Al Mohafaza Company for Educati (9598) fair value: what the stock is really worth
As of Nov 5, 2026: fair value (intrinsic value) of Al Mohafaza Company for Educati stock SAR 9.49, price SAR 22.55, that is 57.9% below the price, quality 32 out of 100. Rating: strongly overvalued. Calculated from audited financials with 14 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 9, 2026.
How to read this chart
31‑month range 17.33 SAR – 28.68 SAR · fair‑value band 6.97 SAR – 10.09 SAR · the 22.55 SAR price screens above the 9.49 SAR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 9, 2026.
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Al Mohafaza Company for Education provides education services in the Kingdom of Saudi Arabia. It offers preschool education, kindergarten, and primary education, as well as mixed primary education, including community schools, secondary education, and intermediate education.
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The company was incorporated in 2004 and is based in Hafar Al Batin, the Kingdom of Saudi Arabia.
Stock analysis
Al Mohafaza Company for Educati (9598) currently trades at 22.55 SAR, while our model-based Fair Value estimate is 9.49 SAR, 58% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of 11.72 SAR per share, and 1 of the 14 models we run sit above the 22.55 SAR price.
Bear case: the Asset-Based group reads lowest at 3.38 SAR, and 13 of the 14 models stay below the price. Data coverage for this calculation is medium.
Scenario range: 6.97 SAR (bear) to 10.09 SAR (bull), the price of 22.55 SAR sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 32/100 (below-average quality), in the Consumer Defensive sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Al Mohafaza Company for Educati reported revenue of 27.6M SAR in FY2025 versus 20.1M SAR in FY2022, a compound +11.2%/yr. Reported net income was 5.9M SAR in FY2025, compounding +28.6%/yr from FY2022.
Key figures
Market cap 180M SAR (≈ $48.1M) Micro · P/E ratio 37.0 · P/S ratio 6.40 · EPS (TTM) 0.6100 SAR · Dividend yield 2.2% · Net margin 17.5% · Return on equity 4.4% · Return on assets (EBIT) 4.0% (4-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 53 out of 100 (low confidence).
What moves the price
The share trades about 21% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at 31% fair-value upside, at −58%, 9598 screens richer than that median.
Fair Value models
Bear6.97 SARFair Value 9.49 SARBull10.09 SAR
Price 22.55 SAR · Downside -57.9%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 12 months old). Earnings retained since then (0.1100 SAR per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income10.91 SAR11.17 SAR11.87 SAR73
EPV5.17 SAR5.76 SAR6.28 SAR70
Gordon GGM4.59 SAR6.16 SAR7.75 SAR67
All 14 models by family
Earnings-Based
Graham-Dodd4.98 SAR9.23 SAR11.45 SAR63
EPV5.17 SAR5.76 SAR6.28 SAR70
Dividend Discount
Gordon GGM4.59 SAR6.16 SAR7.75 SAR67
DDM Multi-Stage4.59 SAR6.33 SAR8.39 SAR64
Multiples
P/E Multiple11.53 SAR15.37 SAR19.22 SAR63
P/S Multiple4.14 SAR5.52 SAR6.90 SAR58
P/B Multiple57.66 SAR76.88 SAR96.10 SAR55
EV/EBIT7.42 SAR9.47 SAR11.52 SAR63
EV/EBITDA8.92 SAR11.46 SAR14.01 SAR64
EV/Revenue4.90 SAR6.46 SAR8.01 SAR52
Asset-Based
NCAV (Graham)2.23 SAR3.38 SAR4.22 SAR52
Economic Profit
Residual Income10.91 SAR11.17 SAR11.87 SAR73
ROIC Compounder5.17 SAR5.76 SAR6.28 SAR67
Growth Earnings
Growth-Adj P/E8.20 SAR11.72 SAR15.23 SAR65
The fair value above starts from this blend and is adjusted for dilution from new shares.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.45/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
−5.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.2%
’22
’23
’24
’25
What shareholders gained per year (last 3 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 3 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+4.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+2.4%
Dividend (yield on the price)2.2%
Profit margin 2022 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.4% → 14%
Compare Al Mohafaza Company for Educati with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Education & Training Services · 108 stocks
Beats the industry median on 4/12 measures
Overall it trails its industry peers.
