9677 (9677) Fair Value & Analysis

Financial Services · Market cap HK$19.8B

9 9677 9677 · HK

PriceHK$2.88

Fair ValueHK$4.80

Upside+66.7%

Quality55/100

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Evidence: High Range HK$3.60 – HK$5.99

Fair value as of: Jul 3, 2026

From 26 valuation models · updated today

Share price +2.1% over the past month.

Price vs Fair Value (12 months)

12‑month range HK$1.91 – HK$3.07 · fair‑value band HK$3.60 – HK$5.99 · the HK$2.88 price screens below the HK$4.80 fair value. As of Jul 3, 2026.

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Analysis

9677 (9677) currently trades at HK$2.88, while our model-based Fair Value estimate is HK$4.80 — implying the stock looks roughly 66.7% undervalued today. We read business quality at 55/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

Over the trailing twelve months, 9677 generated revenue of HK$5.2B at a net margin of 43.6%. Revenue grew 11.7% year over year. It earns a return on equity of 7.6%. Net debt stands at HK$90.1B. Fundamentals as of Jul 3, 2026

Key figures & financial health

Revenue (TTM) HK$5.2B

Revenue growth (YoY) +11.7%

Net margin 43.6%

Return on equity 7.6%

Free cash flow HK$9.4B FY2025

P/E ratio 7.0

More key figures

Operating margin 50.9%

EPS (TTM) HK$0.1900

EPS growth (YoY) +40.6%

Net debt HK$90.1B FY2025

Figures from reported company fundamentals (EODHD) · as of Jul 3, 2026. TTM = trailing twelve months.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

9677 reported revenue of HK$17.3B in FY2025 versus HK$13.9B in FY2021, a compound +5.6%/yr. Reported net income was HK$2.2B in FY2025, compounding +5.9%/yr from FY2021.

Revenue +5.6%/yr

FY21 HK$13.9B

FY22 HK$4.1B

FY23 HK$4.2B

FY24 HK$8.5B

FY25 HK$17.3B

Net income +5.9%/yr

FY21 HK$1.7B

FY22 HK$1.9B

FY23 HK$1.9B

FY24 HK$2.0B

FY25 HK$2.2B

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Similar stocks

6 more Banks - Regional stocks, each showing price versus our Fair Value estimate (as of Jul 3, 2026).

Stock	Price	Fair Value	vs Fair Value
HDFC Bank Limited HDFCBANK	₹796.30	₹641.88	-19%
PT Bank Central Asia Tbk BBCA	4,850 IDR	5,562 IDR	+15%
PT Bank Rakyat Indonesia (Persero) Tbk BBRI	2,870 IDR	5,740 IDR	+100%
Banco Bradesco S.A BBD	5,120 ARS	10,240 ARS	+100%
KB Financial Group 105560	157,000 KRW	205,701 KRW	+31%
PT Bank Mandiri (Persero) Tbk BMRI	4,260 IDR	8,520 IDR	+100%

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Frequently asked questions

Is 9677 (9677) undervalued?

As of Jul 3, 2026, our model estimates a fair value of HK$4.80 versus a price of HK$2.88 — about +67% (undervalued). Model-based estimate, not financial advice.

What is the fair value of 9677?

Our model-based fair value for 9677 is HK$4.80 (as of Jul 3, 2026), built from audited fundamentals. The current price is HK$2.88.

What is the quality score of 9677?

9677 has a Quality Score of 55/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

What is the revenue of 9677 (9677)?

9677 reported trailing-twelve-month revenue of about HK$5.2B (latest available figure, as of Jul 3, 2026).

What is the net profit margin of 9677?

The net profit margin of 9677 is about 43.6%, meaning it keeps roughly 43.6% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.