Daol Investment & Securities (030210) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Daol Investment & Securities stock KRW 6,205, price KRW 3,375, upside +83.8%, quality 47 out of 100. Rating: strongly undervalued. Calculated from audited financials with 6 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 5, 2026.
How to read this chart
60‑month range 2,167 KRW – 6,724 KRW · fair‑value band 4,654 KRW – 7,756 KRW · the 3,375 KRW price screens below the 6,205 KRW fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 5, 2026.
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Daol Investment & Securities Co., Ltd. provides various financial products and services in South Korea and internationally.
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The company's services include investment banking, wholesale and institutional brokerage, investment advisory, research center, FICC, individual wealth management, and retail financial services.
The company was formerly known as KTB Investment & Securities Co., Ltd. and changed its name to Daol Investment & Securities Co., Ltd. in March 2022. Daol Investment & Securities Co., Ltd. was founded in 1981 and is headquartered in Seoul, South Korea.
Stock analysis
Daol Investment & Securities (030210) currently trades at 3,375 KRW, while our model-based Fair Value estimate is 6,205 KRW, implying the stock looks roughly 46% undervalued today.
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Valuation
Bull case: the Economic Profit group reads highest at a median of 7,735 KRW per share, and 4 of the 6 models we run sit above the 3,375 KRW price.
Bear case: the Dividend Discount group reads lowest at 2,325 KRW, and 2 of the 6 models stay below the price. Data coverage for this calculation is medium.
Scenario range: 4,654 KRW (bear) to 7,756 KRW (bull), the price of 3,375 KRW sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 47/100 (below-average quality), in the Financial Services sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Daol Investment & Securities reported revenue of 346B KRW in FY2025 versus 490B KRW in FY2021, a compound −8.3%/yr. Reported net income was 40.5B KRW in FY2025, compounding −29.3%/yr from FY2021.
Key figures
Market cap 200B KRW (≈ $148M) Micro · P/E ratio 5.7 · P/S ratio 0.09 · EPS (TTM) 588.25 KRW · Dividend yield 7.1% · Net margin 1.7% · Return on equity 5.5% · Return on assets (EBIT) 4.6% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 44 out of 100 (medium confidence).
What moves the price
The share trades about 34% below its 52-week high and 8% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −11% fair-value upside, at 84%, 030210 screens cheaper than that median.
Fair Value models
Bear4,654 KRWFair Value 6,205 KRWBull7,756 KRW
Price 3,375 KRW · Upside +83.8%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (298.64 KRW per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.21/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+72.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−11.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.8%
Start year 2020 (pandemic). Over 10 years: +4.5% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.8%
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What shareholders gained per year (last 5 years), in KRW ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in KRW: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−4.5%
Earnings growth per share plus dividend.
Earnings per share, growth per year−11.6%
Dividend (yield on the price)7.1%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−11.6% vs 2.8%, slowing
Compare Daol Investment & Securities with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 384 stocks
Beats the industry median on 7/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score47 · Below median
Fair Value upside+79.9% · Top 25%
Profitability
Return on equity (12 months)5.5% · Below median
Return on assets0.4% · Bottom 25%
Net margin (12 months)1.7% · Bottom 25%
Operating margin (12 months)31.2% · Above median
Growth and dividend
Revenue growth (quarter YoY)130.8% · Top 25%
Dividend yield (12 months)7.1% · Top 25%
Balance sheet
Debt / equity1.16× · Highest 25%
Valuation Multiplesvs Capital Markets median · lower = cheaper
P/E (12 months)5.7× · Cheapest 25%
P/B0.33× · Cheapest 25%
P/S (12 months)0.09× · Cheapest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)100· sector 42
FUTURE (revenue growth)100· sector 68
PAST (return on equity)22· sector 38
HEALTH (low debt)–
DIVIDEND (yield)100· sector 47
HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Daol Investment & Securities (030210) overvalued or undervalued?
As of Nov 5, 2026, our model estimates a fair value of 6,205 KRW versus a price of 3,375 KRW, about +84% upside (undervalued).
What is the fair value of 030210?
Our model-based fair value for Daol Investment & Securities is 6,205 KRW (as of Nov 5, 2026), built from audited fundamentals. The current price: 3,375 KRW.
What is the quality score of 030210?
Daol Investment & Securities has a Quality Score of 47/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Daol Investment & Securities (030210)?
Our model-based price target is the fair value of 6,205 KRW (as of Nov 5, 2026) from 6 valuation models. Cautious scenario 4,654 KRW, optimistic scenario 7,756 KRW. It is a calculation from audited fundamentals, not an analyst target.
What is the Daol Investment & Securities stock forecast for 2026?
Our models put fair value at 6,205 KRW, about +84% upside versus a price of 3,375 KRW (undervalued). Cautious scenario 4,654 KRW, optimistic scenario 7,756 KRW. The calculation is refreshed regularly with new filings.
