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Universal Technical Institute, Inc (UTI) Fair Value & Analysis

Consumer Defensive · US · Market cap $2.6B

UT Universal Technical Institute, Inc logo Universal Technical Institute, Inc UTI · US
Price$28.95
Fair Value$21.35
Upside-26.3%
Quality47/100
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Healthy Growth
Thin margins · 4.9% net margin
Low debt · generates free cash flow
Trails peers (4/14)
Narrow moat 39/100
Evidence: High Range $13.52 – $31.10 Share as image

Fair value as of: Jul 16, 2026

From 24 valuation models · updated 24 days ago

Fair value updated Jul 16, 2026, revised from $21.26 to $21.35 (+0.4%) since Jun 24, 2026. Share price −41.4% over the past month.

Below-average quality, and screening another 26% overvalued on our models.

What matters now

  • Solid but not exceptional quality (47/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range ($13.52 to $31.10) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

$51.20 $5.35 Fair Value $21.35 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 16, 2026.

How to read this chart

60‑month range $5.35 – $51.20 · fair‑value band $13.52 – $31.10 · the $28.95 price screens above the $21.35 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 16, 2026.

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Analysis

Universal Technical Institute, Inc (UTI) currently trades at $28.95, while our model-based Fair Value estimate is $21.35, implying the stock looks roughly 26.3% overvalued today. The Quality Score stands at 47/100 (below-average quality), in the Consumer Defensive sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Universal Technical Institute, Inc generated revenue of $869M at a net margin of 4.9%. Revenue grew 6.7% year over year. It earns a return on equity of 13.5%. Net debt stands at $152M. Fundamentals as of Jul 16, 2026

Our scenario range runs from $13.52 (bear case) to $31.10 (bull case); at $28.95, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 37% below its 52-week high and 36% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at 17% fair-value upside, at -26%, UTI screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF $11.88 $17.08 $24.29 80
Residual Income $7.19 $9.49 $32.93 76
Rev-Margin DCF $12.52 $19.89 $28.44 74
All 24 models by family
DCF Models
FCF DCF $11.75 $17.71 $26.54 38
Owner Earnings $16.20 $24.58 $37.00 31
5Y Revenue Exit $12.52 $19.92 $29.42 39
5Y EBITDA Exit $17.81 $29.90 $44.15 41
5Y P/E Exit $15.50 $25.55 $36.18 38
10Y Revenue Exit $11.75 $18.35 $27.34 36
10Y EBITDA Exit $15.43 $25.16 $38.41 37
10Y P/E Exit $13.99 $22.19 $32.42 35
Earnings-Based
Graham-Dodd $7.78 $25.25 $33.71 54
Lynch FV $5.63 $8.05 $10.46 50
PEG = 1.0 $5.63 $8.05 $10.46 46
EPV $11.05 $12.68 $14.08 59
Multiples
P/E Multiple $18.88 $25.18 $31.47 63
P/S Multiple $13.66 $18.21 $22.76 58
P/B Multiple $14.59 $19.46 $24.32 55
EV/EBIT $21.25 $28.07 $34.89 53
EV/EBITDA $23.71 $31.35 $38.99 54
EV/Revenue $13.53 $18.99 $24.46 43
Asset-Based
NCAV (Graham) $2.98 $3.99 $5.96 50
Growth DCF
Growth DCF $11.88 $17.08 $24.29 80
Rev-Margin DCF $12.52 $19.89 $28.44 74
Economic Profit
Residual Income $7.19 $9.49 $32.93 76
ROIC Compounder $11.80 $14.59 $17.78 72
Growth Earnings
Growth-Adj P/E $15.76 $22.52 $29.27 68

Widest divergence: Growth Earnings ($22.52) versus Asset-Based ($3.99). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) $869M
Revenue growth (YoY) +6.7%
Net margin 4.9%
Return on equity 13.5%
Free cash flow $55.4M FY2025
P/E ratio 63.0
More key figures
Operating margin 0.2%
EPS (TTM) $0.7400
EPS growth (YoY) -96.3%
Net debt $152M FY2025

Figures from reported company fundamentals · as of Jul 16, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 47/100

Of which business quality 52 · Market factors (momentum, volatility) 33

Profitability 66
Margins and returns on capital today
Quality Growth 67
Are margins and returns improving?
Cashflow 48
Earnings quality: real cash, not paper profit
Fin. Strength 70
Balance sheet, leverage, solvency risk
Investment 45
Disciplined investing over empire-building
Low Volatility 22
Calm price path (market factor)
Momentum 44
Price trend over the last 3–12 months (market factor)
52W Momentum 25
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Universal Technical Institute, Inc. provides transportation, skilled trades, and healthcare education programs in the United States. It operates in two segments, UTI and Concorde. The company offers certificate, diploma, or degree programs.

