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Rich Goldman Holdings (0070) Fair Value & Analysis

Consumer Cyclical · HK · Market cap HK$96.9M

RG Rich Goldman Holdings 0070 · HK
PriceHK$0.0490
Fair ValueHK$0.0570
Upside+16.3%
Quality56/100
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Mixed Growth
Loss-making · -40.4% net margin
Low debt · generates free cash flow
Mixed vs. peers (5/10)
Narrow moat 2/100
Evidence: Low Range HK$0.0432 – HK$0.0662 Share as image

Fair value as of: Aug 2, 2026

From 7 valuation models · updated 9 days ago

Fair value updated Aug 2, 2026, revised from HK$0.0600 to HK$0.0570 (−5.0%) since Jul 1, 2026.

A solid business, screening 16% undervalued on our models.

What matters now

  • Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.
  • Our model range runs from HK$0.0432 (bear) to HK$0.0662 (bull), base HK$0.0570. The closer the price sits to the lower half, the larger the margin of safety.
  • Quality 56/100 (solid quality) with low evidence: read the verdict with care.
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Price vs Fair Value (5 years)

HK$0.2230 HK$0.0350 Fair Value HK$0.0570 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 2, 2026.

How to read this chart

60‑month range HK$0.0350 – HK$0.2230 · fair‑value band HK$0.0432 – HK$0.0662 · the HK$0.0490 price screens below the HK$0.0570 fair value. Dashed = 300-day average. As of Aug 2, 2026.

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Analysis

Rich Goldman Holdings (0070) currently trades at HK$0.0490, while our model-based Fair Value estimate is HK$0.0570, implying the stock looks roughly 16.3% undervalued today. The Quality Score stands at 56/100 (solid quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.

Over the trailing twelve months, Rich Goldman Holdings generated revenue of HK$123M at a net margin of -40.4%. Revenue declined 7.8% year over year. It earns a return on equity of -4.7%. Net debt stands at HK$26.1M. Fundamentals as of Aug 2, 2026

Our scenario range runs from HK$0.0432 (bear case) to HK$0.0662 (bull case); at HK$0.0490, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 42% below its 52-week high and 14% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at 11% fair-value upside, at 16%, 0070 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF HK$0.2300 HK$0.2700 HK$0.3300 80
Rev-Margin DCF HK$0.1500 HK$0.1800 HK$0.2200 74
NCAV (Graham) HK$0.2500 HK$0.3400 HK$0.5000 50
All 7 models by family
DCF Models
FCF DCF HK$0.2200 HK$0.2700 HK$0.3400 38
5Y Revenue Exit HK$0.1500 HK$0.1800 HK$0.2100 39
10Y Revenue Exit HK$0.1800 HK$0.2100 HK$0.2300 36
Multiples
EV/Revenue HK$0.0900 HK$0.1200 HK$0.1400 43
Asset-Based
NCAV (Graham) HK$0.2500 HK$0.3400 HK$0.5000 50
Growth DCF
Growth DCF HK$0.2300 HK$0.2700 HK$0.3300 80
Rev-Margin DCF HK$0.1500 HK$0.1800 HK$0.2200 74

Widest divergence: Asset-Based (HK$0.3400) versus Multiples (HK$0.1200). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) HK$123M
Revenue growth (YoY) -7.8%
Net margin -40.4%
Return on equity -4.7%
Free cash flow HK$48.5M FY2025
Operating margin -5.7%
More key figures
EPS (TTM) HK$-0.0200
EPS growth (YoY) -11.3%
Net debt HK$26.1M FY2025

Figures from reported company fundamentals · as of Aug 2, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 56/100

Of which business quality 59 · Market factors (momentum, volatility) 41

Profitability 3
Margins and returns on capital today
Quality Growth 37
Are margins and returns improving?
Cashflow 99
Earnings quality: real cash, not paper profit
Fin. Strength 53
Balance sheet, leverage, solvency risk
Investment 98
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 44
Price trend over the last 3–12 months (market factor)
52W Momentum 25
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Rich Goldman Holdings Limited, an investment holding company, engages in the money lending business in the People Republic of China, and Hong Kong. The company involved in the money lending activities; hotel operations; and property investment and leasing business.