Does Daol Investment & Securities pay a dividend?
Daol Investment & Securities currently shows a dividend yield of 7.11% relative to its recent price (as of Nov 5, 2026).
How much is the dividend of Daol Investment & Securities (030210) and when is the ex-dividend date?
Daol Investment & Securities pays a dividend of 240.00 KRW per share a year, a dividend yield of 7.1%. The last ex-dividend date was Mar 17, 2026. The payout ratio is 40.8% of earnings. Our assessment: Low payout. A low payout ratio: the dividend takes at most 60 % of earnings. Whether free cash flow covers it as well, we cannot see for this company.
What is the intrinsic value of Daol Investment & Securities (030210)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Daol Investment & Securities it is 6,205 KRW per share (as of Nov 5, 2026), against a price of 3,375 KRW. It is the blended result of 6 valuation models in 4 families (Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is Daol Investment & Securities stock overvalued or undervalued in 2026?
As of Nov 5, 2026, 030210 trades below its calculated fair value: price 3,375 KRW, fair value 6,205 KRW, a gap of about +84% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 030210?
No. The price is what the market pays today (3,375 KRW); the fair value is what the company's own numbers justify (6,205 KRW). For Daol Investment & Securities the two are 2,830 KRW per share apart. That gap is exactly why we show both numbers side by side.
How much is Daol Investment & Securities worth?
The market values Daol Investment & Securities at about 200B KRW (market capitalisation, as of Nov 5, 2026). Per share that is 3,375 KRW; our models calculate a fair value of 6,205 KRW per share.
What do the bullish and bearish scenarios say about 030210?
Our models span a range for Daol Investment & Securities: cautious scenario 4,654 KRW, base 6,205 KRW, optimistic 7,756 KRW per share (as of Nov 5, 2026, price 3,375 KRW). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 030210?
Daol Investment & Securities trades at a price-to-earnings ratio of 5.7 (as of Nov 5, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 6,205 KRW is built from several models across several years. Median P/E at fiscal year-end, 8 fiscal years (2016 to 2025), reported earnings: 4.0. Other multiples: P/B 0.3, P/S 0.1.
How solid is the balance sheet of Daol Investment & Securities (030210)?
Balance-sheet figures for Daol Investment & Securities (as of Nov 5, 2026): return on equity 5.5%, debt of 1.16 per unit of equity. They feed the Quality Score of 47/100, which measures business quality independently of the share price.
How far is 030210 from its 52-week high?
Daol Investment & Securities trades at 3,375 KRW, about 34% below its 52-week high of 5,090 KRW and 8% above the low of 3,125 KRW (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of 6,205 KRW is for.
Which stocks are comparable to Daol Investment & Securities?
From the same area (Financial Services) we also value Morgan Stanley, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Daol Investment & Securities stock attractive at the current price?
The data as of Nov 5, 2026: price 3,375 KRW, calculated fair value 6,205 KRW (+84%), Quality Score 47/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 030210 calculated?
We run Daol Investment & Securities through 6 models from 4 families: Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of 6,205 KRW builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Daol Investment & Securities currently trades 46% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Daol Investment & Securities (030210)?
The closing price on Nov 9, 2026 was 3,375 KRW. Our model-based fair value is 6,205 KRW, about +84% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Daol Investment & Securities right now?
The large discount to fair value meets weak quality (47/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case (4,654 KRW). The market is more pessimistic than our downside scenario. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Daol Investment & Securities
How large is the market capitalisation of Daol Investment & Securities (030210)?
The market capitalisation of Daol Investment & Securities is 200B KRW (≈ $148M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Daol Investment & Securities (030210)?
The price-to-sales ratio of Daol Investment & Securities is 0.09 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Daol Investment & Securities (030210)?
Earnings per share at Daol Investment & Securities are 588.25 KRW (price ÷ EPS = P/E 5.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Daol Investment & Securities (030210)?
The dividend yield of Daol Investment & Securities is 7.1% (payout 40.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Daol Investment & Securities (030210)?
The net margin of Daol Investment & Securities is 1.7% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Daol Investment & Securities (030210)?
The return on equity (ROE) of Daol Investment & Securities is 5.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Daol Investment & Securities (030210)?
On an EBIT basis the return on assets of Daol Investment & Securities is 4.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Daol Investment & Securities (030210)?
The operating margin of Daol Investment & Securities is 31.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Daol Investment & Securities (030210)?
Revenue at Daol Investment & Securities is growing +131% versus a year earlier (3y avg −11.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Daol Investment & Securities (030210)?
Earnings per share at Daol Investment & Securities are growing −28.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Daol Investment & Securities (030210) generate?
The free cash flow of Daol Investment & Securities is −274B KRW (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Daol Investment & Securities (030210) carry?
The net debt of Daol Investment & Securities is 441B KRW (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Nov 5, 2026