Verisk Analytics Inc (VRSK) fair value: what the stock is really worth
As of Nov 5, 2026: fair value (intrinsic value) of Verisk Analytics Inc stock $147, price $211, that is 30.7% below the price, quality 76 out of 100. Rating: overvalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range $153.52 – $317.13 · fair‑value band $103.10 – $183.19 · the $211.47 price screens above the $146.55 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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Verisk Analytics, Inc. engages in the provision of data analytics and technology solutions to the insurance industry in the United States and internationally.
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The company offers underwriting solutions, including forms, rules, and loss costs services that provides policy language, prospective loss costs, policy writing and rating rules, and underwriting solutions for risk selection and segmentation, pricing, and workflow optimization; underwriting data and analytics solutions, which provides property and auto specific rating, and underwriting information solutions; catastrophe modelling and risk solutions; life insurance solutions for transforming current workflows in life insurance underwriting, claim insights, policy administration, unclaimed property/equity, compliance and fraud detection, and actuarial and portfolio modelling; specialty business solutions, which provides full end-to-end management of insurance and reinsurance business; and international underwriting solutions.
It also provides claims insurance solutions, including property estimating solutions, provide data, analytics, and networking solutions for professionals involved in estimating all phases of building repair and reconstruction; anti-fraud solutions that provide fraud-detection tools for the property and casualty insurance industry; casualty solutions, which focus on compliance, casualty claims decision, and workflow automation; and international claims solutions, which focus on personal injury and motor franchises with complementary offerings to the property claims solutions.
The company was founded in 1971 and is headquartered in Jersey City, New Jersey.
Stock analysis
Verisk Analytics Inc (VRSK) currently trades at $211.47, while our model-based Fair Value estimate is $146.55, 31% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of $161.08 per share, and 0 of the 24 models we run sit above the $211.47 price.
Bear case: the Dividend Discount group reads lowest at $31.54, and 24 of the 24 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $103.10 (bear) to $183.19 (bull), the price of $211.47 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 76/100 (high quality), in the Industrials sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Verisk Analytics Inc reported revenue of $3.1B in FY2025 versus $2.5B in FY2021, a compound +5.7%/yr. Reported net income was $908M in FY2025, compounding +8.1%/yr from FY2021.
Key figures
Market cap $27.7B Large · P/E ratio 32.5 · P/S ratio 8.82 · EPS (TTM) $6.51 · Dividend yield 0.9% · Net margin 28.2% · Return on equity 43.8% · Return on assets (EBIT) 21.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 89 out of 100 (medium confidence).
What moves the price
The share trades about 5% below its 52-week high and 36% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Industrials peers we cover trades at −7% fair-value upside, at −31%, VRSK screens richer than that median.
Fair Value models
Bear$103.10Fair Value $146.55Bull$183.19
Price $211.47 · Downside -30.7%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($3.92 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, 5 officers or directors sold shares worth $6.9M and none bought.
SaleLee ShavelChief Executive Officer, Director6× since Nov 17, 2025: 18,840 shares, avg. $196.53$3.7MNov 2, 202610b5-1 plan
SaleElizabeth MannChief Financial Officer10× since Nov 17, 2025: 3,800 shares, avg. $187.82$713,703Oct 15, 202610b5-1 plan
SaleKathy Card BecklesChief Legal Officer2,020 shares at $195.49$394,890Jul 31, 2026
SaleSamuel G LissDirector2× since Jun 2, 2026: 11,436 shares, avg. $179.50$2.1MJun 5, 2026
SaleBruce Edward HansenDirector2× since May 22, 2026: 4,671 shares, avg. $173.25$809,252Jun 1, 202610b5-1 plan
BuyGregory HendrickDirector500 shares at $180.16$90,080Feb 20, 2026
BuyKimberly S StevensonDirector1,000 shares at $179.20$179,200Feb 20, 2026
BuyChristopher John PerryDirector1,000 shares at $180.00$180,000Feb 20, 2026
Plus 27 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.82/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+6.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.2%
Start year 2020 (pandemic). Over 10 years: +5.7% a year
Revenue growth 18 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.7%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: adjusted.
+9.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+8.9%
Dividend (yield on the price)0.9%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.9.9% vs 8.0%, steady
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.42% → 45%
Pace: the 5-year rate starts in 2020 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+10.6%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+5.6%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +8.0% a year for the price and +3.2% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (99 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Neutral
Recent news coverage is roughly neutral, about typical for how stocks are covered.
