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Daol Investment & Securities (030210) fair value: what the stock is really worth

As of Sep 23, 2026: fair value of Daol Investment & Securities KRW 7,810, price KRW 3,905, upside +100.0%, quality 42 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? No
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Financial Services · KR · ISIN KR7030210009

DI Some data Sep 24, 2026

Daol Investment & Securities

030210 · KO

Cheap, value-trap riskThe stock looks deeply undervalued, but low quality raises value-trap risk.

✓Fair value 7,810 KRW · Strongly undervalued (+100%)
!Quality 42/100
!Weak Growth (revenue 5y +1.8 %/yr)
!Thin margins · 2.6% net margin (TTM)
!Moderate debt · negative free cash flow
·6.15% dividend yield
!Mixed vs. peers (4/9)
!Moderate moat 45/100
!Evidence only medium, so the estimate is less certain
!Weak on past: 25 out of 100
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

6,724 KRW 2,167 KRW Fair Value 7,810 KRW Apr 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.

How to read this chart

60‑month range 2,167 KRW – 6,724 KRW · fair‑value band 5,858 KRW – 9,763 KRW · the 3,905 KRW price screens below the 7,810 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 24, 2026.

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Company profile

Daol Investment & Securities Co., Ltd. provides various financial products and services in South Korea and internationally. The company's services include investment banking, wholesale and institutional brokerage, investment advisory, research center, FICC, individual wealth management, and retail financial services.

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Daol Investment & Securities Co., Ltd. provides various financial products and services in South Korea and internationally. The company's services include investment banking, wholesale and institutional brokerage, investment advisory, research center, FICC, individual wealth management, and retail financial services. The company was formerly known as KTB Investment & Securities Co., Ltd. and changed its name to Daol Investment & Securities Co., Ltd. in March 2022. Daol Investment & Securities Co., Ltd. was founded in 1981 and is headquartered in Seoul, South Korea.

Stock analysis

Daol Investment & Securities (030210) currently trades at 3,905 KRW, while our model-based Fair Value estimate is 7,810 KRW, implying the stock looks roughly 50.0% undervalued today.

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Valuation

How firm this estimate is: it rests on 15 models at a data quality of 92/100, which puts the evidence level at medium.

Scenario range: 5,858 KRW (bear) to 9,763 KRW (bull), the price of 3,905 KRW sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 42/100 (below-average quality), in the Financial Services sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

Daol Investment & Securities reported revenue of 346B KRW in FY2025 versus 490B KRW in FY2021, a compound −8.3%/yr. Reported net income was 40.5B KRW in FY2025, compounding −29.3%/yr from FY2021.

Key figures

Market cap 232B KRW (≈ $170M) · P/S ratio 0.12 · Dividend yield 6.1% · Net margin 11.7% · Return on equity 6.3% · Return on assets (EBIT) 4.6% · Operating margin 31.8% · Revenue growth (YoY) +98.9%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 38 out of 100 (medium confidence).

What moves the price

The share trades about 23% below its 52-week high and 24% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −17% fair-value upside, at 100%, 030210 screens cheaper than that median.

Fair Value models

Bear 5,858 KRW Fair Value 7,810 KRW Bull 9,763 KRW
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
P/B Multiple 6,706 KRW 8,942 KRW 11,177 KRW 55
NCAV (Graham) 5,260 KRW 7,048 KRW 10,520 KRW 54
All 2 models by family
Multiples
P/B Multiple 6,706 KRW 8,942 KRW 11,177 KRW 55
Asset-Based
NCAV (Graham) 5,260 KRW 7,048 KRW 10,520 KRW 54

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Quality Score breakdown

Overall quality 42/100

Of which business quality 41 · Market factors (momentum, volatility) 50

Profitability 23
Margins and returns on capital today
Quality Growth 54
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 37
Balance sheet, leverage, solvency risk
Investment 94
Disciplined investing over empire-building
Low Volatility 57
Calm price path (market factor)
Momentum 46
Price trend over the last 3–12 months (market factor)
52W Momentum 47
Distance to the 52-week high (market factor)
Net Issuance 79
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 21/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+72.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−11.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.8%
Start year 2020 (pandemic). Over 10 years: +4.5% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.8%
What shareholders gained per year (last 5 years), in KRW ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in KRW: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−5.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year−11.6%
Dividend (yield on the price)6.1%
Profit margin 2013 to 2018 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.9% → 39%

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 460 stocks

Beats the industry median on 4/9 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 47 · Below median
Fair Value upside +100% · Top 25%
Profitability
Return on equity (TTM) 6% · Below median
Return on assets 0% · Below median
Net margin (TTM) 3% · Below median
Operating margin (TTM) 32% · Above median
Growth and dividend
Revenue growth 99% · Top 25%
Dividend yield (TTM) 6.1% · Top 25%
Balance sheet
Debt / equity 1.16× · Highest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)100 · sector 27
FUTURE (revenue growth)100 · sector 85
PAST (return on equity)25 · sector 30
HEALTH (low debt)42 · sector 95
DIVIDEND (yield)100 · sector 41

