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Daol Investment & Securities Co (030210) Fair Value & Analysis

Financial Services · KR · Market cap 203B KRW

DI Daol Investment & Securities Co 030210 · KO
Price3,785 KRW
Fair Value6,680 KRW
Upside+76.5%
Quality42/100
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Weak Growth
Thin margins · 2.6% net margin
Moderate debt · negative free cash flow
7.19% dividend yield
Mixed vs. peers (4/9)
Moderate moat 45/100
Evidence: High Range 5,010 KRW – 8,350 KRW Share as image

Fair value as of: Jul 22, 2026

From 2 valuation models · updated 19 days ago

Fair value updated Jul 22, 2026, revised from 6,570 KRW to 6,680 KRW (+1.7%) since Jun 26, 2026. Share price +8.9% over the past month.

Below-average quality, screening 76% undervalued on our models.

What matters now

  • The large discount to fair value meets weak quality (42/100). That raises the risk this is a value trap rather than a bargain.
  • The price is below even our cautious bear case (5,010 KRW). The market is more pessimistic than our downside scenario.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

6,724 KRW 2,167 KRW Fair Value 6,680 KRW Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 22, 2026.

How to read this chart

60‑month range 2,167 KRW – 6,724 KRW · fair‑value band 5,010 KRW – 8,350 KRW · the 3,785 KRW price screens below the 6,680 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 22, 2026.

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Analysis

Daol Investment & Securities Co (030210) currently trades at 3,785 KRW, while our model-based Fair Value estimate is 6,680 KRW, implying the stock looks roughly 76.5% undervalued today. The Quality Score stands at 42/100 (below-average quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Daol Investment & Securities Co generated revenue of 1.3T KRW at a net margin of 3.1%. Revenue declined 5.4% year over year. It earns a return on equity of 5.5%. Net debt stands at 441B KRW. Fundamentals as of Jul 22, 2026

Our scenario range runs from 5,010 KRW (bear case) to 8,350 KRW (bull case); at 3,785 KRW, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 30% below its 52-week high and 24% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at 76%, 030210 screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/B Multiple 6,706 KRW 8,942 KRW 11,177 KRW 55
NCAV (Graham) 5,260 KRW 7,048 KRW 10,520 KRW 50
All 2 models by family
Multiples
P/B Multiple 6,706 KRW 8,942 KRW 11,177 KRW 55
Asset-Based
NCAV (Graham) 5,260 KRW 7,048 KRW 10,520 KRW 50

Widest divergence: Multiples (8,942 KRW) versus Asset-Based (7,048 KRW). Highest evidence: P/B Multiple (55).

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Key figures & financial health

Revenue (TTM) 1.6T KRW
Revenue growth (YoY) +98.9%
Net margin 2.6%
Return on equity 6.3%
Free cash flow −274B KRW FY2025
Operating margin 31.8%
More key figures
Dividend yield 7.2%
EPS growth (YoY) +1,220%
Net debt 441B KRW FY2025

Figures from reported company fundamentals · as of Jul 22, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 42/100

Of which business quality 41 · Market factors (momentum, volatility) 42

Profitability 23
Margins and returns on capital today
Quality Growth 54
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 37
Balance sheet, leverage, solvency risk
Investment 94
Disciplined investing over empire-building
Low Volatility 57
Calm price path (market factor)
Momentum 37
Price trend over the last 3–12 months (market factor)
52W Momentum 34
Distance to the 52-week high (market factor)
Net Issuance 79
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Daol Investment & Securities Co., Ltd. provides various financial products and services in South Korea and internationally. The company's services include investment banking, wholesale and institutional brokerage, investment advisory, research center, FICC, individual wealth management, and retail financial services.

Full company description

Daol Investment & Securities Co., Ltd. provides various financial products and services in South Korea and internationally. The company's services include investment banking, wholesale and institutional brokerage, investment advisory, research center, FICC, individual wealth management, and retail financial services. The company was formerly known as KTB Investment & Securities Co., Ltd. and changed its name to Daol Investment & Securities Co., Ltd. in March 2022. Daol Investment & Securities Co., Ltd. was founded in 1981 and is headquartered in Seoul, South Korea.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Daol Investment & Securities Co reported revenue of 346B KRW in FY2025 versus 490B KRW in FY2021, a compound −8.3%/yr. Reported net income was 40.5B KRW in FY2025, compounding −29.3%/yr from FY2021.

Growth Quality 21/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
346B KRW
Latest YoY
+72.6%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−11.1%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.8%
Avg. growth/yr (25Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−0.8%
Revenue −8.3%/yr
FY21 490B KRW
FY22 491B KRW
FY23 224B KRW
FY24 200B KRW
FY25 346B KRW
Net income −29.3%/yr
FY21 162B KRW
FY22 61.7B KRW
FY23 −10.9B KRW
FY24 −48.6B KRW
FY25 40.5B KRW

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Cite: Fair Value Calculator (2026). "Daol Investment & Securities Co Fair Value". https://www.fairvalue-calculator.com/stock/030210

Peer Group

Capital Markets · 424 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 47 · Below median
Fair Value upside +77% · Top 25%
Return on equity (TTM) 6% · Below median
Return on assets 0% · Below median
Net margin (TTM) 3% · Below median
Operating margin (TTM) 32% · Above median
Revenue growth 99% · Top 25%
Dividend yield (TTM) 7.2% · Top 25%
Debt / equity 1.16× · Higher than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 9
FUTURE 100 · sector 94
PAST 25 · sector 31
HEALTH 42 · sector 93
DIVIDEND 100 · sector 36

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jul 22, 2026).

Stock Price Fair Value vs Fair Value
Huatai Securities Co HTSC $0.2700 $0.0400 -85%
Mirae Asset Securities Co 006800 38,750 KRW 31,645 KRW -18%
Meritz Financial Group 138040 117,000 KRW 87,706 KRW -25%
Korea Investment Holdings 071050 239,000 KRW 318,825 KRW +33%
NH Investment & Securities Co 005940 31,000 KRW 37,133 KRW +20%
Samsung Securities Co 016360 107,700 KRW 126,487 KRW +17%
Motilal Oswal Financial Services Limited MOTILALOFS ₹967.00 ₹299.65 -69%
Kiwoom Securities Co 039490 322,000 KRW 358,091 KRW +11%
SSI Securities Corporation SSI 24,250 VND 28,021 VND +16%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 120.22 ARS -62%

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Frequently asked questions

Is Daol Investment & Securities Co (030210) overvalued or undervalued?
As of Jul 22, 2026, our model estimates a fair value of 6,680 KRW versus a price of 3,785 KRW, about +76% (undervalued).
What is the fair value of 030210?
Our model-based fair value for Daol Investment & Securities Co is 6,680 KRW (as of Jul 22, 2026), built from audited fundamentals. The current price is 3,785 KRW.
What is the quality score of 030210?
Daol Investment & Securities Co has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Daol Investment & Securities Co (030210)?
Daol Investment & Securities Co reported trailing-twelve-month revenue of about 1.3T KRW (latest available figure, as of Jul 22, 2026).
What is the net profit margin of 030210?
The net profit margin of Daol Investment & Securities Co is about 3.1%, meaning it keeps roughly 3.1% of revenue as net income. Based on the latest reported figures.
Does Daol Investment & Securities Co pay a dividend?
Daol Investment & Securities Co currently shows a dividend yield of about 6.84% relative to its recent price (as of Jul 22, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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