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M & A Equity Holdings (7082) Fair Value & Analysis

Financial Services · MY · Market cap 400M MYR

MA M & A Equity Holdings 7082 · KLSE
Price0.1950 MYR
Fair Value0.1600 MYR
Upside-18.0%
Quality54/100
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Weak Growth
Highly profitable · 42.6% net margin
Low debt · generates free cash flow
Mixed vs. peers (7/12)
Moderate moat 58/100
Evidence: High Range 0.1200 MYR – 0.1900 MYR Share as image

Fair value as of: Jul 15, 2026

From 10 valuation models · updated 26 days ago

A solid business, but screening 18% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (0.1900 MYR). The favourable scenario is already priced in.
  • Solid but not exceptional quality (54/100) and above fair value, neither a clear bargain nor a standout compounder.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

0.4000 MYR 0.1225 MYR Fair Value 0.1600 MYR Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 15, 2026.

How to read this chart

60‑month range 0.1225 MYR – 0.4000 MYR · fair‑value band 0.1200 MYR – 0.1900 MYR · the 0.1950 MYR price screens above the 0.1600 MYR fair value. Dashed = 300-day average. As of Jul 15, 2026.

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Analysis

M & A Equity Holdings (7082) currently trades at 0.1950 MYR, while our model-based Fair Value estimate is 0.1600 MYR, implying the stock looks roughly 18.0% overvalued today. The Quality Score stands at 54/100 (solid quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, M & A Equity Holdings generated revenue of 49.9M MYR at a net margin of 42.6%. Revenue declined 18.2% year over year. It earns a return on equity of 4.6%. Net debt stands at 22.8M MYR. Fundamentals as of Jul 15, 2026

Our scenario range runs from 0.1200 MYR (bear case) to 0.1900 MYR (bull case); at 0.1950 MYR, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 36% below its 52-week high and 22% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at 11% fair-value upside, at -18%, 7082 screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 0.1200 MYR 0.1300 MYR 0.1500 MYR 80
Residual Income 0.1500 MYR 0.1500 MYR 0.1300 MYR 76
Rev-Margin DCF 0.1000 MYR 0.1100 MYR 0.1200 MYR 74
All 10 models by family
DCF Models
Owner Earnings 0.1400 MYR 0.1600 MYR 0.2000 MYR 31
5Y P/E Exit 0.1600 MYR 0.2100 MYR 0.2800 MYR 38
10Y P/E Exit 0.1400 MYR 0.1700 MYR 0.2000 MYR 35
Earnings-Based
Graham-Dodd 0.0600 MYR 0.0800 MYR 0.0900 MYR 54
Multiples
P/E Multiple 0.1500 MYR 0.2000 MYR 0.2500 MYR 63
P/B Multiple 0.1200 MYR 0.1600 MYR 0.1900 MYR 55
Asset-Based
NCAV (Graham) 0.1100 MYR 0.1500 MYR 0.2200 MYR 50
Growth DCF
Growth DCF 0.1200 MYR 0.1300 MYR 0.1500 MYR 80
Rev-Margin DCF 0.1000 MYR 0.1100 MYR 0.1200 MYR 74
Economic Profit
Residual Income 0.1500 MYR 0.1500 MYR 0.1300 MYR 76

Widest divergence: DCF Models (0.1700 MYR) versus Earnings-Based (0.0800 MYR). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 49.9M MYR
Revenue growth (YoY) -18.2%
Net margin 42.6%
Return on equity 4.6%
Free cash flow 12.5M MYR FY2025
P/E ratio 16.5
More key figures
Operating margin 22.7%
EPS (TTM) 0.0100 MYR
EPS growth (YoY) +9.6%
Net debt 22.8M MYR FY2022

Figures from reported company fundamentals · as of Jul 15, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 54/100

Of which business quality 57 · Market factors (momentum, volatility) 38

Profitability 36
Margins and returns on capital today
Quality Growth 39
Are margins and returns improving?
Cashflow 74
Earnings quality: real cash, not paper profit
Fin. Strength 94
Balance sheet, leverage, solvency risk
Investment 38
Disciplined investing over empire-building
Low Volatility 66
Calm price path (market factor)
Momentum 30
Price trend over the last 3–12 months (market factor)
52W Momentum 17
Distance to the 52-week high (market factor)
Net Issuance 40
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

M & A Equity Holdings Berhad, an investment holding company, engages in the financial services, investment holding, and property investment and development businesses in Malaysia. It provides stock broking, fund management, corporate finance and advisory, and nominee agents and registration services, as well as deals in securities.