AI conclusion: Verisk converts reliable insurance data subscriptions into high margins and steady cash flows, yet limited public signals and thin evidence constrain assessment of its moat factors.
Main risk: Generative AI tools might enable insurers to build in-house analytics systems from alternative data, reducing demand for Verisk's proprietary datasets and eroding its high margins in underwriting and claims.
Bull case: By embedding its regulatory-grade data into major generative AI platforms such as Claude, Copilot and Amazon Quick, Verisk could strengthen its position as the essential trusted source and expand usage across insurer workflows.
Bear case: If insurers successfully develop in-house AI analytics that bypass third-party tools, Verisk's subscription-based renewals and cash flows from insurance data services could face sustained pressure.
Verisk turns reliable subscription renewals from its insurance data into high margins and steady cash flows. It is adding AI capabilities and new databases for risks like data centers. Will these steps reinforce the business's position with clients or introduce new vulnerabilities that change its economics?
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Consulting Services · 74 stocks
Beats the industry median on 5/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score76 · Top 25%
Fair Value upside−30.7% · Below median
Profitability
Return on equity (12 months)Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Return on assets14.7% · Top 25%
Net margin (12 months)28.2% · Top 25%
Operating margin (12 months)45.1% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)4.4% · Above median
Dividend yield (12 months)0.9% · Bottom 25%
Balance sheet
Debt / equityNegative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Valuation Multiplesvs Consulting Services median · lower = cheaper
P/E (12 months)32.5× · Priciest 25%
P/BNegative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
P/S (12 months)8.82× · Priciest 25%
Price / free cash flow23.2× · Pricier than median
EV/EBITDA18.9× · Priciest 25%
PEG1.45× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 41
FUTURE (revenue growth)22· sector 18
PAST (return on equity)0· sector 35
HEALTH (low debt)0· sector 89
DIVIDEND (yield)18· sector 62
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Verisk Analytics Inc (VRSK) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of $146.55 versus a price of $211.47, about 31% lower (overvalued).
What is the fair value of VRSK?
Our model-based fair value for Verisk Analytics Inc is $146.55 (as of Nov 6, 2026), built from audited fundamentals. The current price: $211.47.
What is the quality score of VRSK?
Verisk Analytics Inc has a Quality Score of 76/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Verisk Analytics Inc (VRSK)?
Our model-based price target is the fair value of $146.55 (as of Nov 6, 2026) from 24 valuation models. Cautious scenario $103.10, optimistic scenario $183.19. It is a calculation from audited fundamentals, not an analyst target.
What is the Verisk Analytics Inc stock forecast for 2026?
Our models put fair value at $146.55, about 31% lower versus a price of $211.47 (overvalued). Cautious scenario $103.10, optimistic scenario $183.19. The calculation is refreshed regularly with new filings.
What is the revenue of Verisk Analytics Inc (VRSK)?
Verisk Analytics Inc reported trailing-twelve-month revenue of about $3.1B (latest available figure, as of Nov 6, 2026).
Does Verisk Analytics Inc pay a dividend?
Verisk Analytics Inc currently shows a dividend yield of 0.90% relative to its recent price (as of Nov 6, 2026).
What growth is priced into Verisk Analytics Inc (VRSK)?
For today's price to be fair in a discounted-cash-flow model, Verisk Analytics Inc would have to grow free cash flow by +10.6 % per year for five years (discount rate 8.5 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +6.3 % per year. As of Nov 6, 2026.
What discount rate (WACC) does the fair value of VRSK use?
Our models discount Verisk Analytics Inc at 8.5 %: a base by market capitalisation (large), damped by beta 0.69, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Verisk Analytics Inc that is +10.6 % per year a year over ten years, using the same discount rate (8.5 %) and the same formula as our fair value.
How much growth has Verisk Analytics Inc (VRSK) delivered so far?
Over the past 5 years revenue at Verisk Analytics Inc grew +6.3 % a year. The price currently implies +10.6 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Verisk Analytics Inc (VRSK) growing?
The median revenue growth in the sector is +7.8 % a year. That is the yardstick for the growth priced into Verisk Analytics Inc (+10.6 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Verisk Analytics Inc (VRSK)?
The free-cash-flow yield on the price is 4.31 %: that much free cash flow Verisk Analytics Inc produces per unit of market value. When it exceeds the discount rate of our models (8.5 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Verisk Analytics Inc (VRSK)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Verisk Analytics Inc it is $146.55 per share (as of Nov 6, 2026), against a price of $211.47. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is Verisk Analytics Inc stock overvalued or undervalued in 2026?
