KOALA Financial Group Ltd (8226) Fair Value & Analysis
Financial Services · HK · Market cap HK$40.1M
Fair value as of: Aug 13, 2026
From 2 valuation models · updated 3 days ago
Fair value updated Aug 13, 2026, revised from HK$0.1970 to HK$0.1499 (−23.9%) since Aug 6, 2026. Share price +9.4% over the past month.
A solid business, screening 61% undervalued on our models.
What matters now
- The price is below even our cautious bear case (HK$0.1139). The market is more pessimistic than our downside scenario.
- Solid quality (56/100) at a price below fair value, the discount is the argument here, not the business quality.
- For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.
How to read this chart
60‑month range HK$0.0750 – HK$0.4109 · fair‑value band HK$0.1139 – HK$0.1844 · the HK$0.0930 price screens below the HK$0.1499 fair value. Dashed = 300-day average. As of Aug 13, 2026.
Analysis
KOALA Financial Group Ltd (8226) currently trades at HK$0.0930, while our model-based Fair Value estimate is HK$0.1499, implying the stock looks roughly 61.2% undervalued today. The Quality Score stands at 56/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.
Over the trailing twelve months, KOALA Financial Group Ltd generated revenue of HK$18.7M at a net margin of -51.3%. Revenue declined 44.5% year over year. It earns a return on equity of -2.6%. The balance sheet holds a net cash position of HK$121M. Fundamentals as of Aug 13, 2026
Our scenario range runs from HK$0.1139 (bear case) to HK$0.1844 (bull case); at HK$0.0930, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 48% below its 52-week high and 31% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -22% fair-value upside, at 61%, 8226 screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 2 models by family
Widest divergence: Multiples (HK$0.7400) versus Asset-Based (HK$0.5800). Highest evidence: P/B Multiple (55).
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Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 65 · Market factors (momentum, volatility) 28
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
KOALA Financial Group Limited, an investment holding company, engages in securities brokerage, share placements, underwriting services, and money lending activities in Hong Kong.
Full company description
KOALA Financial Group Limited, an investment holding company, engages in securities brokerage, share placements, underwriting services, and money lending activities in Hong Kong. The company operates through Securities investments, Provision of financial services, Leasing of investment properties, Money lending business, and Provision of assets management services segments. It is also involved in the provision of brokerage, margin and short-term IPO financing, and placing services, as well as personal and corporate loans, and properties investment activities. The company was formerly known as Sunrise (China) Technology Group Limited and changed its name to KOALA Financial Group Limited in June 2017. KOALA Financial Group Limited was incorporated in 2002 and is based in Wan Chai, Hong Kong.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
KOALA Financial Group Ltd reported revenue of HK$19.4M in FY2025 versus HK$25.9M in FY2021, a compound −7.0%/yr. Reported net income was −HK$9.6M in FY2025.
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Peer Group
Capital Markets · 423 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Capital Markets median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Capital Markets stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Mirae Asset Securities Co 006800 | 38,050 KRW | 18,009 KRW | -53% |
| Meritz Financial Group 138040 | 118,600 KRW | 52,717 KRW | -56% |
| Korea Investment Holdings 071050 | 200,500 KRW | 189,335 KRW | -6% |
| NH Investment & Securities Co 005940 | 28,550 KRW | 22,396 KRW | -22% |
| Samsung Securities Co 016360 | 93,100 KRW | 75,573 KRW | -19% |
| Kiwoom Securities Co 039490 | 299,000 KRW | 214,812 KRW | -28% |
| SSI Securities Corporation SSI | 25,300 VND | 17,375 VND | -31% |
| Bolsas y Mercados Argentinos S.A BYMA | 313.75 ARS | 294.30 ARS | -6% |
| Daishin Securities Co 003540 | 26,950 KRW | 48,790 KRW | +81% |
| SK Securities Co 001515 | 4,285 KRW | 1,395 KRW | -67% |
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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