Infinite Finance Co (6958) Fair Value & Analysis
Financial Services · TW · Market cap 8.1B TWD
Fair value as of: Jul 21, 2026
From 12 valuation models · updated 20 days ago
Fair value updated Jul 21, 2026, revised from 3.71 TWD to 3.44 TWD (−7.3%) since Jun 26, 2026. Share price +10.7% over the past month.
Below-average quality, and screening another 82% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (6.38 TWD). The favourable scenario is already priced in.
- Weak quality (41/100) and above fair value at the same time, the margin of safety is missing on both counts.
- The model range is unusually wide (1.66 TWD to 6.38 TWD). The outcome hinges heavily on assumptions, so read the point estimate with caution.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (3 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 21, 2026.
How to read this chart
37‑month range 14.95 TWD – 66.42 TWD · fair‑value band 1.66 TWD – 6.38 TWD · the 18.65 TWD price screens above the 3.44 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 21, 2026.
Analysis
Infinite Finance Co (6958) currently trades at 18.65 TWD, while our model-based Fair Value estimate is 3.44 TWD, implying the stock looks roughly 81.6% overvalued today. The Quality Score stands at 41/100 (below-average quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: medium).
Over the trailing twelve months, Infinite Finance Co generated revenue of 5.4B TWD at a net margin of -14.2%. Revenue grew 28.3% year over year. It earns a return on equity of -7.3%. Net debt stands at 53.7B TWD. Fundamentals as of Jul 21, 2026
Our scenario range runs from 1.66 TWD (bear case) to 6.38 TWD (bull case); at 18.65 TWD, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 13% below its 52-week high and 25% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -41% fair-value upside, at -82%, 6958 screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 12 models by family
Widest divergence: Growth DCF (390.97 TWD) versus Dividend Discount (2.23 TWD). Highest evidence: Growth DCF (80).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 21, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 42 · Market factors (momentum, volatility) 52
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
Infinite Finance Co., Ltd. provides vehicle-related services for heavy motorcycles, tour buses, vans, and small passenger cars.
Full company description
Infinite Finance Co., Ltd. provides vehicle-related services for heavy motorcycles, tour buses, vans, and small passenger cars. It also offers vehicles installments, construction equipment installments, industrial equipment installments, letter of credit for imported machinery, long-term car leasing, real estate lease, installment loans for and rental of large heavy machinery, green energy financing, accounts receivable transfer, and other services. The company was formerly known as Jih Sun Formosa Auto Leasing CO., LTD and changed its name to Infinite Finance Co., Ltd. in 2010. Infinite Finance Co., Ltd. was founded in 1981 and is based in Taipei, Taiwan.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2022 – FY2025 · reported fiscal years
Infinite Finance Co reported revenue of 8.3B TWD in FY2025 versus 6.5B TWD in FY2022, a compound +8.6%/yr. Reported net income was −960M TWD in FY2025.
6958 screens 82% overvalued. Compare with Visa Inc →
Peer Group
Credit Services · 331 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Credit Services median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jul 21, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Visa Inc V | $348.97 | $204.19 | -41% |
| Mastercard Incorporated MA | $537.70 | $221.87 | -59% |
| American Express Company AXP | $358.44 | $206.40 | -42% |
| Bajaj Finance Limited BAJFINANCE | ₹1,056 | ₹397.61 | -62% |
| Shriram Finance Limited SHRIRAMFIN | ₹1,024 | ₹553.83 | -46% |
| Cholamandalam Investment and Finance Company CHOLAFIN | ₹1,808 | ₹796.52 | -56% |
| Tata Capital Limited TATACAP | ₹360.60 | ₹229.85 | -36% |
| Power Finance Corporation PFC | ₹405.10 | ₹810.20 | +100% |
| Muthoot Finance Limited MUTHOOTFIN | ₹3,129 | ₹3,463 | +11% |
| Indian Railway Finance Corporation IRFC | ₹88.41 | ₹69.72 | -21% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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