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YAMAMA Cement Company (3020) Fair Value & Analysis

Basic Materials · SA · Market cap 4.6B SAR

YC YAMAMA Cement Company 3020 · SR
Price22.63 SAR
Fair Value21.97 SAR
Upside-2.9%
Quality51/100
Expensive Growth
Highly profitable · 34.3% net margin
Low debt · generates free cash flow
4.34% dividend yield
Ranks above peers (10/14)
Wide moat 71/100
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Evidence: High Range 14.27 SAR – 29.66 SAR Share as image

Fair value as of: Jul 31, 2026

From 24 valuation models · updated today

Share price −10.4% over the past month.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • A fairly wide model range (14.27 SAR to 29.66 SAR) leaves room in how you read the outcome.

Price vs Fair Value (12 months)

34.99 SAR 21.89 SAR Fair Value 21.97 SAR Jun 2025 Jul 2026

12‑month range 21.89 SAR – 34.99 SAR · fair‑value band 14.27 SAR – 29.66 SAR · the 22.63 SAR price screens above the 21.97 SAR fair value. As of Jul 31, 2026.

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Analysis

YAMAMA Cement Company (3020) currently trades at 22.63 SAR, while our model-based Fair Value estimate is 21.97 SAR, implying the stock looks roughly 2.9% fairly valued today. We read business quality at 51/100 (solid quality), in the Basic Materials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, YAMAMA Cement Company generated revenue of 1.4B SAR at a net margin of 34.3%. Revenue declined 2.6% year over year. It earns a return on equity of 9.6%. Net debt stands at 1.8B SAR. Fundamentals as of Jul 31, 2026

Our scenario range runs from 14.27 SAR (bear case) to 29.66 SAR (bull case); at 22.63 SAR, the current price sits within that range. The share trades about 31% below its 52-week high and 4% above its 52-week low, currently below its 200-day average. For context, the median of 10 Basic Materials peers we cover trades at -52% fair-value upside, at -3%, 3020 screens cheaper than that median.

Key figures & financial health

Revenue (TTM) 1.4B SAR
Revenue growth (YoY) -2.6%
Net margin 34.3%
Return on equity 9.6%
Free cash flow 183M SAR FY2025
P/E ratio 9.4
More key figures
Operating margin 38.9%
EPS (TTM) 2.39 SAR
Dividend yield 4.3%
EPS growth (YoY) +1.3%
Net debt 1.8B SAR FY2025

Figures from reported company fundamentals · as of Jul 31, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 51/100
Profitability 42
Quality Growth 42
Cashflow 52
Fin. Strength 55
Investment 54
Low Volatility 86
Momentum 21
52W Momentum 4
Net Issuance 80

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

YAMAMA Cement Company manufactures and sells cement in Saudi Arabia. It offers ordinary Portland, salt-resistant, sulfate-resisting Portland, clinker, and finishing cement products. YAMAMA Cement Company was founded in 1956 and is headquartered in Riyadh, Saudi Arabia.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

YAMAMA Cement Company reported revenue of 1.4B SAR in FY2025 versus 736M SAR in FY2021, a compound +17.9%/yr. Reported net income was 483M SAR in FY2025, compounding +33.1%/yr from FY2021.

Revenue +17.9%/yr
FY21 736M SAR
FY22 1.0B SAR
FY23 935M SAR
FY24 1.2B SAR
FY25 1.4B SAR
Net income +33.1%/yr
FY21 154M SAR
FY22 356M SAR
FY23 304M SAR
FY24 421M SAR
FY25 483M SAR

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Cite: Fair Value Calculator (2026). "YAMAMA Cement Company Fair Value". https://www.fairvalue-calculator.com/stock/3020

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 29 / 29
FUTURE 0 / 4
PAST 38 / 15
HEALTH 85 / 92
DIVIDEND 87 / 43

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Building Materials stocks, each showing price versus our Fair Value estimate (as of Jul 31, 2026).

Stock Price Fair Value vs Fair Value
CRH plc CRH $111.25 $70.25 -37%
Holcim AG HCMLY $18.75 $9.07 -52%
UltraTech Cement Limited ULTRACEMCO ₹11,307 ₹4,719 -58%
China Jushi Co 600176 ¥58.38 ¥15.13 -74%
Grasim Industries Limited GRASIM ₹3,175 ₹1,257 -60%
CEMEX, S.A. CEMEXCPO 21.03 MXN 17.45 MXN -17%
Anhui Conch Cement Company 600585 ¥17.86 ¥38.10 +113%
Ambuja Cements Limited AMBUJACEM ₹428.00 ₹227.96 -47%
Shree Cement Limited SHREECEM ₹23,850 ₹8,445 -65%
TCC Group 1101B 45.30 TWD 2.54 TWD -94%

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Frequently asked questions

Is YAMAMA Cement Company (3020) overvalued or undervalued?
As of Jul 31, 2026, our model estimates a fair value of 21.97 SAR versus a price of 22.63 SAR, about −3% (fairly valued).
What is the fair value of 3020?
Our model-based fair value for YAMAMA Cement Company is 21.97 SAR (as of Jul 31, 2026), built from audited fundamentals. The current price is 22.63 SAR.
What is the quality score of 3020?
YAMAMA Cement Company has a Quality Score of 51/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of YAMAMA Cement Company (3020)?
YAMAMA Cement Company reported trailing-twelve-month revenue of about 1.4B SAR (latest available figure, as of Jul 31, 2026).
What is the net profit margin of 3020?
The net profit margin of YAMAMA Cement Company is about 34.3%, meaning it keeps roughly 34.3% of revenue as net income. Based on the latest reported figures.
Does YAMAMA Cement Company pay a dividend?
YAMAMA Cement Company currently shows a dividend yield of about 4.34% relative to its recent price (as of Jul 31, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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