Valuation
Quality Score32 · Bottom 25%
Fair Value upside−57.9% · Bottom 25%
Profitability
Return on equity (12 months)4.4% · Below median
Return on assets4.9% · Above median
Net margin (12 months)17.5% · Top 25%
Operating margin (12 months)22.7% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)3.5% · Below median
Dividend yield (12 months)2.2% · Below median
Valuation Multiplesvs Education & Training Services median · lower = cheaper
P/E (12 months)37.0× · Priciest 25%
P/B1.61× · Cheaper than median
P/S (12 months)6.40× · Priciest 25%
EV/EBITDA25.5× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 47
FUTURE (revenue growth)18· sector 21
PAST (return on equity)17· sector 28
HEALTH (low debt)0· sector 95
DIVIDEND (yield)44· sector 58
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Al Mohafaza Company for Educati Fair Value". https://www.fairvalue-calculator.com/stock/9598
Frequently asked questions
Is Al Mohafaza Company for Educati (9598) overvalued or undervalued?
As of Nov 9, 2026, our model estimates a fair value of 9.49 SAR versus a price of 22.55 SAR, about 58% lower (overvalued).
What is the fair value of 9598?
Our model-based fair value for Al Mohafaza Company for Educati is 9.49 SAR (as of Nov 9, 2026), built from audited fundamentals. The current price: 22.55 SAR.
What is the quality score of 9598?
Al Mohafaza Company for Educati has a Quality Score of 32/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Al Mohafaza Company for Educati (9598)?
Our model-based price target is the fair value of 9.49 SAR (as of Nov 9, 2026) from 14 valuation models. Cautious scenario 6.97 SAR, optimistic scenario 10.09 SAR. It is a calculation from audited fundamentals, not an analyst target.
What is the Al Mohafaza Company for Educati stock forecast for 2026?
Our models put fair value at 9.49 SAR, about 58% lower versus a price of 22.55 SAR (overvalued). Cautious scenario 6.97 SAR, optimistic scenario 10.09 SAR. The calculation is refreshed regularly with new filings.
What is the revenue of Al Mohafaza Company for Educati (9598)?
Al Mohafaza Company for Educati reported trailing-twelve-month revenue of about 28.2M SAR (latest available figure, as of Nov 9, 2026).
Does Al Mohafaza Company for Educati pay a dividend?
Al Mohafaza Company for Educati currently shows a dividend yield of 2.22% relative to its recent price (as of Nov 9, 2026).
How much is the dividend of Al Mohafaza Company for Educati (9598) and when is the ex-dividend date?
Al Mohafaza Company for Educati pays a dividend of 0.5 SAR per share a year, a dividend yield of 2.2%. The last ex-dividend date was Feb 1, 2026. The payout ratio is 82.0% of earnings. Our assessment: Watch coverage. The dividend isn’t fully covered by free cash flow or earnings, part of it is funded from reserves or debt. Fine for now, but worth watching: if it stays uncovered, the dividend could be cut.
What is the intrinsic value of Al Mohafaza Company for Educati (9598)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Al Mohafaza Company for Educati it is 9.49 SAR per share (as of Nov 9, 2026), against a price of 22.55 SAR. It is the blended result of 14 valuation models in 6 families (Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings).
Is Al Mohafaza Company for Educati stock overvalued or undervalued in 2026?
As of Nov 9, 2026, 9598 trades above its calculated fair value: price 22.55 SAR, fair value 9.49 SAR, a gap of about −58% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 9598?
No. The price is what the market pays today (22.55 SAR); the fair value is what the company's own numbers justify (9.49 SAR). For Al Mohafaza Company for Educati the two are 13.06 SAR per share apart. That gap is exactly why we show both numbers side by side.
How much is Al Mohafaza Company for Educati worth?
