Haitong UniTrust International Leasing Co Ltd (1905) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Haitong UniTrust International Leasing Co Ltd HK$1.93, price HK$0.97, upside +99.0%, quality 65 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
- Fair value above price? Yes
- Good quality? Yes
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Haitong UniTrust International Leasing Co Ltd
1905 · HKClearly undervaluedStrong Fair Value upside, but quality is only moderate.
What runs behind every stock
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range HK$0.2575 – HK$1.16 · fair‑value band HK$0.9310 – HK$3.78 · the HK$0.9700 price screens below the HK$1.93 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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Company profile
Haitong Unitrust International Financial Leasing Co., Ltd., through its subsidiaries, operates as a financial leasing company in the People's Republic of China. It offers operating leasing services, and commercial factoring business, as well as advisory services; commercial and vehicle financing services; and aircraft leasing services.
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Haitong Unitrust International Financial Leasing Co., Ltd., through its subsidiaries, operates as a financial leasing company in the People's Republic of China. It offers operating leasing services, and commercial factoring business, as well as advisory services; commercial and vehicle financing services; and aircraft leasing services. The company also engages in financing of aircraft-related business; and PPP project management businesses. In addition, it provides financial leasing and other services to enterprises engaging in cultural education, tourism, and hotel operations. Further, the company offers property management, logistics management, catering management, government outsourcing, and information consulting services. It serves various industries, such as advanced manufacturing, construction, energy and environmental protection, urban utilities, transportation and logistics, culture and tourism, healthcare, and other industries. The company was formerly known as Haitong UniTrust International Leasing Co., Ltd. and changed its name to Haitong Unitrust International Financial Leasing Co., Ltd. in August 2020. Haitong Unitrust International Financial Leasing Co., Ltd. was incorporated in 2004 and is headquartered in Shanghai, the People's Republic of China. Haitong Unitrust International Financial Leasing Co., Ltd. operates as a subsidiary of Haitong UT Capital Group Co., Limited.
Stock analysis
Haitong UniTrust International Leasing Co Ltd (1905) currently trades at HK$0.9700, while our model-based Fair Value estimate is HK$1.93, implying the stock looks roughly 49.7% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of HK$3.74 per share, and 12 of the 13 models we run sit above the HK$0.9700 price.
Bear case: the Growth DCF group reads lowest at HK$0.4800, and 1 of the 13 models stay below the price. Evidence for this calculation is low.
Scenario range: HK$0.9310 (bear) to HK$3.78 (bull), the price of HK$0.9700 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 65/100 (solid quality), in the Financial Services sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Haitong UniTrust International Leasing Co Ltd reported revenue of 6.9B CNY in FY2025 versus 3.3B CNY in FY2021, a compound +20.0%/yr. Reported net income was 1.4B CNY in FY2025, compounding −0.4%/yr from FY2021.
Key figures
Market cap HK$8.0B (≈ $1.0B) · P/E ratio 4.0 · P/S ratio 0.81 · EPS (TTM) HK$0.0900 · Dividend yield 8.8% · Net margin 20.2% · Return on equity 6.6% · Return on assets (EBIT) 3.0%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 16% below its 52-week high and 36% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −32% fair-value upside, at 99%, 1905 screens cheaper than that median.
Fair Value models
All 13 models by family
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Set up alert →Quality Score breakdown
Of which business quality 62 · Market factors (momentum, volatility) 73
Revenue & earnings trend
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Compare Haitong UniTrust International Leasing Co Ltd with another stock
Price, fair value, quality and upside side by side.
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Credit Services · 331 stocks
Valuation Multiplesvs Credit Services median · lower = cheaper
Strength profile in five axes (Snowflake)
Context: sector, industry, market
- Is the Financials sector expensive or cheap?
- P/E, EV/EBITDA and margins by industry (reference tables)
- Undervalued stocks: Hong Kong Stocks
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
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| PayPal Holdings PYPL | $52.89 | $99.46 | +88% |
| Affirm Holdings AFRM | $71.77 | $16.24 | −77% |
| Shriram Finance Limited SHRIRAMFIN | ₹1,011 | ₹1,374 | +36% |
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Key figures of Haitong UniTrust International Leasing Co Ltd
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