2139 (2139) Fair Value & Analysis

Financial Services · Market cap HK$5.3B

2 2139 2139 · HK

PriceHK$0.3650

Fair ValueHK$0.5900

Upside+61.6%

Quality56/100

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Evidence: High Range HK$0.4400 – HK$0.7300

Fair value as of: Jul 2, 2026

From 17 valuation models · updated today

Share price +4.3% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$0.2410 – HK$0.4100 · fair‑value band HK$0.4400 – HK$0.7300 · the HK$0.3650 price screens below the HK$0.5900 fair value. As of Jul 2, 2026.

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Analysis

2139 (2139) currently trades at HK$0.3650, while our model-based Fair Value estimate is HK$0.5900 — implying the stock looks roughly 61.6% undervalued today. We read business quality at 56/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 2139 generated revenue of HK$2.8B at a net margin of 21.1%. Revenue declined 3.3% year over year. It earns a return on equity of 1.7%. Net debt stands at HK$36.4B. Fundamentals as of Jul 2, 2026

Key figures & financial health

Revenue (TTM) HK$2.8B

Revenue growth (YoY) -3.3%

Net margin 21.1%

Return on equity 1.7%

Free cash flow −HK$4.8B FY2025

P/E ratio 8.9

More key figures

Operating margin 7.1%

EPS (TTM) HK$0.0300

EPS growth (YoY) +0.7%

Net debt HK$36.4B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 2, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

2139 reported revenue of HK$12.2B in FY2025 versus HK$2.8B in FY2021, a compound +44.2%/yr. Reported net income was HK$573M in FY2025, compounding +0.1%/yr from FY2021.

Revenue +44.2%/yr

FY21 HK$2.8B

FY22 HK$2.9B

FY23 HK$3.0B

FY24 HK$2.9B

FY25 HK$12.2B

Net income +0.1%/yr

FY21 HK$571M

FY22 HK$601M

FY23 HK$645M

FY24 HK$582M

FY25 HK$573M

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Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 2, 2026).

Stock	Price	Fair Value	vs Fair Value
HDFC Bank Limited HDFCBANK	₹747.05	₹894.11	+20%
PT Bank Central Asia Tbk BBCA	6,225 IDR	6,617 IDR	+6%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI	2,880 IDR	5,760 IDR	+100%
Banco Bradesco S.A BBD	5,120 ARS	10,240 ARS	+100%
KB Financial Group 105560	154,000 KRW	172,992 KRW	+12%
PT Bank Mandiri (Persero) Tbk BMRI	3,710 IDR	7,420 IDR	+100%

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Frequently asked questions

Is 2139 (2139) undervalued?

As of Jul 2, 2026, our model estimates a fair value of HK$0.5900 versus a price of HK$0.3650 — about +62% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 2139?

Our model-based fair value for 2139 is HK$0.5900 (as of Jul 2, 2026), built from audited fundamentals. The current price is HK$0.3650.

What is the quality score of 2139?

2139 has a Quality Score of 56/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 2139 (2139)?

2139 reported trailing-twelve-month revenue of about HK$2.8B (latest available figure, as of Jul 2, 2026).

What is the net profit margin of 2139?

The net profit margin of 2139 is about 21.1%, meaning it keeps roughly 21.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.