The market values Al Mohafaza Company for Educati at about 180M SAR (market capitalisation, as of Nov 9, 2026). Per share that is 22.55 SAR; our models calculate a fair value of 9.49 SAR per share.
What do the bullish and bearish scenarios say about 9598?
Our models span a range for Al Mohafaza Company for Educati: cautious scenario 6.97 SAR, base 9.49 SAR, optimistic 10.09 SAR per share (as of Nov 9, 2026, price 22.55 SAR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 9598?
Al Mohafaza Company for Educati trades at a price-to-earnings ratio of 37.0 (as of Nov 9, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 9.49 SAR is built from several models across several years. Other multiples: P/B 1.6, P/S 6.4, EV/EBITDA 25.5.
How solid is the balance sheet of Al Mohafaza Company for Educati (9598)?
Balance-sheet figures for Al Mohafaza Company for Educati (as of Nov 9, 2026): return on equity 4.4%. They feed the Quality Score of 32/100, which measures business quality independently of the share price.
How far is 9598 from its 52-week high?
Al Mohafaza Company for Educati trades at 22.55 SAR, about 21% below its 52-week high of 28.68 SAR and 3% above the low of 21.81 SAR (as of Nov 5, 2026). Distance from the high says nothing about value: that is what the fair value of 9.49 SAR is for.
Which stocks are comparable to Al Mohafaza Company for Educati?
From the same area (Consumer Defensive) we also value New Oriental Education & Technology Group, Laureate Education, Inc, Covista Inc, Physicswallah Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Al Mohafaza Company for Educati stock attractive at the current price?
The data as of Nov 9, 2026: price 22.55 SAR, calculated fair value 9.49 SAR (−58%), Quality Score 32/100, from 14 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 9598 calculated?
We run Al Mohafaza Company for Educati through 14 models from 6 families: Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 9.49 SAR builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Al Mohafaza Company for Educati itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Al Mohafaza Company for Educati (9598)?
The closing price on Nov 5, 2026 was 22.55 SAR. Our model-based fair value is 9.49 SAR, about 58% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Al Mohafaza Company for Educati right now?
The price sits above even our optimistic bull case (10.09 SAR). The favourable scenario is already priced in. Weak quality (32/100) and above fair value at the same time, the margin of safety is missing on both counts.
Key figures of Al Mohafaza Company for Educati
How large is the market capitalisation of Al Mohafaza Company for Educati (9598)?
The market capitalisation of Al Mohafaza Company for Educati is 180M SAR (≈ $48.1M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Al Mohafaza Company for Educati (9598)?
The price-to-sales ratio of Al Mohafaza Company for Educati is 6.40 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Al Mohafaza Company for Educati (9598)?
Earnings per share at Al Mohafaza Company for Educati are 0.6100 SAR (price ÷ EPS = P/E 37.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Al Mohafaza Company for Educati (9598)?
The dividend yield of Al Mohafaza Company for Educati is 2.2% (payout 82.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Al Mohafaza Company for Educati (9598)?
The net margin of Al Mohafaza Company for Educati is 17.5% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Al Mohafaza Company for Educati (9598)?
The return on equity (ROE) of Al Mohafaza Company for Educati is 4.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Al Mohafaza Company for Educati (9598)?
On an EBIT basis the return on assets of Al Mohafaza Company for Educati is 4.0% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Al Mohafaza Company for Educati (9598)?
The operating margin of Al Mohafaza Company for Educati is 22.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Al Mohafaza Company for Educati (9598)?
Revenue at Al Mohafaza Company for Educati is growing +3.5% versus a year earlier (3y avg +11.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Al Mohafaza Company for Educati (9598)?
Earnings per share at Al Mohafaza Company for Educati are growing −18.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Al Mohafaza Company for Educati (9598) generate?
The free cash flow of Al Mohafaza Company for Educati is −16.6M SAR (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Al Mohafaza Company for Educati (9598) hold?
Al Mohafaza Company for Educati holds more cash than debt, 10.2M SAR net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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Nov 9, 2026