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ZZ Technology Group Co Ltd (8295) fair value: what the stock is really worth

As of Sep 30, 2026: fair value of ZZ Technology Group Co Ltd HK$0.03, price HK$0.03, upside +6.5%, quality 50 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? No
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Financial Services · HK · ISIN KYG989MR1033

ZT Thin data Sep 27, 2026

ZZ Technology Group Co Ltd

8295 · HK

Low PriorityFair Value upside is limited and quality is weak.

·Fair value HK$0.0277 · Fairly valued (+6.5%)
!Quality 50/100
!Mixed Growth (revenue 5y +36.8 %/yr)
!Loss-making · -11.3% net margin (TTM)
✓Low debt · generates free cash flow
!Trails peers (3/10)
!Narrow moat 0/100
!Evidence only low, so the estimate is less certain

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

HK$1.20 HK$0.0230 Fair Value HK$0.0277 May 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.

How to read this chart

60‑month range HK$0.0230 – HK$1.20 · fair‑value band HK$0.0238 – HK$0.0339 · the HK$0.0260 price screens below the HK$0.0277 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 27, 2026.

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Company profile

Kingwisoft Technology Group Company Limited, an investment holding company, provides back-office, marketing, agency, and data center services in China.

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Kingwisoft Technology Group Company Limited, an investment holding company, provides back-office, marketing, agency, and data center services in China. It offers business consultation, information consultation, and data query services, as well as leasing of call centre system and workstations of call centre operators; information processing and other customized business process outsourcing services; and designing, installing, testing, and trial-testing contact service systems and centres. The company was formerly known as ZZ Technology Group Company Limited and changed its name to Kingwisoft Technology Group Company Limited in June 2022. The company was incorporated in 2010 and is headquartered in Mong Kok, Hong Kong. Kingwisoft Technology Group Company Limited operates as a subsidiary of Zhong Zhi Xin Zhuo Capital Company Ltd.

Stock analysis

ZZ Technology Group Co Ltd (8295) currently trades at HK$0.0260, while our model-based Fair Value estimate is HK$0.0277, so the stock looks roughly fairly valued today (gap 6.1%).

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Valuation

Bull case: the Growth DCF group reads highest at a median of HK$0.2000 per share, and 3 of the 3 models we run sit above the HK$0.0260 price.

Bear case: the Asset-Based group reads lowest at HK$0.0600, and 0 of the 3 models stay below the price. Evidence for this calculation is low.

Scenario range: HK$0.0238 (bear) to HK$0.0339 (bull), the price of HK$0.0260 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 50/100 (below-average quality), in the Financial Services sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

ZZ Technology Group Co Ltd reported revenue of HK$1.3B in FY2026 versus HK$734M in FY2022, a compound +14.6%/yr. Reported net income was −HK$143M in FY2026.

Key figures

Market cap HK$124M (≈ $15.8M) · P/S ratio 0.10 · EPS (TTM) HK$−0.0100 · Net margin −11.3% · Return on equity −26.7% · Return on assets (EBIT) −2.7% · Operating margin −8.8% · Revenue (TTM) HK$1.3B.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).

What moves the price

The share trades about 38% below its 52-week high and 13% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −18% fair-value upside, at 7%, 8295 screens cheaper than that median.

Fair Value models

Bear HK$0.0238 Fair Value HK$0.0277 Bull HK$0.0339
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Growth DCF HK$0.1600 HK$0.3200 HK$0.5800 72
Rev-Margin DCF HK$0.1100 HK$0.2000 HK$0.3900 66
NCAV (Graham) HK$0.0500 HK$0.0600 HK$0.1000 53
All 3 models by family
Asset-Based
NCAV (Graham) HK$0.0500 HK$0.0600 HK$0.1000 53
Growth DCF
Growth DCF HK$0.1600 HK$0.3200 HK$0.5800 72
Rev-Margin DCF HK$0.1100 HK$0.2000 HK$0.3900 66

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Quality Score breakdown

Overall quality 50/100

Of which business quality 54 · Market factors (momentum, volatility) 26

Profitability 20
Margins and returns on capital today
Quality Growth 65
Are margins and returns improving?
Cashflow 32
Earnings quality: real cash, not paper profit
Fin. Strength 63
Balance sheet, leverage, solvency risk
Investment 99
Disciplined investing over empire-building
Low Volatility 44
Calm price path (market factor)
Momentum 25
Price trend over the last 3–12 months (market factor)
52W Momentum 8
Distance to the 52-week high (market factor)
Net Issuance 75
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 54/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+2.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+12.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+36.8%
Start year 2021 (pandemic). Over 10 years: +25.1% a year
Revenue growth 17 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+30.8%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
8.1% (2021) → −9.2% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed

Growth Forecast

Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−13.4%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Hong Kong: IMF forecast 2.1% a year to 2030, 1.8% from 2016 to 2025) that is about −15.2% a year for the price.

