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Rama Phosphates Limited (524037) fair value: what the stock is really worth

We calculate from audited financials what Rama Phosphates Limited is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? Yes
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Basic Materials · IN · ISIN INE809A01024

RP Thin data Sep 13, 2026

Rama Phosphates Limited

524037 · BSE

NeutralThe stock looks roughly fairly valued with average quality.

·Fair value ₹131.39 · Fairly valued (+7%)
!Quality 58/100
!Weak Growth (revenue 5y +10.6 %/yr)
!Thin margins · 4.2% net margin (TTM)
✓Low debt
·0.81% dividend yield
!Narrow moat 28/100
!Evidence only low, so the estimate is less certain
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

₹246.29 ₹60.76 Fair Value ₹131.39 Mar 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 13, 2026.

How to read this chart

60‑month range ₹60.76 – ₹246.29 · fair‑value band ₹115.23 – ₹164.24 · the ₹123.20 price screens below the ₹131.39 fair value. Dashed = 300-day average. As of Sep 13, 2026.

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Company profile

Rama Phosphates Limited manufactures and sells fertilizers in India. It operates through Fertilizers & Chemicals, and Oil segments.

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Rama Phosphates Limited manufactures and sells fertilizers in India. It operates through Fertilizers & Chemicals, and Oil segments. The company is in the business of manufacture and marketing of Phosphatic Fertilizers, Industrial Chemicals, Micronutrients and also soya seed crushing and soya oil refining The company offers phosphatic fertilizers, including powder and granular single super phosphate fertilizers; various grades of Nitrogen Phosphorus Potash mixed fertilizers; fortified fertilizers, such as boronated and zincated single super phosphate fertilizers, as well as soil conditioners; micronutrients, such as zinc sulphate monohydrate and hepta, magnesium sulphate, and mixture of nutrients; sulphur dust powder; sodium silico fluoride; and water soluble and organic fertilizers. It also provides chemicals comprising sulphuric acid and oleum; and edible oils, including soya, lecithin, and de oiled cakes, as well as liquid sulphur trioxide, chloro sulphonic acid, phospho gypsum, and LABSA chemicals. Rama Phosphates Limited offers its products under the Girnar and Suryaphool brand names. The company was incorporated in 1984 and is based in Mumbai, India. Rama Phosphates Limited is a subsidiary of Silver Eagle Inc.

Stock analysis

Rama Phosphates Limited (524037) currently trades at ₹123.20, while our model-based Fair Value estimate is ₹131.39, implying the stock looks roughly 6.2% fairly valued today.

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Valuation

Bull case: the DCF Models group reads highest at a median of ₹232.69 per share, and 20 of the 24 models we run sit above the ₹123.20 price.

Bear case: the Earnings-Based group reads lowest at ₹40.35, and 4 of the 24 models stay below the price. Evidence for this calculation is low.

Scenario range: ₹115.23 (bear) to ₹164.24 (bull), the price of ₹123.20 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 58/100 (solid quality), in the Basic Materials sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

Rama Phosphates Limited reported revenue of ₹7.4B in FY2025 versus ₹5.8B in FY2021, a compound +6.4%/yr. Reported net income was ₹137M in FY2025, compounding −24.5%/yr from FY2021.

Key figures

Market cap ₹1.1B (≈ $11.5M) · P/E ratio 4.8 · P/S ratio 0.09 · EPS (TTM) ₹10.51 · Dividend yield 0.8% · Net margin 1.8% · Return on assets (EBIT) 10.3% · Operating margin 5.5%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).

What moves the price

The share trades about 43% below its 52-week high and 20% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Basic Materials peers we cover trades at −7% fair-value upside, at 7%, 524037 screens cheaper than that median.

