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Net Pacific Holdings (5QY) Fair Value & Analysis

Financial Services · SG · Market cap 6.8M SGD

NP Net Pacific Holdings 5QY · SG
Price0.0130 SGD
Fair Value0.0126 SGD
Upside-3.0%
Quality41/100
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Evidence: Low Range 0.0126 SGD – 0.0139 SGD

Fair value as of: Jul 4, 2026

From 3 valuation models · updated today

Share price −13.3% over the past month.

Price vs Fair Value (12 months)

0.0210 SGD 0.0130 SGD Fair Value 0.0126 SGD Jul 2025 Jul 2026

12‑month range 0.0130 SGD – 0.0210 SGD · fair‑value band 0.0126 SGD – 0.0139 SGD · the 0.0130 SGD price screens above the 0.0126 SGD fair value. As of Jul 4, 2026.

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Analysis

Net Pacific Holdings (5QY) currently trades at 0.0130 SGD, while our model-based Fair Value estimate is 0.0126 SGD — implying the stock looks roughly 3.0% overvalued today. We read business quality at 41/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: low).

Over the trailing twelve months, Net Pacific Holdings generated revenue of 48.9M SGD at a net margin of -21.6%. Revenue grew 17.7% year over year. It earns a return on equity of -21.7%. Fundamentals as of Jul 4, 2026

Key figures & financial health

Revenue (TTM) 48.9M SGD
Revenue growth (YoY) +17.7%
Net margin -21.6%
Return on equity -21.7%
Free cash flow −17.6M SGD FY2024
Operating margin -18.9%
More key figures
EPS growth (YoY) -79.0%

Figures from reported company fundamentals (EODHD) · as of Jul 4, 2026. TTM = trailing twelve months.

About the company

Net Pacific Holdings Limited, an investment holding company, provides various financial services and access to capital primarily to small and medium-sized enterprises (SMEs) in Singapore, the People's Republic of China, Hong Kong, and Australia. It operates through Financing Business; Luggage Business; and Golf Business segments. The Financing Business segment offers financing services, such as working capital financing, asset-backed loans, and mezzanine loans; and invests in companies. Its Luggage Business segment engages in the business of research, design, production and sale of travel hard case luggage in the North America, Asia Pacific, Middle East, and Europe. The Golf Business segment sells golf simulators; and operates indoor golf simulator venues in the People's Republic of China. The company was formerly known as Net Pacific Financial Holdings Limited and changed its name to Net Pacific Holdings Limited in November 2025. Net Pacific Holdings Limited was founded in 1987 …

Revenue & earnings trend

FY2020 – FY2024 · reported fiscal years

Net Pacific Holdings reported revenue of 46.2M SGD in FY2024 versus 3.5M SGD in FY2020, a compound +91.2%/yr. Reported net income was −14.7M SGD in FY2024.

Revenue +91.2%/yr
FY20 3.5M SGD
FY21 3.3M SGD
FY22 3.3M SGD
FY23 3.3M SGD
FY24 46.2M SGD
Net income
FY20 −6.3M SGD
FY21 535K SGD
FY22 −3.5M SGD
FY23 −4.9M SGD
FY24 −14.7M SGD

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Frequently asked questions

Is Net Pacific Holdings (5QY) undervalued?
As of Jul 4, 2026, our model estimates a fair value of 0.0126 SGD versus a price of 0.0130 SGD — about −3% (overvalued). Model-based estimate, not financial advice.
What is the fair value of 5QY?
Our model-based fair value for Net Pacific Holdings is 0.0126 SGD (as of Jul 4, 2026), built from audited fundamentals. The current price is 0.0130 SGD.
What is the quality score of 5QY?
Net Pacific Holdings has a Quality Score of 41/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Net Pacific Holdings (5QY)?
Net Pacific Holdings reported trailing-twelve-month revenue of about 48.9M SGD (latest available figure, as of Jul 4, 2026).
What is the net profit margin of 5QY?
The net profit margin of Net Pacific Holdings is about -21.6%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.