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 464 stocks

Beats the industry median on 3/9 measures
Overall it trails its industry peers.
Valuation
Quality Score 53 · Below median
Fair Value upside +6.5% · Above median
Profitability
Return on assets −7.3% · Bottom 25%
Net margin (TTM) −11.3% · Bottom 25%
Operating margin (TTM) −8.8% · Bottom 25%
Growth and dividend
Revenue growth 8.3% · Below median
Balance sheet
Debt / equity 0.45× · Above median

Valuation Multiplesvs Capital Markets median · lower = cheaper

P/S (TTM) 0.01× · Cheapest 25%
P/FCF 0.4× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)42 · sector 34
FUTURE (revenue growth)42 · sector 96
PAST (return on equity)0 · sector 31
HEALTH (low debt)77 · sector 95
DIVIDEND (yield)0 · sector 43

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Capital Markets stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
Morgan Stanley, a financial holding company, MS $196.31 $314.07 +60%
The Goldman Sachs Group GS $935.45 $766.86 −18%
The Charles Schwab Corporation SCHW $99.03 $118.07 +19%
Interactive Brokers Group IBKR $89.24 $23.12 −74%
Robinhood Markets, Inc HOOD $116.22 $47.77 −59%
Macquarie Group MQG A$239.53 A$80.51 −66%
CITIC Securities Company 600030 ¥26.29 ¥18.35 −30%
Guotai Haitong Securities Co 601211 ¥17.21 ¥19.35 +12%
East Money Information Co 300059 ¥18.28 ¥4.94 −73%
Nomura Holdings NMR $9.91 $10.19 +3%

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Cite: Fair Value Calculator (2026). "ZZ Technology Group Co Ltd Fair Value". https://www.fairvalue-calculator.com/stock/8295

