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Monalisa Co (012690) Fair Value & Analysis

Consumer Defensive · KR · Market cap 61.8B KRW

MC Monalisa Co 012690 · KO
Price1,510 KRW
Fair Value696.27 KRW
Upside-53.9%
Quality54/100
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Weak Growth
Loss-making · -0.8% net margin
Low debt · negative free cash flow
2.96% dividend yield
Trails peers (1/9)
Narrow moat 20/100
Evidence: Medium Range 522.20 KRW – 870.33 KRW Share as image

Fair value as of: Jul 22, 2026

From 13 valuation models · updated 19 days ago

Share price +7.3% over the past month.

A solid business, but screening 54% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (870.33 KRW). The favourable scenario is already priced in.
  • Solid but not exceptional quality (54/100) and above fair value, neither a clear bargain nor a standout compounder.
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Price vs Fair Value (5 years)

5,129 KRW 1,344 KRW Fair Value 696.27 KRW Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 22, 2026.

How to read this chart

60‑month range 1,344 KRW – 5,129 KRW · fair‑value band 522.20 KRW – 870.33 KRW · the 1,510 KRW price screens above the 696.27 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 22, 2026.

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Analysis

Monalisa Co (012690) currently trades at 1,510 KRW, while our model-based Fair Value estimate is 696.27 KRW, implying the stock looks roughly 53.9% overvalued today. The Quality Score stands at 54/100 (solid quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).

Over the trailing twelve months, Monalisa Co generated revenue of 109B KRW at a net margin of -0.8%. Revenue declined 6.9% year over year. It earns a return on equity of -1.3%. Fundamentals as of Jul 22, 2026

Our scenario range runs from 522.20 KRW (bear case) to 870.33 KRW (bull case); at 1,510 KRW, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 45% below its 52-week high, currently below its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at -26% fair-value upside, at -54%, 012690 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Residual Income 1,667 KRW 1,571 KRW 1,211 KRW 76
ROIC Compounder 248.05 KRW 254.94 KRW 260.96 KRW 72
Growth-Adj P/E 455.51 KRW 650.72 KRW 845.94 KRW 68
All 13 models by family
DCF Models
Owner Earnings 379.57 KRW 447.43 KRW 573.11 KRW 31
Earnings-Based
Graham-Dodd 278.51 KRW 340.40 KRW 382.95 KRW 54
EPV 248.05 KRW 254.94 KRW 260.96 KRW 59
Multiples
P/E Multiple 645.07 KRW 860.09 KRW 1,075 KRW 63
P/S Multiple 522.20 KRW 696.27 KRW 870.33 KRW 58
P/B Multiple 522.20 KRW 696.27 KRW 870.33 KRW 55
EV/EBIT 317.35 KRW 354.22 KRW 391.09 KRW 53
EV/EBITDA 1,532 KRW 1,973 KRW 2,415 KRW 54
EV/Revenue 285.69 KRW 319.52 KRW 353.35 KRW 43
Asset-Based
NCAV (Graham) 1,196 KRW 1,602 KRW 2,391 KRW 50
Economic Profit
Residual Income 1,667 KRW 1,571 KRW 1,211 KRW 76
ROIC Compounder 248.05 KRW 254.94 KRW 260.96 KRW 72
Growth Earnings
Growth-Adj P/E 455.51 KRW 650.72 KRW 845.94 KRW 68

Widest divergence: Asset-Based (1,602 KRW) versus Earnings-Based (254.94 KRW). Highest evidence: Residual Income (76).

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Key figures & financial health

Revenue (TTM) 109B KRW
Revenue growth (YoY) -6.9%
Net margin -0.8%
Return on equity -1.3%
Free cash flow −2.9B KRW FY2025
Operating margin -4.1%
More key figures
Dividend yield 3.0%
EPS growth (YoY) -50.0%

Figures from reported company fundamentals · as of Jul 22, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 54/100

Of which business quality 55 · Market factors (momentum, volatility) 13

Profitability 41
Margins and returns on capital today
Quality Growth 34
Are margins and returns improving?
Cashflow 28
Earnings quality: real cash, not paper profit
Fin. Strength 75
Balance sheet, leverage, solvency risk
Investment 87
Disciplined investing over empire-building
Low Volatility 34
Calm price path (market factor)
Momentum 2
Price trend over the last 3–12 months (market factor)
52W Momentum 7
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Monalisa Co., Ltd engages in the production and sale of hygiene products in South Korea. It offers sanitary tissue, bathroom tissue, facial tissue, wet tissue, and kitchen towel products, as well as wet wipes, adult diapers, baby diapers, masks, napkins, jumbo rolls, and paper towels under the Bellagio, The Rich House, and Nox Premium brand names.