Full company description

Universal Technical Institute, Inc. provides transportation, skilled trades, and healthcare education programs in the United States. It operates in two segments, UTI and Concorde. The company offers certificate, diploma, or degree programs. It also provides manufacturer specific advanced training programs, including student paid electives at its campuses; and manufacturer or dealer sponsored training at various campuses and dedicated training centers. The company serves students, partners, and communities by providing education and support services in various fields. Universal Technical Institute, Inc. was founded in 1965 and is based in Phoenix, Arizona.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Universal Technical Institute, Inc reported revenue of $836M in FY2025 versus $335M in FY2021, a compound +25.7%/yr. Reported net income was $63.0M in FY2025, compounding +44.2%/yr from FY2021.

Growth Quality 90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
$836M
Latest YoY
+14.0%
Avg. growth/yr (3Y)
+25.9%
Avg. growth/yr (5Y)
+22.7%
Avg. growth/yr (25Y)
+9.2%
Revenue +25.7%/yr
FY21 $335M
FY22 $419M
FY23 $607M
FY24 $733M
FY25 $836M
Net income +44.2%/yr
FY21 $14.6M
FY22 $25.8M
FY23 $12.3M
FY24 $42.0M
FY25 $63.0M

UTI screens 26% overvalued. Compare with New Oriental Education & Technology Group →

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Cite: Fair Value Calculator (2026). "Universal Technical Institute, Inc Fair Value". https://www.fairvalue-calculator.com/stock/UTI

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Education & Training Services · 148 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 47 · Below median
Fair Value upside −26% · Below median
Return on equity (TTM) 13% · Above median
Return on assets 4% · Above median
Net margin (TTM) 5% · Above median
Operating margin (TTM) 0% · Below median
Revenue growth 7% · Above median
Debt / equity 0.26× · Higher than median

Valuation Multiples vs Education & Training Services median · lower = cheaper

P/E (TTM) 63.0× · Pricier than 75% of peers
P/B 7.83× · Pricier than 75% of peers
P/S (TTM) 2.96× · Pricier than 75% of peers
P/FCF 46.4× · Pricier than 75% of peers
EV/EBITDA 28.1× · Pricier than 75% of peers
PEG 3.68× · Pricier than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 37
FUTURE 34 · sector 24
PAST 54 · sector 18
HEALTH 87 · sector 95
DIVIDEND 0 · sector 66

VALUE 0: the price sits above our fair-value range.

Insider activity: 40/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Education & Training Services stocks, each showing price versus our Fair Value estimate (as of Jul 16, 2026).

Stock Price Fair Value vs Fair Value
New Oriental Education & Technology Group EDUN 966.48 MXN 897.37 MXN -7%
TAL Education Group TAL $10.24 $15.60 +52%
Laureate Education, Inc LAUR $36.45 $41.45 +14%
Physicswallah Limited PWL ₹131.59 ₹14.81 -89%
Grand Canyon Education, Inc LOPE $149.00 $152.01 +2%
Covista Inc CVSA $116.22 $135.45 +17%
Stride, Inc LRN $83.39 $139.45 +67%
Perdoceo Education Corporation PRDO $31.66 $41.45 +31%
Strategic Education, Inc STRA $84.18 $105.48 +25%
McGraw Hill, Inc MH $9.70 $4.06 -58%

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Frequently asked questions

Is Universal Technical Institute, Inc (UTI) overvalued or undervalued?
As of Jul 16, 2026, our model estimates a fair value of $21.35 versus a price of $28.95, about −26% (overvalued).
What is the fair value of UTI?
Our model-based fair value for Universal Technical Institute, Inc is $21.35 (as of Jul 16, 2026), built from audited fundamentals. The current price is $28.95.
What is the quality score of UTI?
Universal Technical Institute, Inc has a Quality Score of 47/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Universal Technical Institute, Inc (UTI)?
Universal Technical Institute, Inc reported trailing-twelve-month revenue of about $869M (latest available figure, as of Jul 16, 2026).
What is the net profit margin of UTI?
The net profit margin of Universal Technical Institute, Inc is about 4.9%, meaning it keeps roughly 4.9% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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