Frequently asked questions

Is ZZ Technology Group Co Ltd (8295) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of HK$0.0277 versus a price of HK$0.0260, about +7% upside (fairly valued).
What is the fair value of 8295?
Our model-based fair value for ZZ Technology Group Co Ltd is HK$0.0277 (as of Sep 27, 2026), built from audited fundamentals. The current price: HK$0.0260.
What is the quality score of 8295?
ZZ Technology Group Co Ltd has a Quality Score of 50/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for ZZ Technology Group Co Ltd (8295)?
Our model-based price target is the fair value of HK$0.0277 (as of Sep 27, 2026) from 3 valuation models. Cautious scenario HK$0.0238, optimistic scenario HK$0.0339. It is a calculation from audited fundamentals, not an analyst target.
What is the ZZ Technology Group Co Ltd stock forecast for 2026?
Our models put fair value at HK$0.0277, about +7% upside versus a price of HK$0.0260 (fairly valued). Cautious scenario HK$0.0238, optimistic scenario HK$0.0339. The calculation is refreshed regularly with new filings.
What is the revenue of ZZ Technology Group Co Ltd (8295)?
ZZ Technology Group Co Ltd reported trailing-twelve-month revenue of about HK$1.3B (latest available figure, as of Sep 27, 2026).
What growth is priced into ZZ Technology Group Co Ltd (8295)?
For today's price to be fair in a discounted-cash-flow model, ZZ Technology Group Co Ltd would have to grow free cash flow by -13.4 % per year for five years (discount rate 9.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +36.8 % per year. As of Sep 27, 2026.
What discount rate (WACC) does the fair value of 8295 use?
Our models discount ZZ Technology Group Co Ltd at 9.4 %: a base by market capitalisation (nano), damped by beta 0.65, country premium for Hong Kong. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For ZZ Technology Group Co Ltd that is -13.4 % per year a year over ten years, using the same discount rate (9.4 %) and the same formula as our fair value.
How much growth has ZZ Technology Group Co Ltd (8295) delivered so far?
Over the past 5 years revenue at ZZ Technology Group Co Ltd grew +36.8 % a year. The price currently implies -13.4 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of ZZ Technology Group Co Ltd (8295) growing?
The median revenue growth in the sector is +9.1 % a year. That is the yardstick for the growth priced into ZZ Technology Group Co Ltd (-13.4 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of ZZ Technology Group Co Ltd (8295)?
The free-cash-flow yield on the price is 33.94 %: that much free cash flow ZZ Technology Group Co Ltd produces per unit of market value. When it exceeds the discount rate of our models (9.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of ZZ Technology Group Co Ltd (8295)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For ZZ Technology Group Co Ltd it is HK$0.0277 per share (as of Sep 27, 2026), against a price of HK$0.0260. It is the blended result of 3 valuation models (cash flow, earnings, asset, dividend).
Is ZZ Technology Group Co Ltd stock overvalued or undervalued in 2026?
As of Sep 27, 2026, 8295 trades below its calculated fair value: price HK$0.0260, fair value HK$0.0277, a gap of about +7% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 8295?
No. The price is what the market pays today (HK$0.0260); the fair value is what the company's own numbers justify (HK$0.0277). For ZZ Technology Group Co Ltd the two are HK$0.0017 per share apart. That gap is exactly why we show both numbers side by side.
How much is ZZ Technology Group Co Ltd worth?
The market values ZZ Technology Group Co Ltd at about HK$124M (market capitalisation, as of Sep 27, 2026). Per share that is HK$0.0260; our models calculate a fair value of HK$0.0277 per share.
What do the bullish and bearish scenarios say about 8295?
Our models span a range for ZZ Technology Group Co Ltd: cautious scenario HK$0.0238, base HK$0.0277, optimistic HK$0.0339 per share (as of Sep 27, 2026, price HK$0.0260). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of ZZ Technology Group Co Ltd (8295)?
Balance-sheet figures for ZZ Technology Group Co Ltd (as of Sep 27, 2026): return on equity −26.7%, debt of 0.45 per unit of equity. They feed the Quality Score of 50/100, which measures business quality independently of the share price.
How far is 8295 from its 52-week high?
ZZ Technology Group Co Ltd trades at HK$0.0260, about 38% below its 52-week high of HK$0.0420 and 13% above the low of HK$0.0230 (as of Sep 30, 2026). Distance from the high says nothing about value: that is what the fair value of HK$0.0277 is for.
Which stocks are comparable to ZZ Technology Group Co Ltd?
From the same area (Financial Services) we also value Morgan Stanley, a financial holding company,, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is ZZ Technology Group Co Ltd stock attractive at the current price?
The data as of Sep 27, 2026: price HK$0.0260, calculated fair value HK$0.0277 (+7%), Quality Score 50/100, from 3 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 8295 calculated?
We run ZZ Technology Group Co Ltd through 3 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of HK$0.0277, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.7 % above its aggregate fair value. ZZ Technology Group Co Ltd currently trades 6 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of ZZ Technology Group Co Ltd (8295)?
The closing price on Sep 30, 2026 was HK$0.0260. Our model-based fair value is HK$0.0277, about +7% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with ZZ Technology Group Co Ltd right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of ZZ Technology Group Co Ltd

How large is the market capitalisation of ZZ Technology Group Co Ltd (8295)?
The market capitalisation of ZZ Technology Group Co Ltd is HK$124M (≈ $15.8M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of ZZ Technology Group Co Ltd (8295)?
The price-to-sales ratio of ZZ Technology Group Co Ltd is 0.10 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of ZZ Technology Group Co Ltd (8295)?
Earnings per share at ZZ Technology Group Co Ltd are HK$−0.0100. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of ZZ Technology Group Co Ltd (8295)?
The net margin of ZZ Technology Group Co Ltd is −11.3% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of ZZ Technology Group Co Ltd (8295)?
The return on equity (ROE) of ZZ Technology Group Co Ltd is −26.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of ZZ Technology Group Co Ltd (8295)?
On an EBIT basis the return on assets of ZZ Technology Group Co Ltd is −2.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of ZZ Technology Group Co Ltd (8295)?
The operating margin of ZZ Technology Group Co Ltd is −8.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at ZZ Technology Group Co Ltd (8295)?
Revenue at ZZ Technology Group Co Ltd is growing +8.3% versus a year earlier (3y avg +12.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much net debt does ZZ Technology Group Co Ltd (8295) carry?
The net debt of ZZ Technology Group Co Ltd is HK$204M (fiscal year 2026, ≈ 4.8 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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