Fair Value models

Bear ₹115.23 Fair Value ₹131.39 Bull ₹164.24
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 12 months old). Earnings retained since then (₹9.51 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
FCF DCF ₹167.15 ₹233.16 ₹317.92 78
Growth DCF ₹169.13 ₹227.75 ₹299.03 77
Owner Earnings ₹74.33 ₹103.66 ₹141.32 75
All 24 models by family
DCF Models
FCF DCF ₹167.15 ₹233.16 ₹317.92 78
Owner Earnings ₹74.33 ₹103.66 ₹141.32 75
5Y Revenue Exit ₹169.89 ₹260.21 ₹372.76 70
5Y EBITDA Exit ₹164.52 ₹250.42 ₹347.40 72
5Y P/E Exit ₹119.49 ₹168.41 ₹217.28 69
10Y Revenue Exit ₹162.41 ₹238.82 ₹336.14 64
10Y EBITDA Exit ₹163.82 ₹232.69 ₹318.89 66
10Y P/E Exit ₹137.84 ₹181.40 ₹230.38 63
Earnings-Based
Graham-Dodd ₹52.56 ₹143.13 ₹187.65 63
Lynch FV ₹28.24 ₹40.35 ₹52.45 59
PEG = 1.0 ₹28.24 ₹40.35 ₹52.45 55
EPV ₹141.68 ₹160.99 ₹177.08 74
Multiples
P/E Multiple ₹98.54 ₹131.39 ₹164.24 63
P/S Multiple ₹98.54 ₹131.39 ₹164.24 58
P/B Multiple ₹98.54 ₹131.39 ₹164.24 55
EV/EBIT ₹210.65 ₹280.83 ₹351.01 66
EV/EBITDA ₹185.26 ₹246.98 ₹308.70 67
EV/Revenue ₹182.57 ₹260.78 ₹338.98 53
Asset-Based
NCAV (Graham) ₹104.90 ₹140.57 ₹209.81 54
Growth DCF
Growth DCF ₹169.13 ₹227.75 ₹299.03 77
Rev-Margin DCF ₹169.89 ₹261.61 ₹363.58 70
Economic Profit
Residual Income ₹145.56 ₹139.77 ₹113.80 74
ROIC Compounder ₹141.68 ₹160.99 ₹177.08 70
Growth Earnings
Growth-Adj P/E ₹79.58 ₹113.68 ₹147.78 65

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Quality Score breakdown

Overall quality 58/100

Of which business quality 60 · Market factors (momentum, volatility) 15

Profitability 42
Margins and returns on capital today
Quality Growth 99
Are margins and returns improving?
Cashflow 69
Earnings quality: real cash, not paper profit
Fin. Strength 55
Balance sheet, leverage, solvency risk
Investment 60
Disciplined investing over empire-building
Low Volatility 11
Calm price path (market factor)
Momentum 19
Price trend over the last 3–12 months (market factor)
52W Momentum 14
Distance to the 52-week high (market factor)
Net Issuance 40
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+23.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.6%
Revenue growth 11 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.1%
What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−18.0%
Earnings growth per share plus dividend.
Earnings per share, growth per year−18.8%
Dividend (yield on the price)0.8%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.6% → 5%

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Compare Rama Phosphates Limited with another stock

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Peer GroupⓘHow this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Agricultural Chemicals” was too small, so the broader sector is used.)Materials · 3642 stocks

Beats the sector median on 6/11 measures
A mixed picture versus its sector peers.
Valuation
Quality Score 58 · Above median
Fair Value upside −35% · Below median
Profitability
Return on assets 0% · Below median
Net margin (TTM) 4% · Above median
Operating margin (TTM) 6% · Below median
Growth and dividend
Revenue growth −5% · Below median
Dividend yield (TTM) 0.8% · Below median

Valuation Multiplesvs Materials median · lower = cheaper

P/E (TTM) 4.8× · Cheapest 25%
P/B 0.29× · Cheapest 25%
P/S (TTM) 0.25× · Cheapest 25%
EV/EBITDA 3.8× · Cheapest 25%

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

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10 more Agricultural Chemicals stocks, each showing price versus our Fair Value estimate.

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Rallis India Limited 500355 ₹202.00 ₹109.39 −46%
National Fertilizers Limited 523630 ₹68.53 ₹63.75 −7%
KILPEST KILPEST ₹1,424 ₹1,566 +10%
Bhagiradha Chemicals & Industries Limited 531719 ₹257.45 ₹283.49 +10%
Kilpest India Limited 532067 ₹1,424 ₹1,566 +10%
MSL MSL ₹149.00 ₹114.12 −23%
SUCROSA SUCROSA ₹13.59 ₹4.29 −68%
Aimco Pesticides Limited 524288 ₹46.48 ₹22.31 −52%
539275 539275 ₹149.00 ₹297.19 +99%
AIMCOPEST AIMCOPEST ₹46.48 ₹37.19 −20%

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Rama Phosphates Limited · Fair Value
₹131.39 +6%Fair Value
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Cite: Fair Value Calculator (2026). "Rama Phosphates Limited Fair Value". https://www.fairvalue-calculator.com/stock/524037