Full company description

M & A Equity Holdings Berhad, an investment holding company, engages in the financial services, investment holding, and property investment and development businesses in Malaysia. It provides stock broking, fund management, corporate finance and advisory, and nominee agents and registration services, as well as deals in securities. The company is also involved in property development, property holding and investments, and management services. The company was formerly known as SYF Resources Berhad and changed its name to M & A Equity Holdings Berhad in June 2023. The company was founded in 1963 and is headquartered in Kuala Lumpur, Malaysia. M & A Equity Holdings Berhad is a subsidiary of Insas Berhad.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

M & A Equity Holdings reported revenue of 51.7M MYR in FY2025 versus 195M MYR in FY2021, a compound −28.2%/yr. Reported net income was 18.3M MYR in FY2025, compounding +46.8%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
51.7M MYR
Latest YoY
−10.5%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−12.3%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−17.2%
Avg. growth/yr (13Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−9.9%
Revenue −28.2%/yr
FY21 195M MYR
FY22 76.5M MYR
FY23 43.1M MYR
FY24 57.7M MYR
FY25 51.7M MYR
Net income +46.8%/yr
FY21 3.9M MYR
FY22 −28.1M MYR
FY23 −5.7M MYR
FY24 20.4M MYR
FY25 18.3M MYR

7082 screens 18% overvalued. Compare with Huatai Securities Co →

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Cite: Fair Value Calculator (2026). "M & A Equity Holdings Fair Value". https://www.fairvalue-calculator.com/stock/7082

Peer Group

Capital Markets · 423 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 54 · Above median
Fair Value upside −18% · Above median
Return on equity (TTM) 5% · Below median
Return on assets 4% · Above median
Net margin (TTM) 43% · Top 25%
Operating margin (TTM) 23% · Below median
Revenue growth -18% · Bottom 25%

Valuation Multiples vs Capital Markets median · lower = cheaper

P/E (TTM) 20.0× · Pricier than median
P/B 0.23× · Cheaper than 75% of peers
P/S (TTM) 1.96× · Cheaper than median
P/FCF 7.8× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 9 · sector 9
FUTURE 0 · sector 96
PAST 18 · sector 30
HEALTH 100 · sector 93
DIVIDEND 0 · sector 36

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Jul 15, 2026).

Stock Price Fair Value vs Fair Value
Huatai Securities Co HTSC $0.2700 $0.0400 -85%
Mirae Asset Securities Co 006800 38,750 KRW 31,645 KRW -18%
Meritz Financial Group 138040 117,000 KRW 87,706 KRW -25%
Korea Investment Holdings 071050 239,000 KRW 318,825 KRW +33%
NH Investment & Securities Co 005940 31,000 KRW 37,133 KRW +20%
Samsung Securities Co 016360 107,700 KRW 126,487 KRW +17%
Motilal Oswal Financial Services Limited MOTILALOFS ₹967.00 ₹299.65 -69%
Kiwoom Securities Co 039490 322,000 KRW 358,091 KRW +11%
SSI Securities Corporation SSI 24,250 VND 28,021 VND +16%
Bolsas y Mercados Argentinos S.A BYMA 313.75 ARS 120.22 ARS -62%

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Frequently asked questions

Is M & A Equity Holdings (7082) overvalued or undervalued?
As of Jul 15, 2026, our model estimates a fair value of 0.1600 MYR versus a price of 0.1950 MYR, about −18% (overvalued).
What is the fair value of 7082?
Our model-based fair value for M & A Equity Holdings is 0.1600 MYR (as of Jul 15, 2026), built from audited fundamentals. The current price is 0.1950 MYR.
What is the quality score of 7082?
M & A Equity Holdings has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of M & A Equity Holdings (7082)?
M & A Equity Holdings reported trailing-twelve-month revenue of about 49.9M MYR (latest available figure, as of Jul 15, 2026).
What is the net profit margin of 7082?
The net profit margin of M & A Equity Holdings is about 42.6%, meaning it keeps roughly 42.6% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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