Yamini Investments Company Limited (511012) fair value: what the stock is really worth
We calculate from audited financials what Yamini Investments Company Limited is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.
Watch Yamini Investments Company Limited for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for free
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 13, 2026.
How to read this chart
60‑month range ₹0.4400 – ₹2.92 · fair‑value band ₹0.7000 – ₹0.9100 · the ₹0.6200 price screens below the ₹0.7000 fair value. Dashed = 300-day average. As of Sep 13, 2026.
Yamini Investments Company Limited operates as an investment company in India. It invests in bonds and shares; participates in equity; and provides financial assistance. The company was incorporated in 1983 and is based in Delhi, India.
Stock analysis
Yamini Investments Company Limited (511012) currently trades at ₹0.6200, while our model-based Fair Value estimate is ₹0.7000, implying the stock looks roughly 11.4% undervalued today.
Show more
Valuation
Bull case: the Growth DCF group reads highest at a median of ₹2.10 per share, and 5 of the 9 models we run sit above the ₹0.6200 price.
Bear case: the Earnings-Based group reads lowest at ₹0.1200, and 4 of the 9 models stay below the price. Evidence for this calculation is low.
Scenario range: ₹0.7000 (bear) to ₹0.9100 (bull), the price of ₹0.6200 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 62/100 (solid quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Yamini Investments Company Limited reported revenue of ₹65.3M in FY2026 versus ₹30.4M in FY2022, a compound +21.0%/yr. Reported net income was ₹1.9M in FY2026, compounding −2.9%/yr from FY2022.
Key figures
Market cap ₹152M (≈ $1.6M) · P/E ratio 600.0 · P/S ratio 17.1 · EPS (TTM) ₹0.0040 · Net margin 2.9% · Return on assets (EBIT) 0.0% · Operating margin 3.7% · Revenue (TTM) ₹43.8M.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 52% below its 52-week high and 3% above its 52-week low.
For context, the median of 10 Financial Services peers we cover trades at −26% fair-value upside, at 13%, 511012 screens cheaper than that median.
Fair Value models
Bear ₹0.7000Fair Value ₹0.7000Bull ₹0.9100
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 5 months old). Earnings retained since then (₹0.0018 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.76/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−86.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+21.5%
Revenue growth 15 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+43.9%
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−0.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year−0.8%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−1% vs −5%, picking up
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−66% → 5%
⚠ Revenue per share shrinking 6.9%/yr over ~10Y (margins intact) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−7.8%
Yearly growth needed for the next five years to justify today's price.
Compare Yamini Investments Company Limited with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 462 stocks
Beats the industry median on 3/11 measures
Overall it trails its industry peers.
Valuation
Quality Score62 · Above median
Profitability
Return on assets0% · Below median
Net margin (TTM)3% · Below median
Operating margin (TTM)4% · Below median
Growth and dividend
Revenue growth−57% · Bottom 25%
Dividend yield (TTM)0.0% · Bottom 25%
Valuation Multiplesvs Capital Markets median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Yamini Investments Company Limited Fair Value". https://www.fairvalue-calculator.com/stock/511012
Frequently asked questions
Is Yamini Investments Company Limited (511012) overvalued or undervalued?
As of Sep 13, 2026, our model estimates a fair value of ₹0.7000 versus a price of ₹0.6200, about +13% upside (undervalued).
What is the fair value of 511012?
Our model-based fair value for Yamini Investments Company Limited is ₹0.7000 (as of Sep 13, 2026), built from audited fundamentals. The current price: ₹0.6200.
What is the quality score of 511012?
Yamini Investments Company Limited has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Yamini Investments Company Limited (511012)?
Our model-based price target is the fair value of ₹0.7000 (as of Sep 13, 2026) from 9 valuation models. Cautious scenario ₹0.7000, optimistic scenario ₹0.9100. It is a calculation from audited fundamentals, not an analyst target.
What is the Yamini Investments Company Limited stock forecast for 2026?
Our models put fair value at ₹0.7000, about +13% upside versus a price of ₹0.6200 (undervalued). Cautious scenario ₹0.7000, optimistic scenario ₹0.9100. The calculation is refreshed regularly with new filings.
What is the revenue of Yamini Investments Company Limited (511012)?
Yamini Investments Company Limited reported trailing-twelve-month revenue of about ₹43.8M (latest available figure, as of Sep 13, 2026).
What growth is priced into Yamini Investments Company Limited (511012)?
For today's price to be fair in a discounted-cash-flow model, Yamini Investments Company Limited would have to grow free cash flow by -7.8 % per year for five years (discount rate 10.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +21.5 % per year. As of Sep 13, 2026.
