Colruyt Group (0N4Y) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Colruyt Group €63.36, price €34.44, upside +84.0%, quality 62 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range €18.76 – €45.65 · fair‑value band €47.52 – €79.20 · the €34.44 price screens below the €63.36 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
Colruyt Group N.V., together with its subsidiaries, engages in the retail, wholesale, food service, and other activities in Belgium, France, and internationally. The company operates through the Food; Health & Well-Being and Non-Food; and Group Activities, Real Estate and Energy segments. It operates supermarkets under the Colruyt Lowest Prices brand name.
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Colruyt Group N.V., together with its subsidiaries, engages in the retail, wholesale, food service, and other activities in Belgium, France, and internationally. The company operates through the Food; Health & Well-Being and Non-Food; and Group Activities, Real Estate and Energy segments. It operates supermarkets under the Colruyt Lowest Prices brand name. The company also offers a range of food brands to bulk and other consumers through its own stores and online retail channels, as well independent entrepreneurs, customers, wholesalers, and other businesses. In addition, it operates Jims, a chain of physical fitness clubs; Yoboo, an online health platform; Newpharma, an online pharmacy; The Fashion Society, a multi-brand fashion chain; and Bike Republic, which provides bicycles, e-bikes, cycling clothing, and accessories. Further, the company engages in the development, financing, building, operation, and maintenance of renewable energy resources covering, wind, solar, and hydrogen energy. Additionally, it provides support services, such as IT, technical, and digital services; corporate and real estate services; and printing and document management solutions. The company was formerly known as Etn. Fr. Colruyt NV and changed its name to Colruyt Group N.V. in October 2023. The company was founded in 1928 and is headquartered in Halle, Belgium.
Stock analysis
Colruyt Group (0N4Y) currently trades at €34.44, while our model-based Fair Value estimate is €63.36, implying the stock looks roughly 45.6% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of €66.76 per share, and 19 of the 23 models we run sit above the €34.44 price.
Bear case: the Asset-Based group reads lowest at €12.28, and 4 of the 23 models stay below the price. Evidence for this calculation is low.
Scenario range: €47.52 (bear) to €79.20 (bull), the price of €34.44 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 62/100 (solid quality), in the Consumer Defensive sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Colruyt Group reported revenue of €9.9B in FY2021 versus €9.5B in FY2017, a compound +1.1%/yr. Reported net income was €415M in FY2021, compounding +2.1%/yr from FY2017.
Key figures
Market cap €3.6B · P/E ratio 0.1 · EPS (TTM) €2.46 · Dividend yield 4.0% · Net margin 4.2% · Return on equity 9.5% · Return on assets (EBIT) 11.4% · Operating margin 4.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades about 13% below its 52-week high and 14% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at 8% fair-value upside, at 84%, 0N4Y screens cheaper than that median.
Fair Value models
Bear €47.52Fair Value €63.36Bull €79.20
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.51/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+3.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.2%
’17
’18
’19
’20
’21
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
5.2% (2017) → 5.3% (2021)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no share-count history
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Grocery Stores · 72 stocks
Beats the industry median on 7/10 measures
Overall it ranks above its industry peers.
Valuation
Quality Score62 · Above median
Fair Value upside+30.5% · Above median
Profitability
Return on equity (TTM)9.5% · Below median
Return on assets3.9% · Below median
Net margin (TTM)2.9% · Above median
Operating margin (TTM)4.3% · Above median
Growth and dividend
Revenue growth−4.7% · Bottom 25%
Dividend yield (TTM)4.0% · Above median
Balance sheet
Debt / equity0.02× · Below median
Valuation Multiplesvs Grocery Stores median · lower = cheaper
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Cite: Fair Value Calculator (2026). "Colruyt Group Fair Value". https://www.fairvalue-calculator.com/stock/0N4Y
Frequently asked questions
Is Colruyt Group (0N4Y) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of €63.36 versus a price of €34.44, about +84% upside (undervalued).
What is the fair value of 0N4Y?
Our model-based fair value for Colruyt Group is €63.36 (as of Sep 24, 2026), built from audited fundamentals. The current price: €34.44.
What is the quality score of 0N4Y?
Colruyt Group has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Colruyt Group (0N4Y)?