Full company description

Monalisa Co., Ltd engages in the production and sale of hygiene products in South Korea. It offers sanitary tissue, bathroom tissue, facial tissue, wet tissue, and kitchen towel products, as well as wet wipes, adult diapers, baby diapers, masks, napkins, jumbo rolls, and paper towels under the Bellagio, The Rich House, and Nox Premium brand names. The company was founded in 1977 and is headquartered in Seoul, South Korea. As of November 7, 2024, Monalisa Co., Ltd operates as a subsidiary of Arch Peninsula SDN.BHD..

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Monalisa Co reported revenue of 124B KRW in FY2025 versus 106B KRW in FY2021, a compound +3.9%/yr. Reported net income was 1.5B KRW in FY2025, compounding −17.7%/yr from FY2021.

Growth Quality 21/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
124B KRW
Latest YoY
−1.8%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+0.9%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.1%
Avg. growth/yr (12Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−0.1%
Revenue +3.9%/yr
FY21 106B KRW
FY22 121B KRW
FY23 130B KRW
FY24 126B KRW
FY25 124B KRW
Net income −17.7%/yr
FY21 3.3B KRW
FY22 2.3B KRW
FY23 9.1B KRW
FY24 1.2B KRW
FY25 1.5B KRW

012690 screens 54% overvalued. Compare with The Procter & Gamble Company →

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Cite: Fair Value Calculator (2026). "Monalisa Co Fair Value". https://www.fairvalue-calculator.com/stock/012690

Peer Group

Household & Personal Products · 244 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 54 · Below median
Fair Value upside −54% · Bottom 25%
Return on assets -1% · Bottom 25%
Net margin (TTM) -1% · Below median
Operating margin (TTM) -4% · Bottom 25%
Revenue growth -7% · Bottom 25%
Dividend yield (TTM) 3.0% · Above median
Debt / equity 0.06× · Higher than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 28
FUTURE 0 · sector 4
PAST 0 · sector 26
HEALTH 97 · sector 98
DIVIDEND 59 · sector 50

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Household & Personal Products stocks, each showing price versus our Fair Value estimate (as of Jul 22, 2026).

Stock Price Fair Value vs Fair Value
The Procter & Gamble Company PG $146.80 $108.16 -26%
Unilever PLC ULN 1,080 MXN 1,273 MXN +18%
Hindustan Unilever Limited HINDUNILVR ₹2,144 ₹1,000 -53%
Essity AB ESSITYA kr 279.00 kr 250.02 -10%
Godrej Consumer Products Limited GODREJCP ₹1,088 ₹367.64 -66%
Marico Limited MARICO ₹846.75 ₹233.05 -72%
APR Co 278470 375,000 KRW 151,222 KRW -60%
Dabur India Limited DABUR ₹429.45 ₹181.60 -58%
Kimberly-Clark de México, S. A. B. de C. V., KIMBERA 38.07 MXN 50.09 MXN +32%
PT Unilever Indonesia Tbk UNVR 1,730 IDR 1,934 IDR +12%

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Frequently asked questions

Is Monalisa Co (012690) overvalued or undervalued?
As of Jul 22, 2026, our model estimates a fair value of 696.27 KRW versus a price of 1,510 KRW, about −54% (overvalued).
What is the fair value of 012690?
Our model-based fair value for Monalisa Co is 696.27 KRW (as of Jul 22, 2026), built from audited fundamentals. The current price is 1,510 KRW.
What is the quality score of 012690?
Monalisa Co has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Monalisa Co (012690)?
Monalisa Co reported trailing-twelve-month revenue of about 109B KRW (latest available figure, as of Jul 22, 2026).
What is the net profit margin of 012690?
The net profit margin of Monalisa Co is about -0.8%, meaning it is currently running at a net loss. Based on the latest reported figures.
Does Monalisa Co pay a dividend?
Monalisa Co currently shows a dividend yield of about 3.00% relative to its recent price (as of Jul 22, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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