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
Morgan Stanley, a financial holding company, MS $196.32 $314.07 +60%
The Goldman Sachs Group GS $923.29 $766.86 −17%
The Charles Schwab Corporation SCHW $99.50 $117.26 +18%
Interactive Brokers Group IBKR $91.88 $23.37 −75%
Robinhood Markets, Inc HOOD $122.70 $47.73 −61%
Macquarie Group MQG A$242.55 A$80.51 −67%
CITIC Securities Company 600030 ¥26.79 ¥18.35 −32%
Guotai Haitong Securities Co 601211 ¥17.67 ¥19.29 +9%
East Money Information Co 300059 ¥18.77 ¥4.94 −74%
CSC Financial Co 601066 ¥23.67 ¥39.83 +68%

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Daol Investment & Securities · Fair Value
7,810 KRW +50%Fair Value
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Cite: Fair Value Calculator (2026). "Daol Investment & Securities Fair Value". https://www.fairvalue-calculator.com/stock/030210

Frequently asked questions

Is Daol Investment & Securities (030210) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 7,810 KRW versus a price of 3,905 KRW, about +100% upside (undervalued).
What is the fair value of 030210?
Our model-based fair value for Daol Investment & Securities is 7,810 KRW (as of Sep 24, 2026), built from audited fundamentals. The current price: 3,905 KRW.
What is the quality score of 030210?
Daol Investment & Securities has a Quality Score of 42/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Daol Investment & Securities (030210)?
Our model-based price target is the fair value of 7,810 KRW (as of Sep 24, 2026) from 2 valuation models. Cautious scenario 5,858 KRW, optimistic scenario 9,763 KRW. It is a calculation from audited fundamentals, not an analyst target.
What is the Daol Investment & Securities stock forecast for 2026?
Our models put fair value at 7,810 KRW, about +100% upside versus a price of 3,905 KRW (undervalued). Cautious scenario 5,858 KRW, optimistic scenario 9,763 KRW. The calculation is refreshed regularly with new filings.
Does Daol Investment & Securities pay a dividend?
Daol Investment & Securities currently shows a dividend yield of about 6.15% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of Daol Investment & Securities (030210)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Daol Investment & Securities it is 7,810 KRW per share (as of Sep 24, 2026), against a price of 3,905 KRW. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is Daol Investment & Securities stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 030210 trades below its calculated fair value: price 3,905 KRW, fair value 7,810 KRW, a gap of about +100% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 030210?
No. The price is what the market pays today (3,905 KRW); the fair value is what the company's own numbers justify (7,810 KRW). For Daol Investment & Securities the two are 3,905 KRW per share apart. That gap is exactly why we show both numbers side by side.
How much is Daol Investment & Securities worth?
The market values Daol Investment & Securities at about 232B KRW (market capitalisation, as of Sep 24, 2026). Per share that is 3,905 KRW; our models calculate a fair value of 7,810 KRW per share.
What do the bullish and bearish scenarios say about 030210?
Our models span a range for Daol Investment & Securities: cautious scenario 5,858 KRW, base 7,810 KRW, optimistic 9,763 KRW per share (as of Sep 24, 2026, price 3,905 KRW). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Daol Investment & Securities (030210)?
Balance-sheet figures for Daol Investment & Securities (as of Sep 24, 2026): return on equity 6.3%, debt of 1.16 per unit of equity. They feed the Quality Score of 42/100, which measures business quality independently of the share price.
How far is 030210 from its 52-week high?
Daol Investment & Securities trades at 3,905 KRW, about 23% below its 52-week high of 5,090 KRW and 24% above the low of 3,156 KRW (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of 7,810 KRW is for.
Which stocks are comparable to Daol Investment & Securities?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Daol Investment & Securities stock attractive at the current price?
The data as of Sep 24, 2026: price 3,905 KRW, calculated fair value 7,810 KRW (+100%), Quality Score 42/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 030210 calculated?
We run Daol Investment & Securities through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 7,810 KRW, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0 % above its aggregate fair value. Daol Investment & Securities currently trades 100 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Daol Investment & Securities (030210)?
The closing price on Sep 23, 2026 was 3,905 KRW. Our model-based fair value is 7,810 KRW, about +100% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Daol Investment & Securities right now?
The large discount to fair value meets weak quality (42/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case (5,858 KRW). The market is more pessimistic than our downside scenario. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of Daol Investment & Securities

How large is the market capitalisation of Daol Investment & Securities (030210)?
The market capitalisation of Daol Investment & Securities is 232B KRW (≈ $170M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Daol Investment & Securities (030210)?
The price-to-sales ratio of Daol Investment & Securities is 0.12 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the dividend yield of Daol Investment & Securities (030210)?
The dividend yield of Daol Investment & Securities is 6.1%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Daol Investment & Securities (030210)?
The net margin of Daol Investment & Securities is 11.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Daol Investment & Securities (030210)?
The return on equity (ROE) of Daol Investment & Securities is 6.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Daol Investment & Securities (030210)?
On an EBIT basis the return on assets of Daol Investment & Securities is 4.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Daol Investment & Securities (030210)?
The operating margin of Daol Investment & Securities is 31.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Daol Investment & Securities (030210)?
Revenue at Daol Investment & Securities is growing +98.9% versus a year earlier (3y avg −11.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Daol Investment & Securities (030210)?
Earnings per share at Daol Investment & Securities are growing +24.5% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Daol Investment & Securities (030210) generate?
The free cash flow of Daol Investment & Securities is −274B KRW (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Daol Investment & Securities (030210) carry?
The net debt of Daol Investment & Securities is 441B KRW (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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