1273 (1273) Fair Value & Analysis

Financial Services · Market cap HK$299M

1 1273 1273 · HK

PriceHK$0.7200

Fair ValueHK$1.44

Upside+100.0%

Quality79/100

Evidence: High Range HK$1.08 – HK$1.80

Fair value as of: Jul 2, 2026

From 23 valuation models · updated today

Share price +18.0% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$0.3594 – HK$0.7500 · fair‑value band HK$1.08 – HK$1.80 · the HK$0.7200 price screens below the HK$1.44 fair value. As of Jul 2, 2026.

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Analysis

1273 (1273) currently trades at HK$0.7200, while our model-based Fair Value estimate is HK$1.44 — implying the stock looks roughly 100.0% undervalued today. We read business quality at 79/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 1273 generated revenue of HK$145M at a net margin of 48.3%. Revenue grew 24.1% year over year. It earns a return on equity of 8.0%. Net debt stands at HK$202M. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$145M

Revenue growth (YoY) +24.1%

Net margin 48.3%

Return on equity 8.0%

Free cash flow HK$166M FY2025

P/E ratio 4.2

More key figures

Operating margin 63.1%

EPS (TTM) HK$0.1200

Dividend yield 6.7%

EPS growth (YoY) +96.3%

Net debt HK$202M FY2026

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

1273 reported revenue of HK$164M in FY2026 versus HK$155M in FY2022, a compound +1.5%/yr. Reported net income was HK$70.1M in FY2026, compounding −0.1%/yr from FY2022.

Revenue +1.5%/yr

FY22 HK$155M

FY23 HK$163M

FY24 HK$137M

FY25 HK$153M

FY26 HK$164M

Net income −0.1%/yr

FY22 HK$70.6M

FY23 HK$58.9M

FY24 HK$42.7M

FY25 HK$46.2M

FY26 HK$70.1M

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Similar stocks

6 more Mortgage Finance stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
Federal Home Loan Mortgage Corporation FMCCT	$16.50	$27.69	+68%
Rocket Companies, Inc RKT	$14.03	$17.54	+25%
Federal National Mortgage Association FNMAS	$11.61	$23.22	+100%
Bajaj Housing Finance Limited BAJAJHFL	₹82.74	₹52.91	-36%
PennyMac Financial Services, Inc PFSI	$84.04	$125.45	+49%
Aadhar Housing Finance Limited AADHARHFC	₹518.50	₹501.16	-3%

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Frequently asked questions

Is 1273 (1273) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$1.44 versus a price of HK$0.7200 — about +100% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 1273?

Our model-based fair value for 1273 is HK$1.44 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$0.7200.

What is the quality score of 1273?

1273 has a Quality Score of 79/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 1273 (1273)?

1273 reported trailing-twelve-month revenue of about HK$145M (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 1273?

The net profit margin of 1273 is about 48.3%, meaning it keeps roughly 48.3% of revenue as net income. Based on the latest reported figures.

Does 1273 pay a dividend?

1273 currently shows a dividend yield of about 6.67% relative to its recent price (as of Jul 2, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.