VISIF)?
Balance-sheet figures for Visional, Inc (as of Nov 12, 2026): return on equity 24.2%, debt of 0.00 per unit of equity. They feed the Quality Score of 70/100, which measures business quality independently of the share price.
Which stocks are comparable to Visional, Inc?
From the same area (Communication Services) we also value Alphabet Inc, Meta Platforms, Inc, Tencent Holdings, Spotify Technology S.A, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Visional, Inc stock attractive at the current price?
The data as of Nov 12, 2026: price $63.58, calculated fair value $101.82 (+60%), Quality Score 70/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of VISIF calculated?
We run Visional, Inc through 24 models from 7 families: DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $101.82 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.3% above its aggregate fair value. Visional, Inc currently trades 38% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Visional, Inc (VISIF)?
The closing price on Nov 11, 2026 was $63.58. Our model-based fair value is $101.82, about +60% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Visional, Inc right now?
The price is below even our cautious bear case ($70.06). The market is more pessimistic than our downside scenario. Solid quality (70/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range ($70.06 to $132.36) leaves room in how you read the outcome.
Key figures of Visional, Inc
How large is the market capitalisation of Visional, Inc (VISIF)?
The market capitalisation of Visional, Inc is $2.6B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Visional, Inc (VISIF)?
The price-to-sales ratio of Visional, Inc is 4.13 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Visional, Inc (VISIF)?
Earnings per share at Visional, Inc are $2.88 (price ÷ EPS = P/E 22.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Visional, Inc (VISIF)?
The net margin of Visional, Inc is 18.7% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Visional, Inc (VISIF)?
The return on equity (ROE) of Visional, Inc is 24.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Visional, Inc (VISIF)?
On an EBIT basis the return on assets of Visional, Inc is 18.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Visional, Inc (VISIF)?
The operating margin of Visional, Inc is 18.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Visional, Inc (VISIF)?
Revenue at Visional, Inc is growing +22.7% versus a year earlier (3y avg +31.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Visional, Inc (VISIF)?
Earnings per share at Visional, Inc are growing +28.0% versus a year earlier. How much earnings per share grew versus a year earlier.
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Nov 12, 2026