Edelweiss Financial Services Limited (532922) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of Edelweiss Financial Services Limited ₹117, price ₹139, upside -15.7%, quality 55 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range ₹18.11 – ₹142.85 · fair‑value band ₹87.63 – ₹146.06 · the ₹138.55 price screens above the ₹116.85 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
Edelweiss Financial Services Limited provides financial products and services to corporations, institutions, and individuals in India. The company operates through Agency Business, Capital Based Business, and Life Insurance segments.
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Edelweiss Financial Services Limited provides financial products and services to corporations, institutions, and individuals in India. The company operates through Agency Business, Capital Based Business, and Life Insurance segments. It offers corporate credit products, such as promoter funding and trade financing solutions; fixed income services; retail credit products, including term loans, loans against listed securities, IPO financing, and loans against ESOPs; and housing finance products comprising home loans, balance transfer and top up loans, loan against property, re-financing, and lease rental discounting. The company also provides investment banking services consisting of private equity advisory, merger and acquisition advisory, equity and debt capital market, and loan syndication services; and corporate and individual wealth management services. In addition, it offers institutional brokerage services, including institutional equities and prime brokerage services; and perspective, corporate, and alternative and quantitative research services, as well as provides retail brokerage services through its edelweiss.in Website. Further, the company offers insurance brokerage services consisting of risk management, risk monitoring, insurance programs designing, insurance portfolio management services, and claims management services; and asset/property, marine, personal, business interruption, liability, financial, art, and miscellaneous insurance, as well as life insurance products. Additionally, it provides mutual funds, alternative asset advisory and reconstruction services, and commodities. The company was formerly known as Edelweiss Capital Limited and changed its name to Edelweiss Financial Services Limited in August 2011. Edelweiss Financial Services Limited was founded in 1995 and is based in Mumbai, India.
Stock analysis
Edelweiss Financial Services Limited (532922) currently trades at ₹138.55, while our model-based Fair Value estimate is ₹116.85, 15.7% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of ₹136.02 per share, and 1 of the 4 models we run sit above the ₹138.55 price.
Bear case: the Asset-Based group reads lowest at ₹65.10, and 3 of the 4 models stay below the price. Evidence for this calculation is high.
Scenario range: ₹87.63 (bear) to ₹146.06 (bull), the price of ₹138.55 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 55/100 (solid quality), in the Financials sector.
Weak Growth: Revenue is shrinking: the last year, the last three and the last five years are all negative.
Edelweiss Financial Services Limited reported revenue of ₹80.4B in FY2026 versus ₹68.2B in FY2022, a compound +4.2%/yr. Reported net income was ₹5.5B in FY2026, compounding +30.4%/yr from FY2022.
Key figures
Market cap ₹131B (≈ $1.4B) · EPS (TTM) ₹−23.02 · Net margin 6.8% · Return on assets (EBIT) 0.5% · Free cash flow ₹8.3B · Net debt ₹150B.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades about 3% below its 52-week high and 39% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financials peers we cover trades at −6% fair-value upside, at −16%, 532922 screens richer than that median.
Fair Value models
Bear ₹87.63Fair Value ₹116.85Bull ₹146.06
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue is shrinking: the last year, the last three and the last five years are all negative.
Revenue growth 1 year
−11.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−1.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−3.0%
Start year 2021 (pandemic). Over 10 years: +4.3% a year
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+16.1%
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What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+17.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year+17.9%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.17.9% vs −2.3%, picking up
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−27% → 4%
Start year 2021 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+46.2%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +40.4% a year for the price.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Edelweiss Financial Services Limited (532922) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of ₹116.85 versus a price of ₹138.55, about −16% upside (overvalued).
What is the fair value of 532922?
Our model-based fair value for Edelweiss Financial Services Limited is ₹116.85 (as of Sep 24, 2026), built from audited fundamentals. The current price: ₹138.55.
What is the quality score of 532922?
Edelweiss Financial Services Limited has a Quality Score of 55/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Edelweiss Financial Services Limited (532922)?
Our model-based price target is the fair value of ₹116.85 (as of Sep 24, 2026) from 4 valuation models. Cautious scenario ₹87.63, optimistic scenario ₹146.06. It is a calculation from audited fundamentals, not an analyst target.
What is the Edelweiss Financial Services Limited stock forecast for 2026?