What discount rate (WACC) does the fair value of 511012 use?
Our models discount Yamini Investments Company Limited at 10.9 %: a base by market capitalisation (nano), damped by beta 0.37, country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Yamini Investments Company Limited that is -7.8 % per year a year over ten years, using the same discount rate (10.9 %) and the same formula as our fair value.
How much growth has Yamini Investments Company Limited (511012) delivered so far?
Over the past 5 years revenue at Yamini Investments Company Limited grew +21.5 % a year. The price currently implies -7.8 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Yamini Investments Company Limited (511012) growing?
The median revenue growth in the sector is +3.2 % a year. That is the yardstick for the growth priced into Yamini Investments Company Limited (-7.8 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Yamini Investments Company Limited (511012)?
The free-cash-flow yield on the price is 18.93 %: that much free cash flow Yamini Investments Company Limited produces per unit of market value. When it exceeds the discount rate of our models (10.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Yamini Investments Company Limited (511012)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Yamini Investments Company Limited it is ₹0.7000 per share (as of Sep 13, 2026), against a price of ₹0.6200. It is the blended result of 9 valuation models (cash flow, earnings, asset, dividend).
Is Yamini Investments Company Limited stock overvalued or undervalued in 2026?
As of Sep 13, 2026, 511012 trades below its calculated fair value: price ₹0.6200, fair value ₹0.7000, a gap of about +13% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 511012?
No. The price is what the market pays today (₹0.6200); the fair value is what the company's own numbers justify (₹0.7000). For Yamini Investments Company Limited the two are ₹0.0800 per share apart. That gap is exactly why we show both numbers side by side.
How much is Yamini Investments Company Limited worth?
The market values Yamini Investments Company Limited at about ₹152M (market capitalisation, as of Sep 13, 2026). Per share that is ₹0.6200; our models calculate a fair value of ₹0.7000 per share.
What do the bullish and bearish scenarios say about 511012?
Our models span a range for Yamini Investments Company Limited: cautious scenario ₹0.7000, base ₹0.7000, optimistic ₹0.9100 per share (as of Sep 13, 2026, price ₹0.6200). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is 511012 from its 52-week high?
Yamini Investments Company Limited trades at ₹0.6200, about 52% below its 52-week high of ₹1.30 and 3% above the low of ₹0.6000 (as of Sep 13, 2026). Distance from the high says nothing about value: that is what the fair value of ₹0.7000 is for.
Which stocks are comparable to Yamini Investments Company Limited?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Yamini Investments Company Limited stock attractive at the current price?
The data as of Sep 13, 2026: price ₹0.6200, calculated fair value ₹0.7000 (+13%), Quality Score 62/100, from 9 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 511012 calculated?
We run Yamini Investments Company Limited through 9 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹0.7000, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.8 % above its aggregate fair value. Yamini Investments Company Limited currently trades 13 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What should I pay attention to with Yamini Investments Company Limited right now?
The price is below even our cautious bear case (₹0.7000). The market is more pessimistic than our downside scenario. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Yamini Investments Company Limited
How large is the market capitalisation of Yamini Investments Company Limited (511012)?
The market capitalisation of Yamini Investments Company Limited is ₹152M (≈ $1.6M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/E ratio of Yamini Investments Company Limited (511012)?
The price-to-earnings ratio of Yamini Investments Company Limited is 600.0 (as of Jul 4, 2026). Price to earnings: how many years of current profit you pay for the stock. A P/E of 10 means ten years of profit.
What is the P/S ratio of Yamini Investments Company Limited (511012)?
The price-to-sales ratio of Yamini Investments Company Limited is 17.1 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Yamini Investments Company Limited (511012)?
Earnings per share at Yamini Investments Company Limited are ₹0.0040 (price ÷ EPS = P/E 600.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Yamini Investments Company Limited (511012)?
The net margin of Yamini Investments Company Limited is 2.9% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of Yamini Investments Company Limited (511012)?
On an EBIT basis the return on assets of Yamini Investments Company Limited is 0.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Yamini Investments Company Limited (511012)?
The operating margin of Yamini Investments Company Limited is 3.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Yamini Investments Company Limited (511012)?
Revenue at Yamini Investments Company Limited is growing −56.5% versus a year earlier (3y avg +7.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much net debt does Yamini Investments Company Limited (511012) carry?
The net debt of Yamini Investments Company Limited is ₹112M (fiscal year 2026, ≈ 1.8 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch Yamini Investments Company Limited in the live analysis
One click puts Yamini Investments Company Limited on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