Frequently asked questions

Is Rama Phosphates Limited (524037) overvalued or undervalued?
As of Sep 13, 2026, our model estimates a fair value of ₹131.39 versus a price of ₹123.20, about +7% upside (fairly valued).
What is the fair value of 524037?
Our model-based fair value for Rama Phosphates Limited is ₹131.39 (as of Sep 13, 2026), built from audited fundamentals. The current price: ₹123.20.
What is the quality score of 524037?
Rama Phosphates Limited has a Quality Score of 58/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Rama Phosphates Limited (524037)?
Our model-based price target is the fair value of ₹131.39 (as of Sep 13, 2026) from 24 valuation models. Cautious scenario ₹115.23, optimistic scenario ₹164.24. It is a calculation from audited fundamentals, not an analyst target.
What is the Rama Phosphates Limited stock forecast for 2026?
Our models put fair value at ₹131.39, about +7% upside versus a price of ₹123.20 (fairly valued). Cautious scenario ₹115.23, optimistic scenario ₹164.24. The calculation is refreshed regularly with new filings.
What is the revenue of Rama Phosphates Limited (524037)?
Rama Phosphates Limited reported trailing-twelve-month revenue of about ₹4.4B (latest available figure, as of Sep 13, 2026).
Does Rama Phosphates Limited pay a dividend?
Rama Phosphates Limited currently shows a dividend yield of about 0.81% relative to its recent price (as of Sep 13, 2026).
What is the intrinsic value of Rama Phosphates Limited (524037)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Rama Phosphates Limited it is ₹131.39 per share (as of Sep 13, 2026), against a price of ₹123.20. It is the blended result of 24 valuation models (cash flow, earnings, asset, dividend).
Is Rama Phosphates Limited stock overvalued or undervalued in 2026?
As of Sep 13, 2026, 524037 trades below its calculated fair value: price ₹123.20, fair value ₹131.39, a gap of about +7% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 524037?
No. The price is what the market pays today (₹123.20); the fair value is what the company's own numbers justify (₹131.39). For Rama Phosphates Limited the two are ₹8.19 per share apart. That gap is exactly why we show both numbers side by side.
How much is Rama Phosphates Limited worth?
The market values Rama Phosphates Limited at about ₹1.1B (market capitalisation, as of Sep 13, 2026). Per share that is ₹123.20; our models calculate a fair value of ₹131.39 per share.
What do the bullish and bearish scenarios say about 524037?
Our models span a range for Rama Phosphates Limited: cautious scenario ₹115.23, base ₹131.39, optimistic ₹164.24 per share (as of Sep 13, 2026, price ₹123.20). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 524037?
Rama Phosphates Limited trades at a price-to-earnings ratio of 4.8 (as of Sep 13, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹131.39 is built from several models across several years. Other multiples: P/B 0.3, P/S 0.2, EV/EBITDA 3.8.
How far is 524037 from its 52-week high?
Rama Phosphates Limited trades at ₹123.20, about 43% below its 52-week high of ₹216.00 and 20% above the low of ₹103.00 (as of Sep 13, 2026). Distance from the high says nothing about value: that is what the fair value of ₹131.39 is for.
Which stocks are comparable to Rama Phosphates Limited?
From the same area (Basic Materials) we also value Rallis India Limited, National Fertilizers Limited, KILPEST, Bhagiradha Chemicals & Industries Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Rama Phosphates Limited stock attractive at the current price?
The data as of Sep 13, 2026: price ₹123.20, calculated fair value ₹131.39 (+7%), Quality Score 58/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 524037 calculated?
We run Rama Phosphates Limited through 24 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹131.39, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.8 % above its aggregate fair value. Rama Phosphates Limited currently trades 7 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What should I pay attention to with Rama Phosphates Limited right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.

Key figures of Rama Phosphates Limited

How large is the market capitalisation of Rama Phosphates Limited (524037)?
The market capitalisation of Rama Phosphates Limited is ₹1.1B (≈ $11.5M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Rama Phosphates Limited (524037)?
The price-to-sales ratio of Rama Phosphates Limited is 0.09 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Rama Phosphates Limited (524037)?
Earnings per share at Rama Phosphates Limited are ₹10.51 (price ÷ EPS = P/E 4.8). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Rama Phosphates Limited (524037)?
The dividend yield of Rama Phosphates Limited is 0.8% (payout 9.5%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Rama Phosphates Limited (524037)?
The net margin of Rama Phosphates Limited is 1.8% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of Rama Phosphates Limited (524037)?
On an EBIT basis the return on assets of Rama Phosphates Limited is 10.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Rama Phosphates Limited (524037)?
The operating margin of Rama Phosphates Limited is 5.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Rama Phosphates Limited (524037)?
Revenue at Rama Phosphates Limited is growing −5.3% versus a year earlier (3y avg −5.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Rama Phosphates Limited (524037)?
Earnings per share at Rama Phosphates Limited are growing +15.6% versus a year earlier. How much earnings per share grew versus a year earlier.
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