Our models put fair value at ₹116.85, about −16% upside versus a price of ₹138.55 (overvalued). Cautious scenario ₹87.63, optimistic scenario ₹146.06. The calculation is refreshed regularly with new filings.
What growth is priced into Edelweiss Financial Services Limited (532922)?
For today's price to be fair in a discounted-cash-flow model, Edelweiss Financial Services Limited would have to grow free cash flow by +46.2 % per year for five years (discount rate 13.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -3.0 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of 532922 use?
Our models discount Edelweiss Financial Services Limited at 13.9 %: a base by market capitalisation (small), country premium for India. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Edelweiss Financial Services Limited that is +46.2 % per year a year over ten years, using the same discount rate (13.9 %) and the same formula as our fair value.
How much growth has Edelweiss Financial Services Limited (532922) delivered so far?
Over the past 5 years revenue at Edelweiss Financial Services Limited grew -3.0 % a year. The price currently implies +46.2 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Edelweiss Financial Services Limited (532922) growing?
The median revenue growth in the sector is +9.2 % a year. That is the yardstick for the growth priced into Edelweiss Financial Services Limited (+46.2 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Edelweiss Financial Services Limited (532922)?
The free-cash-flow yield on the price is 6.31 %: that much free cash flow Edelweiss Financial Services Limited produces per unit of market value. When it exceeds the discount rate of our models (13.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Edelweiss Financial Services Limited (532922)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Edelweiss Financial Services Limited it is ₹116.85 per share (as of Sep 24, 2026), against a price of ₹138.55. It is the blended result of 4 valuation models (cash flow, earnings, asset, dividend).
Is Edelweiss Financial Services Limited stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 532922 trades above its calculated fair value: price ₹138.55, fair value ₹116.85, a gap of about −16% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 532922?
No. The price is what the market pays today (₹138.55); the fair value is what the company's own numbers justify (₹116.85). For Edelweiss Financial Services Limited the two are ₹21.70 per share apart. That gap is exactly why we show both numbers side by side.
How much is Edelweiss Financial Services Limited worth?
The market values Edelweiss Financial Services Limited at about ₹131B (market capitalisation, as of Sep 24, 2026). Per share that is ₹138.55; our models calculate a fair value of ₹116.85 per share.
What do the bullish and bearish scenarios say about 532922?
Our models span a range for Edelweiss Financial Services Limited: cautious scenario ₹87.63, base ₹116.85, optimistic ₹146.06 per share (as of Sep 24, 2026, price ₹138.55). The range comes from different growth and margin assumptions, not from analyst opinions.
How far is 532922 from its 52-week high?
Edelweiss Financial Services Limited trades at ₹138.55, about 3% below its 52-week high of ₹142.85 and 39% above the low of ₹99.75 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹116.85 is for.
Which stocks are comparable to Edelweiss Financial Services Limited?
From the same area (Financials) we also value Mirae Asset Venture Investment Co, Aju IB Investment Co, EBEST Investment & Securities Co, PSE, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Edelweiss Financial Services Limited stock attractive at the current price?
The data as of Sep 24, 2026: price ₹138.55, calculated fair value ₹116.85 (−16%), Quality Score 55/100, from 4 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 532922 calculated?
We run Edelweiss Financial Services Limited through 4 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹116.85, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. Edelweiss Financial Services Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Edelweiss Financial Services Limited (532922)?
The closing price on Oct 1, 2026 was ₹138.55. Our model-based fair value is ₹116.85, about −16% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Edelweiss Financial Services Limited right now?
Solid but not exceptional quality (55/100) and above fair value, neither a clear bargain nor a standout compounder. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Edelweiss Financial Services Limited
How large is the market capitalisation of Edelweiss Financial Services Limited (532922)?
The market capitalisation of Edelweiss Financial Services Limited is ₹131B (≈ $1.4B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What are the earnings per share of Edelweiss Financial Services Limited (532922)?
Earnings per share at Edelweiss Financial Services Limited are ₹−23.02. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Edelweiss Financial Services Limited (532922)?
The net margin of Edelweiss Financial Services Limited is 6.8% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of Edelweiss Financial Services Limited (532922)?
On an EBIT basis the return on assets of Edelweiss Financial Services Limited is 0.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
How much net debt does Edelweiss Financial Services Limited (532922) carry?
The net debt of Edelweiss Financial Services Limited is ₹150B (fiscal year 2026, ≈ 18.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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