Full company description

Rich Goldman Holdings Limited, an investment holding company, engages in the money lending business in the People Republic of China, and Hong Kong. The company involved in the money lending activities; hotel operations; and property investment and leasing business. Rich Goldman Holdings Limited was formerly known as Neptune Group Limited and changed its name to Rich Goldman Holdings Limited in September 2017. The company was incorporated in 1972 and is headquartered in Central, Hong Kong.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Rich Goldman Holdings reported revenue of HK$128M in FY2025 versus HK$51.1M in FY2021, a compound +25.9%/yr. Reported net income was −HK$98.8M in FY2025.

Growth Quality 67/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
HK$128M
Latest YoY
+1.2%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+28.6%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+18.9%
Avg. growth/yr (25Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−0.2%
Revenue +25.9%/yr
FY21 HK$51.1M
FY22 HK$60.4M
FY23 HK$98.4M
FY24 HK$127M
FY25 HK$128M
Net income
FY21 −HK$30.4M
FY22 −HK$3.6M
FY23 −HK$10.8M
FY24 −HK$50.5M
FY25 −HK$98.8M

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Cite: Fair Value Calculator (2026). "Rich Goldman Holdings Fair Value". https://www.fairvalue-calculator.com/stock/0070

Peer Group

Resorts & Casinos · 76 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 56 · Above median
Fair Value upside +22% · Above median
Return on assets -1% · Bottom 25%
Net margin (TTM) -40% · Bottom 25%
Operating margin (TTM) -6% · Bottom 25%
Revenue growth -8% · Bottom 25%

Valuation Multiples vs Resorts & Casinos median · lower = cheaper

P/S (TTM) 0.10× · Cheaper than 75% of peers
P/FCF 0.3× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 63 · sector 18
FUTURE 0 · sector 33
PAST 0 · sector 19
HEALTH 100 · sector 84
DIVIDEND 0 · sector 52

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

Gambling

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Resorts & Casinos stocks, each showing price versus our Fair Value estimate (as of Aug 2, 2026).

Stock Price Fair Value vs Fair Value
Las Vegas Sands Corp LVS $44.79 $52.27 +17%
Galaxy Entertainment Group 0027 HK$34.20 HK$41.44 +21%
Sands China Ltd 1928 HK$13.08 HK$2.05 -84%
MGM Resorts International, through its subsidiaries, MGM $46.13 $13.70 -70%
Wynn Resorts, Limited WYNN $97.05 $69.39 -29%
Red Rock Resorts, Inc RRR $64.75 $17.09 -74%
Boyd Gaming Corporation BYD $87.64 $151.24 +73%
Caesars Entertainment, Inc CZR $29.91 $80.92 +171%
Genting Singapore Limited G13 0.6200 SGD 0.6900 SGD +11%
Vail Resorts, Inc MTN $150.14 $125.02 -17%

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Frequently asked questions

Is Rich Goldman Holdings (0070) overvalued or undervalued?
As of Aug 2, 2026, our model estimates a fair value of HK$0.0570 versus a price of HK$0.0490, about +16% (undervalued).
What is the fair value of 0070?
Our model-based fair value for Rich Goldman Holdings is HK$0.0570 (as of Aug 2, 2026), built from audited fundamentals. The current price is HK$0.0490.
What is the quality score of 0070?
Rich Goldman Holdings has a Quality Score of 56/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Rich Goldman Holdings (0070)?
Rich Goldman Holdings reported trailing-twelve-month revenue of about HK$123M (latest available figure, as of Aug 2, 2026).
What is the net profit margin of 0070?
The net profit margin of Rich Goldman Holdings is about -40.4%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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