As of Nov 6, 2026, VRSK trades above its calculated fair value: price $211.47, fair value $146.55, a gap of about −31% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of VRSK?
No. The price is what the market pays today ($211.47); the fair value is what the company's own numbers justify ($146.55). For Verisk Analytics Inc the two are $64.92 per share apart. That gap is exactly why we show both numbers side by side.
How much is Verisk Analytics Inc worth?
The market values Verisk Analytics Inc at about $27.7B (market capitalisation, as of Nov 6, 2026). Per share that is $211.47; our models calculate a fair value of $146.55 per share.
What do the bullish and bearish scenarios say about VRSK?
Our models span a range for Verisk Analytics Inc: cautious scenario $103.10, base $146.55, optimistic $183.19 per share (as of Nov 6, 2026, price $211.47). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of VRSK?
Verisk Analytics Inc trades at a price-to-earnings ratio of 32.5 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $146.55 is built from several models across several years. Excluding one-off items of fiscal year 2025 it is 29.5 (reported for FY2025: 32.4). Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings, 5 of the years ex one-offs: 36.2. Other multiples: PEG 1.4, P/S 8.8, EV/EBITDA 18.9.
What is the PEG ratio of VRSK?
The PEG ratio of Verisk Analytics Inc is 1.45 (P/E divided by earnings growth, as of Nov 6, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Verisk Analytics Inc (VRSK)?
Balance-sheet figures for Verisk Analytics Inc (as of Nov 6, 2026): negative equity, so no return on equity and no debt-to-equity ratio. They feed the Quality Score of 76/100, which measures business quality independently of the share price.
How far is VRSK from its 52-week high?
Verisk Analytics Inc trades at $211.47, about 5% below its 52-week high of $223.09 and 36% above the low of $156.00 (as of Nov 5, 2026). Distance from the high says nothing about value: that is what the fair value of $146.55 is for.
Which stocks are comparable to Verisk Analytics Inc?
From the same area (Industrials) we also value SGS SA, Equifax Inc, Bureau Veritas SA, Booz Allen Hamilton Holding, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Verisk Analytics Inc stock attractive at the current price?
The data as of Nov 6, 2026: price $211.47, calculated fair value $146.55 (−31%), Quality Score 76/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of VRSK calculated?
We run Verisk Analytics Inc through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $146.55, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.5% above its aggregate fair value. Verisk Analytics Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Verisk Analytics Inc (VRSK)?
The closing price on Nov 5, 2026 was $211.47. Our model-based fair value is $146.55, about 31% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Verisk Analytics Inc right now?
A high-quality business (quality 76/100), yet the market already pays well above fair value. Quality at a full price, with little margin of safety. The price sits above even our optimistic bull case ($183.19). The favourable scenario is already priced in.
Where does the earnings growth of Verisk Analytics Inc (VRSK) come from?
Earnings per share at Verisk Analytics Inc grew +7.8 % a year from 2014 to 2025. Broken into its drivers: revenue per share +7.8 %, EBIT margin +0.8 %, tax rate +0.7 %, residual (interest, one-offs) −1.5 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Verisk Analytics Inc
How large is the market capitalisation of Verisk Analytics Inc (VRSK)?
The market capitalisation of Verisk Analytics Inc is $27.7B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Verisk Analytics Inc (VRSK)?
The price-to-sales ratio of Verisk Analytics Inc is 8.82 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Verisk Analytics Inc (VRSK)?
Earnings per share at Verisk Analytics Inc are $6.51 (price ÷ EPS = P/E 32.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Verisk Analytics Inc (VRSK)?
The dividend yield of Verisk Analytics Inc is 0.9% (payout 26.6%, on adjusted earnings, reported 29.2%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Verisk Analytics Inc (VRSK)?
The net margin of Verisk Analytics Inc is 28.2% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Verisk Analytics Inc (VRSK)?
The return on equity (ROE) of Verisk Analytics Inc is 43.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Verisk Analytics Inc (VRSK)?
On an EBIT basis the return on assets of Verisk Analytics Inc is 21.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Verisk Analytics Inc (VRSK)?
The operating margin of Verisk Analytics Inc is 45.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Verisk Analytics Inc (VRSK)?
Revenue at Verisk Analytics Inc is growing +4.4% versus a year earlier (3y avg +7.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Verisk Analytics Inc (VRSK)?
Earnings per share at Verisk Analytics Inc are growing −3.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Verisk Analytics Inc (VRSK) carry?
The net debt of Verisk Analytics Inc is $2.9B (fiscal year 2025, ≈ 2.4 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Nov 6, 2026