Our model-based price target is the fair value of €63.36 (as of Sep 24, 2026) from 23 valuation models. Cautious scenario €47.52, optimistic scenario €79.20. It is a calculation from audited fundamentals, not an analyst target.
What is the Colruyt Group stock forecast for 2026?
Our models put fair value at €63.36, about +84% upside versus a price of €34.44 (undervalued). Cautious scenario €47.52, optimistic scenario €79.20. The calculation is refreshed regularly with new filings.
What is the revenue of Colruyt Group (0N4Y)?
Colruyt Group reported trailing-twelve-month revenue of about €10.6B (latest available figure, as of Sep 24, 2026).
Does Colruyt Group pay a dividend?
Colruyt Group currently shows a dividend yield of about 4.01% relative to its recent price (as of Sep 24, 2026).
What is the intrinsic value of Colruyt Group (0N4Y)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Colruyt Group it is €63.36 per share (as of Sep 24, 2026), against a price of €34.44. It is the blended result of 23 valuation models (cash flow, earnings, asset, dividend).
Is Colruyt Group stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 0N4Y trades below its calculated fair value: price €34.44, fair value €63.36, a gap of about +84% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0N4Y?
No. The price is what the market pays today (€34.44); the fair value is what the company's own numbers justify (€63.36). For Colruyt Group the two are €28.92 per share apart. That gap is exactly why we show both numbers side by side.
How much is Colruyt Group worth?
The market values Colruyt Group at about €3.6B (market capitalisation, as of Sep 24, 2026). Per share that is €34.44; our models calculate a fair value of €63.36 per share.
What do the bullish and bearish scenarios say about 0N4Y?
Our models span a range for Colruyt Group: cautious scenario €47.52, base €63.36, optimistic €79.20 per share (as of Sep 24, 2026, price €34.44). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 0N4Y?
Colruyt Group trades at a price-to-earnings ratio of 0.1 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €63.36 is built from several models across several years.
How solid is the balance sheet of Colruyt Group (0N4Y)?
Balance-sheet figures for Colruyt Group (as of Sep 24, 2026): return on equity 9.5%, debt of 0.02 per unit of equity. They feed the Quality Score of 62/100, which measures business quality independently of the share price.
How far is 0N4Y from its 52-week high?
Colruyt Group trades at €34.44, about 13% below its 52-week high of €39.70 and 14% above the low of €30.34 (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of €63.36 is for.
Which stocks are comparable to Colruyt Group?
From the same area (Consumer Defensive) we also value Loblaw Companies Limited, The Kroger Co, Woolworths Group, Koninklijke Ahold Delhaize N.V, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Colruyt Group stock attractive at the current price?
The data as of Sep 24, 2026: price €34.44, calculated fair value €63.36 (+84%), Quality Score 62/100, from 23 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0N4Y calculated?
We run Colruyt Group through 23 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €63.36, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Colruyt Group currently trades 46 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Colruyt Group (0N4Y)?
The closing price on Oct 2, 2026 was €34.44. Our model-based fair value is €63.36, about +84% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Colruyt Group right now?
The price is below even our cautious bear case (€47.52). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (62/100) at a price below fair value, the discount is the argument here, not the business quality.
Key figures of Colruyt Group
How large is the market capitalisation of Colruyt Group (0N4Y)?
The market capitalisation of Colruyt Group is €3.6B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What are the earnings per share of Colruyt Group (0N4Y)?
Earnings per share at Colruyt Group are €2.46 (price ÷ EPS = P/E 0.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Colruyt Group (0N4Y)?
The dividend yield of Colruyt Group is 4.0% (payout 56.1%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Colruyt Group (0N4Y)?
The net margin of Colruyt Group is 4.2% (fiscal year 2021). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Colruyt Group (0N4Y)?
The return on equity (ROE) of Colruyt Group is 9.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Colruyt Group (0N4Y)?
On an EBIT basis the return on assets of Colruyt Group is 11.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Colruyt Group (0N4Y)?
The operating margin of Colruyt Group is 4.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Colruyt Group (0N4Y)?
Revenue at Colruyt Group is growing −4.7% versus a year earlier (3y avg +3.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Colruyt Group (0N4Y)?
Earnings per share at Colruyt Group are growing +9.8% versus a year earlier. How much earnings per share grew versus a year earlier.
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